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Updated 1h ago
TXT logo

Text S.A.WSE:TXT Stock Report

Market Cap zł1.1b
Updated 1h ago
Share Price
n/a
1Y-21.5%
7D-2.7%
1D-0.3%
Portfolio Value
​
View

Text S.A.

WSE:TXT Stock Report

Market Cap: zł1.1b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Text (TXT) Stock Overview

Develops and distributes online text communication software for businesses worldwide. More details

TXT fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 34.6% below our estimate of its fair value

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 10.42% is not well covered by earnings


TXT Community Fair Values

Create Narrative

See what 20 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
38.6% undervalued intrinsic discount
AnalystConsensusTarget
•1y ago

AI And Cloud Integration Will Advance Enterprise Offerings Despite Challenges

254
0
24
AN
AnalystLowTarget
2.2% overvalued intrinsic discount
AnalystLowTarget
•1mo ago

Rising Compliance Costs And Free Software Will Erode Value

97
0
1
AN
AnalystHighTarget
52.0% undervalued intrinsic discount
AnalystHighTarget
•1y ago

Digital Transformation And AI Will Fuel Global Expansion

31
0
1

Top Community Narratives

TXT logo
Text
59.3% undervalued intrinsic discount

An emerging opportunity

View narrative
MO
Monopolistic_Investor
Monopolistic_Investor
Published 11 Jun 2025
Read Narrative

Top Community Narratives

TXT logo
Text
59.3% undervalued intrinsic discount

An emerging opportunity

View narrative
MO
Monopolistic_Investor
Monopolistic_Investor
Published 11 Jun 2025
Read Narrative

Top Analyst Narratives

AN
AnalystConsensusTarget
38.6% undervalued intrinsic discount
AnalystConsensusTarget
•1y ago

AI And Cloud Integration Will Advance Enterprise Offerings Despite Challenges

254
0
24
AN
AnalystLowTarget
2.2% overvalued intrinsic discount
AnalystLowTarget
•1mo ago

Rising Compliance Costs And Free Software Will Erode Value

97
0
1
AN
AnalystHighTarget
52.0% undervalued intrinsic discount
AnalystHighTarget
•1y ago

Digital Transformation And AI Will Fuel Global Expansion

31
0
1
View all narratives

Text S.A. Competitors

Euvic

Symbol: WSE:EUV
Market cap: zł794.2m

Shoper

Symbol: WSE:SHO
Market cap: zł1.2b

Cloud Technologies

Symbol: WSE:CLD
Market cap: zł417.8m

Vercom

Symbol: WSE:VRC
Market cap: zł2.7b

Price History & Performance

Summary of share price highs, lows and changes for Text
Historical stock prices
Current Share Pricezł40.88
52 Week Highzł54.80
52 Week Lowzł35.50
Beta0.24
1 Month Change-22.28%
3 Month Change-2.67%
1 Year Change-21.46%
3 Year Change-72.11%
5 Year Change-63.89%
Change since IPO120.97%

Recent News & Updates

User avatar
Narrative Update • Aug 16

TXT: Future View Will Rely On Stable Margins And Slightly Lower P/E

Analysts have cut the price target for Text from PLN 50 to PLN 40, reflecting updated assumptions around lower profit margins, a slightly different discount rate, modestly adjusted revenue growth expectations, and a higher forward P/E multiple. What’s in the News for Text No recent news items for Text are available from the specified primary sources as of 15 Aug 2026.

Recent updates

User avatar
Narrative Update • Aug 16

TXT: Future View Will Rely On Stable Margins And Slightly Lower P/E

Analysts have cut the price target for Text from PLN 50 to PLN 40, reflecting updated assumptions around lower profit margins, a slightly different discount rate, modestly adjusted revenue growth expectations, and a higher forward P/E multiple. What’s in the News for Text No recent news items for Text are available from the specified primary sources as of 15 Aug 2026.
User avatar
Narrative Update • Aug 02

TXT: Future View Will Rely On Stable Margins And Slightly Lower P/E

Analysts have kept the price target for the stock steady at PLN 50. They have made only small tweaks to assumptions on the discount rate, revenue growth, profit margin and future P/E used in their valuation models.
User avatar
Narrative Update • Jul 08

