LICHSGFIN Share Price Performance
₹0
-602.40 (-100.00%)
Price ₹0
Fair Value₹730.00
Share Pricen/a
Narrative Update • May 15
LIC Housing Finance Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 22 Fair Values set on narratives written by author
LICHSGFIN Community Narratives
AN
Fair Value
·Fair Value ₹730 26.3% undervalued intrinsic discount
Rising Urbanization And Digital Adoption Will Spur Housing Demand
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value
·Fair Value ₹418.45 28.5% overvalued intrinsic discount
Aggressive Fintech Rivalry Will Erode Mortgage Margins
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value
·Fair Value ₹594.08 9.5% undervalued intrinsic discount
Lower Rates And Urbanization In India Will Drive Mortgage Demand
0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
Aggressive Fintech Rivalry Will Erode Mortgage Margins
Fintech lenders and big banks are getting faster and more digital in home loans, and that could squeeze LIC Housing Finance’s profits if it can’t keep up. The key question is whether its cheap funding and improving loan quality are enough to hold the line as competition and regulation intensify.Read more
AN
₹418.45
28.5% overvalued intrinsic discount
Fair Value
Revenue
8.95% p.a.
Profit Margin
60.07%
Future PE
5.04x
Price in 2029
₹599.55
Rising Urbanization And Digital Adoption Will Spur Housing Demand
Key Takeaways Lower funding costs, digital expansion, and market consolidation position the company for stronger margins and accelerated loan growth, outpacing industry peers. Backing from LIC enables scaling of high-margin affordable products, driving sustainable profitability gains and increased market share amidst regulatory shifts.Read more
AN
₹730
26.3% undervalued intrinsic discount
Fair Value
Revenue
10.55% p.a.
Profit Margin
57.26%
Future PE
8.93x
Price in 2029
₹1.06k
Lower Rates And Urbanization In India Will Drive Mortgage Demand
Key Takeaways Lower funding costs, government support, and ongoing digitization are expected to drive margin stability, recurring income, and future profitability. Asset quality improvement and expansion into affordable housing suggest stronger long-term growth potential despite current competition.Read more
AN
₹594.08
9.5% undervalued intrinsic discount
Fair Value
Revenue
9.44% p.a.
Profit Margin
58.09%
Future PE
7.36x
Price in 2029
₹858.17
Trending Discussion
Recently Updated Narratives
AN
LICHSGFIN: Extended Richness Will Persist Despite Upcoming Dividend Focused Board Meetings
Fair Value: ₹418.45 28.5% overvalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LICHSGFIN: Upcoming Funding Decisions Will Support Margins And Future Upside
Fair Value: ₹730 26.3% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LICHSGFIN: Upcoming Board And Budget Decisions Will Support Confidence In Future Earnings
Fair Value: ₹594.08 9.5% undervalued intrinsic discount
7 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
LIC Housing Finance Limited Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 101.87
- 98.50%
- 65.78%
- 642.1%
About LICHSGFIN
- Founded
- 1989
- Employees
- 2352
- CEO
- WebsiteView website
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
