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Text S.A.WSE:TXT Stock Report

Market Cap zł1.1b
Share Price
zł42.28
zł100.47
57.9% undervalued intrinsic discount
1Y-24.2%
7D-1.4%
1D
Portfolio Value
View

Text S.A.

WSE:TXT Stock Report

Market Cap: zł1.1b

TXT Community Fair Values

Create Narrative

See what 24 others think this stock is worth. Follow their fair value or set your own to get alerts.

Text S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Text
Historical stock prices
Current Share Pricezł42.28
52 Week Highzł62.25
52 Week Lowzł35.50
Beta0.27
1 Month Change8.35%
3 Month Change16.47%
1 Year Change-24.23%
3 Year Change-69.23%
5 Year Change-65.51%
Change since IPO128.54%

Recent News & Updates

Narrative Update Apr 19

TXT: Steady PLN 45 Fair Value Will Support Measured Long Term Expectations

Analysts reiterate their PLN 45.00 price target, explaining that only very small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions were needed in their latest update. Valuation Changes Fair Value: PLN 45.00 is unchanged, with the updated model pointing to the same central estimate as before.
Narrative Update Apr 04

TXT: Steady PLN 45 Fair Value Will Support Constructive Long Term Outlook

Analysts are keeping the price target steady at PLN 45.00. This reflects slightly higher assumed revenue growth and a marginally lower discount rate, partly offset by a more conservative profit margin and a modestly lower future P/E assumption.
Narrative Update Mar 21

TXT: Higher Required Returns Will Still Support Constructive Long Term Outlook

The analyst price target has shifted from PLN 56.50 to PLN 45.00. This reflects updated assumptions on revenue growth, profit margins and future P/E that analysts believe better align with the company’s current outlook.

Recent updates

Narrative Update Apr 19

TXT: Steady PLN 45 Fair Value Will Support Measured Long Term Expectations

Analysts reiterate their PLN 45.00 price target, explaining that only very small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions were needed in their latest update. Valuation Changes Fair Value: PLN 45.00 is unchanged, with the updated model pointing to the same central estimate as before.
Narrative Update Apr 04

TXT: Steady PLN 45 Fair Value Will Support Constructive Long Term Outlook

Analysts are keeping the price target steady at PLN 45.00. This reflects slightly higher assumed revenue growth and a marginally lower discount rate, partly offset by a more conservative profit margin and a modestly lower future P/E assumption.
Narrative Update Mar 21

TXT: Higher Required Returns Will Still Support Constructive Long Term Outlook

The analyst price target has shifted from PLN 56.50 to PLN 45.00. This reflects updated assumptions on revenue growth, profit margins and future P/E that analysts believe better align with the company’s current outlook.
Analysis Article Sep 07

Text's (WSE:TXT) Problems Go Beyond Weak Profit

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. Our analysis has found some...
Analysis Article Apr 04

A Piece Of The Puzzle Missing From Text S.A.'s (WSE:TXT) Share Price

With a price-to-earnings (or "P/E") ratio of 7.6x Text S.A. ( WSE:TXT ) may be sending bullish signals at the moment...
Analysis Article Mar 08

Text's (WSE:TXT) Sluggish Earnings Might Be Just The Beginning Of Its Problems

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. We did some analysis, and found...
User avatar
New Narrative Feb 21

Integrating LiveChat, ChatBot, And HelpDesk Will Attract Larger US Clients

Developing a unified suite could boost cross-sell opportunities, attracting larger clients and driving revenue growth through comprehensive solutions.
Analysis Article Dec 11

Text S.A.'s (WSE:TXT) Shares Climb 26% But Its Business Is Yet to Catch Up

Text S.A. ( WSE:TXT ) shareholders are no doubt pleased to see that the share price has bounced 26% in the last month...
Analysis Article Sep 06

Weak Statutory Earnings May Not Tell The Whole Story For Text (WSE:TXT)

The subdued market reaction suggests that Text S.A.'s ( WSE:TXT ) recent earnings didn't contain any surprises. We...
Analysis Article Aug 16

Shareholders May Be More Conservative With Text S.A.'s (WSE:TXT) CEO Compensation For Now

Key Insights Text's Annual General Meeting to take place on 22nd of August CEO Mariusz Cieply Warm's total compensation...
Analysis Article Apr 05

Text S.A.'s (WSE:TXT) Price Is Out Of Tune With Earnings

It's not a stretch to say that Text S.A.'s ( WSE:TXT ) price-to-earnings (or "P/E") ratio of 13.4x right now seems...
Analysis Article Dec 22

Additional Considerations Required While Assessing Text's (WSE:TXT) Strong Earnings

Text S.A.'s ( WSE:TXT ) robust earnings report didn't manage to move the market for its stock. Our analysis suggests...
Analysis Article Oct 06

Here's Why We Think Text (WSE:TXT) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article May 13

Does This Valuation Of LiveChat Software S.A. (WSE:LVC) Imply Investors Are Overpaying?