TXT: Future View Will Rely On Higher Margins And Lower P/E

Analysts have raised the Text fair value estimate from PLN 45.00 to PLN 50.00, citing updated assumptions for revenue growth, profit margins, and a lower forward P/E multiple as key factors behind the higher price target. What’s in the News for Text No recent company specific news items for Text have been identified from the provided sources.
Analysis Article • Jul 05

We Think You Can Look Beyond Text's (WSE:TXT) Lackluster Earnings

The market was pleased with the recent earnings report from Text S.A. ( WSE:TXT ), despite the profit numbers being...
User avatar
Narrative Update • Jun 24

TXT: PLN 45 View Will Rely On Steady Margins And P/E Assumptions

The analyst price target for Text remains at PLN 45.00, with small model updates to the discount rate, revenue growth, profit margin and future P/E leading analysts to reaffirm rather than change their valuation. What’s in the News for Text No recent news stories for Text are available from the specified sources at this time.
User avatar
Narrative Update • Jun 05

TXT: Steady PLN 45 Outlook Will Reflect Firmer Margins And Cautious Assumptions

Analysts kept the price target flat at PLN 45.00. They explained that slightly softer revenue growth assumptions were offset by a higher projected profit margin and a marginally different discount rate and future P/E input.
User avatar
Narrative Update • Apr 19

TXT: Steady PLN 45 Fair Value Will Support Measured Long Term Expectations

Analysts reiterate their PLN 45.00 price target, explaining that only very small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions were needed in their latest update. Valuation Changes Fair Value: PLN 45.00 is unchanged, with the updated model pointing to the same central estimate as before.
User avatar
Narrative Update • Apr 04

TXT: Steady PLN 45 Fair Value Will Support Constructive Long Term Outlook

Analysts are keeping the price target steady at PLN 45.00. This reflects slightly higher assumed revenue growth and a marginally lower discount rate, partly offset by a more conservative profit margin and a modestly lower future P/E assumption.
User avatar
Narrative Update • Mar 21

TXT: Higher Required Returns Will Still Support Constructive Long Term Outlook

The analyst price target has shifted from PLN 56.50 to PLN 45.00. This reflects updated assumptions on revenue growth, profit margins and future P/E that analysts believe better align with the company’s current outlook.
Analysis Article • Sep 07

Text's (WSE:TXT) Problems Go Beyond Weak Profit

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. Our analysis has found some...
Analysis Article • Apr 04

A Piece Of The Puzzle Missing From Text S.A.'s (WSE:TXT) Share Price

With a price-to-earnings (or "P/E") ratio of 7.6x Text S.A. ( WSE:TXT ) may be sending bullish signals at the moment...
Analysis Article • Mar 08

Text's (WSE:TXT) Sluggish Earnings Might Be Just The Beginning Of Its Problems

The market wasn't impressed with the soft earnings from Text S.A. ( WSE:TXT ) recently. We did some analysis, and found...
User avatar
New Narrative • Feb 21

Integrating LiveChat, ChatBot, And HelpDesk Will Attract Larger US Clients

Developing a unified suite could boost cross-sell opportunities, attracting larger clients and driving revenue growth through comprehensive solutions.
Analysis Article • Dec 11

Text S.A.'s (WSE:TXT) Shares Climb 26% But Its Business Is Yet to Catch Up

Text S.A. ( WSE:TXT ) shareholders are no doubt pleased to see that the share price has bounced 26% in the last month...
Analysis Article • Sep 06

Weak Statutory Earnings May Not Tell The Whole Story For Text (WSE:TXT)

The subdued market reaction suggests that Text S.A.'s ( WSE:TXT ) recent earnings didn't contain any surprises. We...
Analysis Article • Aug 16

Shareholders May Be More Conservative With Text S.A.'s (WSE:TXT) CEO Compensation For Now

Key Insights Text's Annual General Meeting to take place on 22nd of August CEO Mariusz Cieply Warm's total compensation...
Analysis Article • Apr 05

Text S.A.'s (WSE:TXT) Price Is Out Of Tune With Earnings

It's not a stretch to say that Text S.A.'s ( WSE:TXT ) price-to-earnings (or "P/E") ratio of 13.4x right now seems...
Analysis Article • Dec 22

Additional Considerations Required While Assessing Text's (WSE:TXT) Strong Earnings

Text S.A.'s ( WSE:TXT ) robust earnings report didn't manage to move the market for its stock. Our analysis suggests...
Analysis Article • Oct 06

Here's Why We Think Text (WSE:TXT) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article • May 13

Does This Valuation Of LiveChat Software S.A. (WSE:LVC) Imply Investors Are Overpaying?

