Text Valuation
Is TXT undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
4/6Valuation Score 4/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of TXT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: TXT (PLN90.3) is trading below our estimate of fair value (PLN103.17)
Significantly Below Fair Value: TXT is trading below fair value, but not by a significant amount.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for TXT?
Other financial metrics that can be useful for relative valuation.
| What is TXT's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | zł2.33b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 6.3x |
| Enterprise Value/EBITDA | 11.3x |
| PEG Ratio | 8.8x |
Price to Earnings Ratio vs Peers
How does TXT's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 33.8x | ||
VRC Vercom | 36.3x | 21.8% | zł2.6b |
SHO Shoper | 43.7x | 25.5% | zł1.0b |
CLD Cloud Technologies | 37.8x | n/a | zł331.5m |
IFI Ifirma | 17.5x | n/a | zł140.2m |
TXT Text | 12.2x | 1.4% | zł2.3b |
Price-To-Earnings vs Peers: TXT is good value based on its Price-To-Earnings Ratio (12.2x) compared to the peer average (33.8x).
Price to Earnings Ratio vs Industry
How does TXT's PE Ratio compare vs other companies in the PL Software Industry?
Price-To-Earnings vs Industry: TXT is good value based on its Price-To-Earnings Ratio (12.2x) compared to the Polish Software industry average (20.4x).
Price to Earnings Ratio vs Fair Ratio
What is TXT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 12.2x |
| Fair PE Ratio | 20.1x |
Price-To-Earnings vs Fair Ratio: TXT is good value based on its Price-To-Earnings Ratio (12.2x) compared to the estimated Fair Price-To-Earnings Ratio (20.1x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | zł90.30 | zł135.35 +49.9% | 22.9% | zł188.40 | zł110.00 | n/a | 4 |
| Apr ’25 | zł90.00 | zł135.35 +50.4% | 22.9% | zł188.40 | zł110.00 | n/a | 4 |
| Mar ’25 | zł88.40 | zł135.35 +53.1% | 22.9% | zł188.40 | zł110.00 | n/a | 4 |
| Feb ’25 | zł95.50 | zł135.35 +41.7% | 22.9% | zł188.40 | zł110.00 | n/a | 4 |
| Jan ’25 | zł115.80 | zł150.35 +29.8% | 19.7% | zł188.40 | zł121.00 | n/a | 4 |
| Dec ’24 | zł111.40 | zł150.35 +35.0% | 19.7% | zł188.40 | zł121.00 | n/a | 4 |
| Nov ’24 | zł113.40 | zł154.35 +36.1% | 17.1% | zł188.40 | zł121.00 | n/a | 4 |
| Oct ’24 | zł145.40 | zł154.35 +6.2% | 17.1% | zł188.40 | zł121.00 | n/a | 4 |
| Sep ’24 | zł138.20 | zł154.35 +11.7% | 17.1% | zł188.40 | zł121.00 | n/a | 4 |
| Aug ’24 | zł153.60 | zł154.35 +0.5% | 17.1% | zł188.40 | zł121.00 | n/a | 4 |
| Jul ’24 | zł128.80 | zł154.60 +20.0% | 17.0% | zł188.40 | zł121.00 | n/a | 4 |
| Jun ’24 | zł139.20 | zł154.60 +11.1% | 17.0% | zł188.40 | zł121.00 | n/a | 4 |
| May ’24 | zł138.80 | zł138.68 -0.09% | 24.7% | zł188.40 | zł100.00 | n/a | 5 |
| Apr ’24 | zł143.20 | zł138.68 -3.2% | 24.7% | zł188.40 | zł100.00 | zł90.00 | 5 |
| Mar ’24 | zł135.40 | zł138.68 +2.4% | 24.7% | zł188.40 | zł100.00 | zł88.40 | 5 |
| Feb ’24 | zł126.80 | zł118.14 -6.8% | 9.0% | zł130.70 | zł100.00 | zł95.50 | 5 |
| Jan ’24 | zł107.00 | zł118.14 +10.4% | 9.0% | zł130.70 | zł100.00 | zł115.80 | 5 |
| Dec ’23 | zł112.00 | zł117.54 +4.9% | 9.3% | zł130.70 | zł100.00 | zł111.40 | 5 |
| Nov ’23 | zł111.00 | zł117.54 +5.9% | 9.3% | zł130.70 | zł100.00 | zł113.40 | 5 |
| Oct ’23 | zł108.80 | zł120.40 +10.7% | 11.1% | zł138.30 | zł101.00 | zł145.40 | 5 |
| Sep ’23 | zł106.80 | zł117.83 +10.3% | 11.7% | zł138.30 | zł101.00 | zł138.20 | 4 |
| Aug ’23 | zł99.00 | zł117.83 +19.0% | 11.7% | zł138.30 | zł101.00 | zł153.60 | 4 |
| Jul ’23 | zł102.00 | zł118.53 +16.2% | 10.9% | zł138.30 | zł103.80 | zł128.80 | 4 |
| Jun ’23 | zł92.00 | zł124.78 +35.6% | 11.1% | zł138.30 | zł103.80 | zł139.20 | 4 |
| May ’23 | zł95.00 | zł124.78 +31.3% | 11.1% | zł138.30 | zł103.80 | zł138.80 | 4 |
| Apr ’23 | zł100.20 | zł130.78 +30.5% | 5.2% | zł138.30 | zł121.00 | zł143.20 | 4 |
Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.