As the U.S. stock market reaches new heights with major indices like the Dow, S&P 500, and Nasdaq setting record highs, small-cap stocks present unique opportunities for investors looking to capitalize on emerging growth potential. In this environment of heightened market activity and economic developments, identifying undervalued small-cap stocks with insider action can be a strategic approach for those seeking to uncover hidden gems in a dynamic landscape.
Top 10 Undervalued Small Caps With Insider Buying In The United States
| Name | PE | PS | Discount to Fair Value | Value Rating |
|---|---|---|---|---|
| PCB Bancorp | 10.0x | 3.0x | 32.59% | ★★★★★☆ |
| Peoples Bancorp | 10.3x | 1.9x | 42.22% | ★★★★★☆ |
| Tandem Diabetes Care | NA | 0.9x | 48.15% | ★★★★★☆ |
| Citizens & Northern | 11.6x | 2.9x | 39.54% | ★★★★☆☆ |
| Limbach Holdings | 34.5x | 2.2x | 33.36% | ★★★★☆☆ |
| First Northern Community Bancorp | 9.6x | 2.7x | 48.33% | ★★★★☆☆ |
| Thryv Holdings | NA | 0.7x | 30.78% | ★★★★☆☆ |
| Industrial Logistics Properties Trust | NA | 0.9x | 16.84% | ★★★★☆☆ |
| Shore Bancshares | 10.7x | 2.8x | -93.43% | ★★★☆☆☆ |
| Farmland Partners | 7.2x | 8.7x | -46.64% | ★★★☆☆☆ |
Here's a peek at a few of the choices from the screener.
Burke & Herbert Financial Services (BHRB)
Simply Wall St Value Rating: ★★★★★☆
Overview: Burke & Herbert Financial Services operates primarily in the community banking sector with a market capitalization of $0.44 billion.
Operations: BHRB's primary revenue stream is derived from community banking, with a recent quarterly revenue of $330 million. The company's gross profit margin consistently stands at 100%, indicating no reported cost of goods sold. Operating expenses, including general and administrative costs, have been significant, impacting net income margins which have varied over time.
PE: 9.1x
Burke & Herbert Financial Services, a smaller financial entity in the U.S., has shown promising signs of being undervalued. Recent insider confidence was demonstrated when Julian Barnwell purchased 6,000 shares for US$374,100 between April and June 2025. Despite a low allowance for bad loans at 79%, earnings are projected to grow by 6.28% annually. The company reported significant improvements in net income and interest income for the second quarter of 2025 compared to last year, reflecting strong operational performance amidst large one-off items impacting results.
Peoples Bancorp (PEBO)
Simply Wall St Value Rating: ★★★★★☆
Overview: Peoples Bancorp operates as a community banking institution with a market capitalization of approximately $1.05 billion, focusing on providing financial services within its local markets.
Operations: The company generates revenue primarily from community banking, with a recent quarterly revenue of $554.42 million. The gross profit margin has shown fluctuations, reaching 98.73% in the latest period. Operating expenses are significant, with general and administrative expenses consistently forming a major part of these costs. Net income margin was recorded at 18.61%, reflecting the company's profitability after accounting for all expenses and costs associated with its operations.
PE: 10.3x
Peoples Bancorp, a smaller player in the financial sector, showcases potential for value with insider confidence evident from recent share purchases. Between April and June 2025, they repurchased 17,116 shares for US$0.47 million. Despite a dip in net income to US$21.21 million in Q2 2025 from US$29.01 million last year, the company remains committed to shareholder returns with a steady quarterly dividend of US$0.41 per share declared in July 2025. Earnings are projected to grow at an annual rate of 9.77%, indicating potential upside despite current challenges.
- Take a closer look at Peoples Bancorp's potential here in our valuation report.
Evaluate Peoples Bancorp's historical performance by accessing our past performance report.
Ennis (EBF)
Simply Wall St Value Rating: ★★★★☆☆
Overview: Ennis operates as a manufacturer of printed business products, with a market capitalization of approximately $0.58 billion.
Operations: Ennis generates revenue primarily from its print segment, with a recent figure of $388.34 million. The company's cost of goods sold (COGS) significantly impacts its financials, as seen with a COGS of $271.40 million in the latest period. Notably, Ennis's net income margin has shown improvement over time, reaching 10.86% in the most recent data point.
PE: 11.4x
Ennis, Inc., a company with primarily external borrowing as its funding source, has shown insider confidence through recent share purchases by Independent Director Walter Gruenes, who acquired 5,500 shares for US$98,945. Between June and September 2025, the company repurchased 196,111 shares for US$3.54 million. Despite slight declines in sales over the past year to US$195.87 million for six months ending August 31, net income rose to US$22.95 million from US$21 million previously. The Board declared a quarterly dividend of 25 cents per share payable in November 2025.
- Dive into the specifics of Ennis here with our thorough valuation report.
Understand Ennis' track record by examining our Past report.
Taking Advantage
- Click through to start exploring the rest of the 67 Undervalued US Small Caps With Insider Buying now.
- Have a stake in these businesses? Integrate your holdings into Simply Wall St's portfolio for notifications and detailed stock reports.
- Discover a world of investment opportunities with Simply Wall St's free app and access unparalleled stock analysis across all markets.
Want To Explore Some Alternatives?
- Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
- Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
- Find companies with promising cash flow potential yet trading below their fair value.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Valuation is complex, but we're here to simplify it.
Discover if Peoples Bancorp might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.
Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com