Text S.A.

WSE:TXT Stock Report

Market Cap: zł1.2b

Text Past Earnings Performance

Past criteria checks 3/6

Text has been growing earnings at an average annual rate of 5.7%, while the Software industry saw earnings growing at 12.3% annually. Revenues have been growing at an average rate of 12.7% per year. Text's return on equity is 106%, and it has net margins of 35.4%.

Key information

5.67%

Earnings growth rate

5.67%

EPS growth rate

Software Industry Growth14.28%
Revenue growth rate12.70%
Return on equity106.04%
Net Margin35.44%
Next Earnings Update28 Aug 2026

Recent past performance updates

Analysis Article 22h

We Think You Can Look Beyond Text's (WSE:TXT) Lackluster Earnings

The market was pleased with the recent earnings report from Text S.A. ( WSE:TXT ), despite the profit numbers being...

Recent updates

Analysis Article 22h

We Think You Can Look Beyond Text's (WSE:TXT) Lackluster Earnings

The market was pleased with the recent earnings report from Text S.A. ( WSE:TXT ), despite the profit numbers being...
Narrative Update Jun 24

TXT: PLN 45 View Will Rely On Steady Margins And P/E Assumptions

The analyst price target for Text remains at PLN 45.00, with small model updates to the discount rate, revenue growth, profit margin and future P/E leading analysts to reaffirm rather than change their valuation. What’s in the News for Text No recent news stories for Text are available from the specified sources at this time.
Narrative Update Jun 05

TXT: Steady PLN 45 Outlook Will Reflect Firmer Margins And Cautious Assumptions

Analysts kept the price target flat at PLN 45.00. They explained that slightly softer revenue growth assumptions were offset by a higher projected profit margin and a marginally different discount rate and future P/E input.
Narrative Update Apr 19

TXT: Steady PLN 45 Fair Value Will Support Measured Long Term Expectations

Analysts reiterate their PLN 45.00 price target, explaining that only very small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions were needed in their latest update. Valuation Changes Fair Value: PLN 45.00 is unchanged, with the updated model pointing to the same central estimate as before.
Narrative Update Apr 04

TXT: Steady PLN 45 Fair Value Will Support Constructive Long Term Outlook

Analysts are keeping the price target steady at PLN 45.00. This reflects slightly higher assumed revenue growth and a marginally lower discount rate, partly offset by a more conservative profit margin and a modestly lower future P/E assumption.
Narrative Update Mar 21

TXT: Higher Required Returns Will Still Support Constructive Long Term Outlook

The analyst price target has shifted from PLN 56.50 to PLN 45.00. This reflects updated assumptions on revenue growth, profit margins and future P/E that analysts believe better align with the company’s current outlook.
Analysis Article Sep 07

Text's (WSE:TXT) Problems Go Beyond Weak Profit

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. Our analysis has found some...
Analysis Article Apr 04

A Piece Of The Puzzle Missing From Text S.A.'s (WSE:TXT) Share Price

With a price-to-earnings (or "P/E") ratio of 7.6x Text S.A. ( WSE:TXT ) may be sending bullish signals at the moment...
Analysis Article Mar 08

Text's (WSE:TXT) Sluggish Earnings Might Be Just The Beginning Of Its Problems

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. We did some analysis, and found...
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New Narrative Feb 21

Integrating LiveChat, ChatBot, And HelpDesk Will Attract Larger US Clients

Developing a unified suite could boost cross-sell opportunities, attracting larger clients and driving revenue growth through comprehensive solutions.
Analysis Article Dec 11

Text S.A.'s (WSE:TXT) Shares Climb 26% But Its Business Is Yet to Catch Up

Text S.A. ( WSE:TXT ) shareholders are no doubt pleased to see that the share price has bounced 26% in the last month...
Analysis Article Sep 06

Weak Statutory Earnings May Not Tell The Whole Story For Text (WSE:TXT)

The subdued market reaction suggests that Text S.A.'s ( WSE:TXT ) recent earnings didn't contain any surprises. We...
Analysis Article Aug 16

Shareholders May Be More Conservative With Text S.A.'s (WSE:TXT) CEO Compensation For Now

Key Insights Text's Annual General Meeting to take place on 22nd of August CEO Mariusz Cieply Warm's total compensation...
Analysis Article Apr 05

Text S.A.'s (WSE:TXT) Price Is Out Of Tune With Earnings

It's not a stretch to say that Text S.A.'s ( WSE:TXT ) price-to-earnings (or "P/E") ratio of 13.4x right now seems...
Analysis Article Dec 22

Additional Considerations Required While Assessing Text's (WSE:TXT) Strong Earnings

Text S.A.'s ( WSE:TXT ) robust earnings report didn't manage to move the market for its stock. Our analysis suggests...
Analysis Article Oct 06

Here's Why We Think Text (WSE:TXT) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article May 13

Does This Valuation Of LiveChat Software S.A. (WSE:LVC) Imply Investors Are Overpaying?

