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LIC Housing Finance NSEI:LICHSGFIN Stock Report

Last Price

₹582.25

Market Cap

₹320.3b

7D

-6.7%

1Y

12.6%

Updated

20 Dec, 2024

Data

Company Financials +

LIC Housing Finance Limited

NSEI:LICHSGFIN Stock Report

Market Cap: ₹320.3b

LICHSGFIN Stock Overview

A housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. More details

LICHSGFIN fundamental analysis
Snowflake Score
Valuation5/6
Future Growth0/6
Past Performance3/6
Financial Health3/6
Dividends5/6

My Notes

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₹725.19
FV
19.7% undervalued intrinsic discount
9.49%
Revenue growth p.a.
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2 days ago author updated this narrative

LIC Housing Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for LIC Housing Finance
Historical stock prices
Current Share Price₹582.25
52 Week High₹826.75
52 Week Low₹511.85
Beta0.79
1 Month Change-5.55%
3 Month Change-12.81%
1 Year Change12.56%
3 Year Change63.60%
5 Year Change31.85%
Change since IPO7,289.00%

Recent News & Updates

Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Nov 25
Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

Sep 30
Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

Recent updates

Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Nov 25
Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

Sep 30
Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

LIC Housing Finance (NSE:LICHSGFIN) Has Announced That It Will Be Increasing Its Dividend To ₹9.00

Jul 21
LIC Housing Finance (NSE:LICHSGFIN) Has Announced That It Will Be Increasing Its Dividend To ₹9.00

Investors Don't See Light At End Of LIC Housing Finance Limited's (NSE:LICHSGFIN) Tunnel

Jun 26
Investors Don't See Light At End Of LIC Housing Finance Limited's (NSE:LICHSGFIN) Tunnel

There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings

Mar 10
There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings

We Ran A Stock Scan For Earnings Growth And LIC Housing Finance (NSE:LICHSGFIN) Passed With Ease

May 19
We Ran A Stock Scan For Earnings Growth And LIC Housing Finance (NSE:LICHSGFIN) Passed With Ease

LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be ₹8.50

Sep 07
LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Due To Pay A Dividend Of ₹8.50

Aug 07
LIC Housing Finance (NSE:LICHSGFIN) Is Due To Pay A Dividend Of ₹8.50

LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be Increased To ₹8.50

Sep 04
LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be Increased To ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Increasing Its Dividend To ₹8.50

Aug 14
LIC Housing Finance (NSE:LICHSGFIN) Is Increasing Its Dividend To ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Paying Out A Larger Dividend Than Last Year

Jul 31
LIC Housing Finance (NSE:LICHSGFIN) Is Paying Out A Larger Dividend Than Last Year

What To Know Before Buying LIC Housing Finance Limited (NSE:LICHSGFIN) For Its Dividend

Mar 15
What To Know Before Buying LIC Housing Finance Limited (NSE:LICHSGFIN) For Its Dividend

What Type Of Returns Would LIC Housing Finance's(NSE:LICHSGFIN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Feb 08
What Type Of Returns Would LIC Housing Finance's(NSE:LICHSGFIN) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Shareholder Returns

LICHSGFININ Diversified FinancialIN Market
7D-6.7%-4.4%-2.1%
1Y12.6%25.2%22.5%

Return vs Industry: LICHSGFIN underperformed the Indian Diversified Financial industry which returned 25.2% over the past year.

Return vs Market: LICHSGFIN underperformed the Indian Market which returned 22.5% over the past year.

Price Volatility

Is LICHSGFIN's price volatile compared to industry and market?
LICHSGFIN volatility
LICHSGFIN Average Weekly Movement3.4%
Diversified Financial Industry Average Movement6.2%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.1%

Stable Share Price: LICHSGFIN has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: LICHSGFIN's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19892,349Tribhuwan Adhikariwww.lichousing.com

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. It operates through Loans and Other segments. The company offers public and corporate deposits; home loans to residents and non-residents, as well as to pensioners; plot loans, home improvement and construction loans, home extension, and top up loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates.

LIC Housing Finance Limited Fundamentals Summary

How do LIC Housing Finance's earnings and revenue compare to its market cap?
LICHSGFIN fundamental statistics
Market cap₹320.27b
Earnings (TTM)₹48.81b
Revenue (TTM)₹75.04b

6.6x

P/E Ratio

4.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LICHSGFIN income statement (TTM)
Revenue₹75.04b
Cost of Revenue₹1.59b
Gross Profit₹73.45b
Other Expenses₹24.64b
Earnings₹48.81b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)88.73
Gross Margin97.88%
Net Profit Margin65.04%
Debt/Equity Ratio743.4%

How did LICHSGFIN perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

10%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 20:19
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

LIC Housing Finance Limited is covered by 67 analysts. 26 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Darpin ShahAlmondz Global Securities Ltd
Raghav GargAmbit Capital
Vaibhav AgrawalAngel Broking Private Limited