LIC Housing Finance (LICHSGFIN) Stock Overview
A housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
LICHSGFIN Community Fair Values
Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.
LIC Housing Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹570.95 |
| 52 Week High | ₹648.90 |
| 52 Week Low | ₹483.70 |
| Beta | 0.37 |
| 1 Month Change | -1.08% |
| 3 Month Change | 0.12% |
| 1 Year Change | -9.95% |
| 3 Year Change | 53.34% |
| 5 Year Change | 89.12% |
| Change since IPO | 7,145.59% |
Recent News & Updates
Recent updates
Little Excitement Around LIC Housing Finance Limited's (NSE:LICHSGFIN) Earnings
Sep 25
LIC Housing Finance Limited (NSE:LICHSGFIN) Looks Inexpensive But Perhaps Not Attractive Enough
Jun 14Do LIC Housing Finance's (NSE:LICHSGFIN) Earnings Warrant Your Attention?
Apr 22There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings
Jan 17
Affordable Housing Focus And Improved Asset Quality To Drive Earnings Growth
New product launch targeting self-employed affordable housing aims to improve margins with higher pricing strategy.Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?
Nov 25Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price
Sep 30LIC Housing Finance (NSE:LICHSGFIN) Has Announced That It Will Be Increasing Its Dividend To ₹9.00
Jul 21Investors Don't See Light At End Of LIC Housing Finance Limited's (NSE:LICHSGFIN) Tunnel
Jun 26There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings
Mar 10We Ran A Stock Scan For Earnings Growth And LIC Housing Finance (NSE:LICHSGFIN) Passed With Ease
May 19LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be ₹8.50
Sep 07LIC Housing Finance (NSE:LICHSGFIN) Is Due To Pay A Dividend Of ₹8.50
Aug 07LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be Increased To ₹8.50
Sep 04LIC Housing Finance (NSE:LICHSGFIN) Is Increasing Its Dividend To ₹8.50
Aug 14LIC Housing Finance (NSE:LICHSGFIN) Is Paying Out A Larger Dividend Than Last Year
Jul 31Shareholder Returns
| LICHSGFIN | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | -1.5% | -0.5% | 0.3% |
| 1Y | -10.0% | 1.2% | 0.7% |
Return vs Industry: LICHSGFIN underperformed the Indian Diversified Financial industry which returned 1.2% over the past year.
Return vs Market: LICHSGFIN underperformed the Indian Market which returned 0.7% over the past year.
Price Volatility
| LICHSGFIN volatility | |
|---|---|
| LICHSGFIN Average Weekly Movement | 2.9% |
| Diversified Financial Industry Average Movement | 4.8% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in IN Market | 8.4% |
| 10% least volatile stocks in IN Market | 3.2% |
Stable Share Price: LICHSGFIN has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: LICHSGFIN's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 2,352 | Tribhuwan Adhikari | www.lichousing.com |
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals.
LIC Housing Finance Limited Fundamentals Summary
| LICHSGFIN fundamental statistics | |
|---|---|
| Market cap | ₹314.06b |
| Earnings (TTM) | ₹55.21b |
| Revenue (TTM) | ₹84.63b |
Is LICHSGFIN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LICHSGFIN income statement (TTM) | |
|---|---|
| Revenue | ₹84.63b |
| Cost of Revenue | ₹1.85b |
| Gross Profit | ₹82.78b |
| Other Expenses | ₹27.57b |
| Earnings | ₹55.21b |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 100.38 |
| Gross Margin | 97.82% |
| Net Profit Margin | 65.24% |
| Debt/Equity Ratio | 678.8% |
How did LICHSGFIN perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/01 18:56 |
| End of Day Share Price | 2025/10/31 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
LIC Housing Finance Limited is covered by 66 analysts. 26 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Raghav Garg | Ambit Capital |
| Ashwin Mehta | Ambit Capital |
| null null | Asian Markets Securities Private Limited |