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ACNB CorporationNasdaqCM:ACNB Stock Report

Market Cap US$552.8m
Share Price
US$54.88
US$57.33
4.3% undervalued intrinsic discount
1Y31.8%
7D1.1%
1D
Portfolio Value
View

ACNB Corporation

NasdaqCM:ACNB Stock Report

Market Cap: US$552.8m

ACNB (ACNB) Stock Overview

A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. More details

ACNB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends4/6

ACNB Community Fair Values

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ACNB Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for ACNB
Historical stock prices
Current Share PriceUS$54.88
52 Week HighUS$55.66
52 Week LowUS$40.15
Beta0.88
1 Month Change3.10%
3 Month Change15.54%
1 Year Change31.76%
3 Year Change55.47%
5 Year Change94.47%
Change since IPO536.90%

Recent News & Updates

Recent updates

Analysis Article Oct 28

ACNB (NASDAQ:ACNB) Is Increasing Its Dividend To $0.38

The board of ACNB Corporation ( NASDAQ:ACNB ) has announced that it will be paying its dividend of $0.38 on the 15th of...
Analysis Article Apr 30

ACNB Corporation's (NASDAQ:ACNB) CEO Compensation Looks Acceptable To Us And Here's Why

Key Insights ACNB will host its Annual General Meeting on 6th of May Total pay for CEO Jim Helt includes US$565.5k...
Analysis Article Apr 26

ACNB (NASDAQ:ACNB) Is Increasing Its Dividend To $0.34

The board of ACNB Corporation ( NASDAQ:ACNB ) has announced that the dividend on 12th of June will be increased to...
Analysis Article May 01

ACNB (NASDAQ:ACNB) Is Increasing Its Dividend To $0.32

ACNB Corporation ( NASDAQ:ACNB ) will increase its dividend from last year's comparable payment on the 14th of June to...
Analysis Article Jan 23

Here's Why We Think ACNB (NASDAQ:ACNB) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha Jan 17

ACNB: Trading At 2 Times TBVPS Thanks To Very Strong Loan Book

Summary ACNB Corporation's share price has increased by over 55% in the past two years, outperforming the S&P 500. The bank's third quarter results showed a decrease in net interest income but a boost in non-interest income from insurance-related sales. ACNB's loan book is strong, with a low amount of past due loans and a relatively low exposure to commercial real estate. The bank's book value is expected to increase gradually. Read the full article on Seeking Alpha
Analysis Article Nov 23

ACNB's (NASDAQ:ACNB) Shareholders Will Receive A Bigger Dividend Than Last Year

ACNB Corporation's ( NASDAQ:ACNB ) dividend will be increasing from last year's payment of the same period to $0.30 on...
Analysis Article Oct 24

ACNB (NASDAQ:ACNB) Will Pay A Larger Dividend Than Last Year At $0.30

The board of ACNB Corporation ( NASDAQ:ACNB ) has announced that it will be increasing its dividend by 7.1% on the 15th...
Analysis Article May 05

Do ACNB's (NASDAQ:ACNB) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Shareholder Returns

ACNBUS BanksUS Market
7D1.1%3.1%-2.9%
1Y31.8%21.2%23.5%

Return vs Industry: ACNB exceeded the US Banks industry which returned 23.3% over the past year.

Return vs Market: ACNB exceeded the US Market which returned 26.3% over the past year.

Price Volatility

Is ACNB's price volatile compared to industry and market?
ACNB volatility
ACNB Average Weekly Movement3.5%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: ACNB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: ACNB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1857519Jim Heltwww.acnb.com

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs that include personal residential mortgages, residential construction loans, and investment mortgage loans.

ACNB Corporation Fundamentals Summary

How do ACNB's earnings and revenue compare to its market cap?
ACNB fundamental statistics
Market capUS$552.78m
Earnings (TTM)US$51.03m
Revenue (TTM)US$158.86m
11.0x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ACNB income statement (TTM)
RevenueUS$158.86m
Cost of RevenueUS$0
Gross ProfitUS$158.86m
Other ExpensesUS$107.83m
EarningsUS$51.03m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)5.00
Gross Margin100.00%
Net Profit Margin32.12%
Debt/Equity Ratio66.5%

How did ACNB perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
29%
Payout Ratio

Does ACNB pay a reliable dividends?

See ACNB dividend history and benchmarks
When do you need to buy ACNB by to receive an upcoming dividend?
ACNB dividend dates
Ex Dividend DateJun 01 2026
Dividend Pay DateJun 15 2026
Days until Ex dividend6 days
Days until Dividend pay date8 days

Does ACNB pay a reliable dividends?

See ACNB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/05 21:22
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ACNB Corporation is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David BishopHovde Group, LLC
Justin CrowleyPiper Sandler Companies
Michael RoseRaymond James & Associates