LIC Housing Finance Limited

NSEI:LICHSGFIN Stock Report

Market Cap: ₹310.8b

LIC Housing Finance Balance Sheet Health

Financial Health criteria checks 3/6

LIC Housing Finance has a total shareholder equity of ₹363.6B and total debt of ₹2,625.4B, which brings its debt-to-equity ratio to 722.1%. Its total assets and total liabilities are ₹3,140.4B and ₹2,776.8B respectively.

Key information

722.14%

Debt to equity ratio

₹2.63t

Debt

Interest coverage ration/a
Cash₹14.74b
Equity₹363.56b
Total liabilities₹2.78t
Total assets₹3.14t

Recent financial health updates

No updates

Recent updates

Little Excitement Around LIC Housing Finance Limited's (NSE:LICHSGFIN) Earnings

Sep 25
Little Excitement Around LIC Housing Finance Limited's (NSE:LICHSGFIN) Earnings

LIC Housing Finance Limited (NSE:LICHSGFIN) Looks Inexpensive But Perhaps Not Attractive Enough

Jun 14
LIC Housing Finance Limited (NSE:LICHSGFIN) Looks Inexpensive But Perhaps Not Attractive Enough

Do LIC Housing Finance's (NSE:LICHSGFIN) Earnings Warrant Your Attention?

Apr 22
Do LIC Housing Finance's (NSE:LICHSGFIN) Earnings Warrant Your Attention?

There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings

Jan 17
There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings
User avatar

Affordable Housing Focus And Improved Asset Quality To Drive Earnings Growth

New product launch targeting self-employed affordable housing aims to improve margins with higher pricing strategy.

Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Nov 25
Does LIC Housing Finance (NSE:LICHSGFIN) Deserve A Spot On Your Watchlist?

Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

Sep 30
Insufficient Growth At LIC Housing Finance Limited (NSE:LICHSGFIN) Hampers Share Price

LIC Housing Finance (NSE:LICHSGFIN) Has Announced That It Will Be Increasing Its Dividend To ₹9.00

Jul 21
LIC Housing Finance (NSE:LICHSGFIN) Has Announced That It Will Be Increasing Its Dividend To ₹9.00

Investors Don't See Light At End Of LIC Housing Finance Limited's (NSE:LICHSGFIN) Tunnel

Jun 26
Investors Don't See Light At End Of LIC Housing Finance Limited's (NSE:LICHSGFIN) Tunnel

There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings

Mar 10
There's No Escaping LIC Housing Finance Limited's (NSE:LICHSGFIN) Muted Earnings

We Ran A Stock Scan For Earnings Growth And LIC Housing Finance (NSE:LICHSGFIN) Passed With Ease

May 19
We Ran A Stock Scan For Earnings Growth And LIC Housing Finance (NSE:LICHSGFIN) Passed With Ease

LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be ₹8.50

Sep 07
LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Due To Pay A Dividend Of ₹8.50

Aug 07
LIC Housing Finance (NSE:LICHSGFIN) Is Due To Pay A Dividend Of ₹8.50

LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be Increased To ₹8.50

Sep 04
LIC Housing Finance's (NSE:LICHSGFIN) Dividend Will Be Increased To ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Increasing Its Dividend To ₹8.50

Aug 14
LIC Housing Finance (NSE:LICHSGFIN) Is Increasing Its Dividend To ₹8.50

LIC Housing Finance (NSE:LICHSGFIN) Is Paying Out A Larger Dividend Than Last Year

Jul 31
LIC Housing Finance (NSE:LICHSGFIN) Is Paying Out A Larger Dividend Than Last Year

Financial Position Analysis

Short Term Liabilities: LICHSGFIN's short term assets (₹3,077.3B) exceed its short term liabilities (₹1,029.4B).

Long Term Liabilities: LICHSGFIN's short term assets (₹3,077.3B) exceed its long term liabilities (₹1,747.5B).

Debt to Equity History and Analysis

Debt Level: LICHSGFIN's net debt to equity ratio (718.1%) is considered high.

Reducing Debt: LICHSGFIN's debt to equity ratio has reduced from 983% to 722.1% over the past 5 years.

Debt Coverage: LICHSGFIN's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if LICHSGFIN's interest payments on its debt are well covered by EBIT.

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/26 15:11
End of Day Share Price 2025/09/26 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

LIC Housing Finance Limited is covered by 77 analysts. 25 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Darpin ShahAlmondz Global Securities Ltd
Ashwin MehtaAmbit Capital
Raghav GargAmbit Capital