Key Insights Using the 2 Stage Free Cash Flow to Equity, LiveChat Software fair value estimate is zł112 LiveChat...
Analysis Article Mar 02

With EPS Growth And More, LiveChat Software (WSE:LVC) Makes An Interesting Case

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jan 08

A Look At The Intrinsic Value Of LiveChat Software S.A. (WSE:LVC)

Key Insights LiveChat Software's estimated fair value is zł110 based on 2 Stage Free Cash Flow to Equity Current share...
Analysis Article Dec 04

LiveChat Software's (WSE:LVC) Dividend Will Be Increased To PLN1.46

The board of LiveChat Software S.A. ( WSE:LVC ) has announced that it will be increasing its dividend by 28% on the 5th...
Analysis Article Sep 10

Here's Why We Think LiveChat Software (WSE:LVC) Might Deserve Your Attention Today

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Aug 09

LiveChat Software's (WSE:LVC) Shareholders Will Receive A Bigger Dividend Than Last Year

LiveChat Software S.A. ( WSE:LVC ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article Jul 26

LiveChat Software (WSE:LVC) Is Paying Out A Larger Dividend Than Last Year

LiveChat Software S.A. ( WSE:LVC ) will increase its dividend from last year's comparable payment on the 5th of August...
Analysis Article Jul 04

LiveChat Software's (WSE:LVC) Shareholders Will Receive A Bigger Dividend Than Last Year

LiveChat Software S.A.'s ( WSE:LVC ) dividend will be increasing to zł1.14 on 5th of August. This makes the dividend...
Analysis Article Apr 28

Should You Investigate LiveChat Software S.A. (WSE:LVC) At zł91.80?

LiveChat Software S.A. ( WSE:LVC ), might not be a large cap stock, but it saw a double-digit share price rise of over...
Analysis Article Feb 14

A Look At The Intrinsic Value Of LiveChat Software S.A. (WSE:LVC)

Does the February share price for LiveChat Software S.A. ( WSE:LVC ) reflect what it's really worth? Today, we will...
Analysis Article Jan 10

Is Now The Time To Look At Buying LiveChat Software S.A. (WSE:LVC)?

While LiveChat Software S.A. ( WSE:LVC ) might not be the most widely known stock at the moment, it saw significant...

Shareholder Returns

TXTPL SoftwarePL Market
7D-1.4%-0.03%-0.04%
1Y-24.2%5.8%28.8%

Return vs Industry: TXT underperformed the Polish Software industry which returned 5.8% over the past year.

Return vs Market: TXT underperformed the Polish Market which returned 28.8% over the past year.

Price Volatility

Is TXT's price volatile compared to industry and market?
TXT volatility
TXT Average Weekly Movement4.6%
Software Industry Average Movement10.5%
Market Average Movement5.4%
10% most volatile stocks in PL Market10.8%
10% least volatile stocks in PL Market3.3%

Stable Share Price: TXT has not had significant price volatility in the past 3 months compared to the Polish market.

Volatility Over Time: TXT's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2002n/aMariusz Cieplywww.text.com

Text S.A. develops and distributes online text communication software for businesses worldwide. It offers LiveChat, a platform for online multichannel text communication; ChatBot, a chatbot building platform that allows the creation of conversational chatbots to handle various business scenarios; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; OpenWidget, a solution allowing for an easy installation of widgets on website; and HelpDesk, a solution that supports business communication with the client through various text communication channels, such as mail, live chat, etc. Text S.A. was formerly known as LiveChat Software S.A. and changed its name to Text S.A. in September 2023. The company was incorporated in 2002 and is headquartered in Wroclaw, Poland.

Text S.A. Fundamentals Summary

How do Text's earnings and revenue compare to its market cap?
TXT fundamental statistics
Market capzł1.09b
Earnings (TTM)zł124.88m
Revenue (TTM)zł338.17m
8.7x
P/E Ratio
3.2x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TXT income statement (TTM)
Revenuezł338.17m
Cost of Revenuezł100.36m
Gross Profitzł237.82m
Other Expenseszł112.94m
Earningszł124.88m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Jun 27, 2026

Earnings per share (EPS)4.85
Gross Margin70.32%
Net Profit Margin36.93%
Debt/Equity Ratio0%

How did TXT perform over the long term?

See historical performance and comparison

Dividends

13.1%
Current Dividend Yield
60%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/01 15:15
End of Day Share Price 2026/06/01 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Text S.A. is covered by 10 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Beata Szparaga-WasniewskaBiuro maklerskie mBanku
Pawel SzpigielBiuro maklerskie mBanku
Tomasz SokolowskiErste Bank Polska S.A.