Apple starts to look less like a company that wins by selling the next must-have gadget, and more like one that grows by keeping people inside its software and subscription ecosystem. That shift could make the business steadier, but it also raises a big question: can Apple compete in fast-moving areas like AI without losing its edge.Read more

New rules around digital dollars could let Citi bring its global payments network into the stablecoin era, helping big companies move money across borders faster and with less friction. With its main banking businesses also picking up steam and a major overhaul aimed at cutting costs, the big question is whether Citi can turn this momentum into lasting gains—or get tripped up by a rough economy and global shocks.Read more

Update 27th Jan 2025 My original narrative was primarily based on Aswath Damodaran's Nvidia narrative and valuation. The recent news from DeepSeek further supports this narrative.Read more