Key Insights Using the 2 Stage Free Cash Flow to Equity, LiveChat Software fair value estimate is zł112 LiveChat...
Analysis Article • Mar 02

With EPS Growth And More, LiveChat Software (WSE:LVC) Makes An Interesting Case

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • Jan 08

A Look At The Intrinsic Value Of LiveChat Software S.A. (WSE:LVC)

Key Insights LiveChat Software's estimated fair value is zł110 based on 2 Stage Free Cash Flow to Equity Current share...
Analysis Article • Dec 04

LiveChat Software's (WSE:LVC) Dividend Will Be Increased To PLN1.46

The board of LiveChat Software S.A. ( WSE:LVC ) has announced that it will be increasing its dividend by 28% on the 5th...

Shareholder Returns

TXTPL SoftwarePL Market
7D-2.7%-4.4%-1.6%
1Y-21.5%2.5%37.9%

Return vs Industry: TXT underperformed the Polish Software industry which returned 2.5% over the past year.

Return vs Market: TXT underperformed the Polish Market which returned 37.9% over the past year.

Price Volatility

Is TXT's price volatile compared to industry and market?
TXT volatility
TXT Average Weekly Movement5.5%
Software Industry Average Movement6.3%
Market Average Movement4.5%
10% most volatile stocks in PL Market9.5%
10% least volatile stocks in PL Market2.8%

Stable Share Price: TXT has not had significant price volatility in the past 3 months compared to the Polish market.

Volatility Over Time: TXT's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2002n/aMariusz Cieplywww.text.com

Text S.A. develops and distributes online text communication software for businesses worldwide. It offers Text, a platform integrating customer service, sales, and customer base development; LiveChat, a platform for online multichannel text communication; ChatBot, a chatbot building platform that allows the creation of conversational chatbots to handle various business scenarios; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; OpenWidget, a solution allowing for an easy installation of widgets on website; and HelpDesk, a solution that support, ticket grouping and tagging, and customer satisfaction assessment. Text S.A. was formerly known as LiveChat Software S.A. and changed its name to Text S.A. in September 2023.

Text S.A. Fundamentals Summary

How do Text's earnings and revenue compare to its market cap?
TXT fundamental statistics
Market capzł1.05b
Earnings (TTM)zł114.70m
Revenue (TTM)zł327.47m
9.2x
P/E Ratio
3.2x
P/S Ratio

Is TXT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TXT income statement (TTM)
Revenuezł327.47m
Cost of Revenuezł105.67m
Gross Profitzł221.80m
Other Expenseszł107.10m
Earningszł114.70m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 25, 2026

Earnings per share (EPS)4.45
Gross Margin67.73%
Net Profit Margin35.02%
Debt/Equity Ratio0%

How did TXT perform over the long term?

See historical performance and comparison

Dividends

10.4%
Current Dividend Yield
96%
Payout Ratio

Does TXT pay a reliable dividends?

See TXT dividend history and benchmarks
When do you need to buy TXT by to receive an upcoming dividend?
Text dividend dates
Ex Dividend DateOct 07 2026
Dividend Pay DateOct 15 2026
Days until Ex dividend20 days
Days until Dividend pay date28 days

Does TXT pay a reliable dividends?

See TXT dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/16 22:58
End of Day Share Price 2026/09/16 00:00
Earnings2026/06/30
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Text S.A. is covered by 12 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pawel SzpigielBiuro maklerskie mBanku
Beata Szparaga-WasniewskaBiuro maklerskie mBanku
Tomasz SokolowskiErste Bank Polska S.A.

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