Key Insights Using the 2 Stage Free Cash Flow to Equity, LiveChat Software fair value estimate is zł112 LiveChat...
Analysis Article Mar 02

With EPS Growth And More, LiveChat Software (WSE:LVC) Makes An Interesting Case

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jan 08

A Look At The Intrinsic Value Of LiveChat Software S.A. (WSE:LVC)

Key Insights LiveChat Software's estimated fair value is zł110 based on 2 Stage Free Cash Flow to Equity Current share...
Analysis Article Dec 04

LiveChat Software's (WSE:LVC) Dividend Will Be Increased To PLN1.46

The board of LiveChat Software S.A. ( WSE:LVC ) has announced that it will be increasing its dividend by 28% on the 5th...
Analysis Article Sep 10

Here's Why We Think LiveChat Software (WSE:LVC) Might Deserve Your Attention Today

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Aug 09

LiveChat Software's (WSE:LVC) Shareholders Will Receive A Bigger Dividend Than Last Year

LiveChat Software S.A. ( WSE:LVC ) has announced that it will be increasing its dividend from last year's comparable...
Analysis Article Jul 26

LiveChat Software (WSE:LVC) Is Paying Out A Larger Dividend Than Last Year

LiveChat Software S.A. ( WSE:LVC ) will increase its dividend from last year's comparable payment on the 5th of August...
Analysis Article Jul 04

LiveChat Software's (WSE:LVC) Shareholders Will Receive A Bigger Dividend Than Last Year

LiveChat Software S.A.'s ( WSE:LVC ) dividend will be increasing to zł1.14 on 5th of August. This makes the dividend...
Analysis Article Apr 28

Should You Investigate LiveChat Software S.A. (WSE:LVC) At zł91.80?

LiveChat Software S.A. ( WSE:LVC ), might not be a large cap stock, but it saw a double-digit share price rise of over...

Revenue & Expenses Breakdown

How Text makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

WSE:TXT Revenue, expenses and earnings (PLN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 26329117950
31 Dec 253381251000
30 Sep 253461381040
30 Jun 253521521040
31 Mar 25354164910
31 Dec 243481661020
30 Sep 24349168980
30 Jun 24338165970
31 Mar 24335167930
31 Dec 23337174880
30 Sep 23333177880
30 Jun 23320171850
31 Mar 23296155820
31 Dec 22273140790
30 Sep 22243123720
30 Jun 22233123660
31 Mar 22223119610
31 Dec 21209116550
30 Sep 21199113510
30 Jun 21186106470
31 Mar 21179100440
31 Dec 20167102400
30 Sep 2015391370
30 Jun 2014282340
31 Mar 2013176310
31 Dec 1912462290
30 Sep 1912060270
30 Jun 1911458240
31 Mar 1910957210
31 Dec 1810355180
30 Sep 189854160
30 Jun 189351140
31 Mar 188948140
31 Dec 178848130
30 Sep 178547120
30 Jun 178145120
31 Mar 177643110
31 Dec 167039110
30 Sep 166434110
30 Jun 165831100
31 Mar 16532890
31 Dec 15482680
30 Sep 15422460

Quality Earnings: TXT has high quality earnings.

Growing Profit Margin: TXT's current net profit margins (35.4%) are lower than last year (46.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: TXT's earnings have grown by 5.7% per year over the past 5 years.

Accelerating Growth: TXT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TXT had negative earnings growth (-29.1%) over the past year, making it difficult to compare to the Software industry average (27.4%).


Return on Equity

High ROE: TXT's Return on Equity (106%) is considered outstanding.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 05:57
End of Day Share Price 2026/07/03 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Text S.A. is covered by 9 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Beata Szparaga-WasniewskaBiuro maklerskie mBanku
Pawel SzpigielBiuro maklerskie mBanku
Tomasz SokolowskiErste Bank Polska S.A.