Stock Analysis

Horizon Bancorp Second Quarter 2025 Earnings: Beats Expectations

NasdaqGS:HBNC
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Horizon Bancorp (NASDAQ:HBNC) Second Quarter 2025 Results

Key Financial Results

  • Revenue: US$63.8m (up 20% from 2Q 2024).
  • Net income: US$20.6m (up 46% from 2Q 2024).
  • Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue.
  • EPS: US$0.47 (up from US$0.32 in 2Q 2024).
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NasdaqGS:HBNC Earnings and Revenue Growth July 25th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Horizon Bancorp Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 5.8%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%.

Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 2.7% from a week ago.

Balance Sheet Analysis

While earnings are important, another area to consider is the balance sheet. See our latest analysis on Horizon Bancorp's balance sheet health.

Valuation is complex, but we're here to simplify it.

Discover if Horizon Bancorp might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NasdaqGS:HBNC

Horizon Bancorp

Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services.

Flawless balance sheet with reasonable growth potential and pays a dividend.

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