LICHSGFIN Share Price Performance
₹0
-606.85 (-100.00%)
Price ₹0
Fair Value₹840.84
Share Pricen/a
LIC Housing Finance Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 17 Fair Values set on narratives written by author
LICHSGFIN Community Narratives
AN
Fair Value ₹840.84 32.5% undervalued intrinsic discount
Rising Urbanization And Digital Adoption Will Spur Housing Demand
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
Fair Value ₹489.38 16.0% overvalued intrinsic discount
Aggressive Fintech Rivalry Will Erode Mortgage Margins
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
Fair Value ₹665.11 14.6% undervalued intrinsic discount
Lower Rates And Urbanization In India Will Drive Mortgage Demand
0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
Rising Urbanization And Digital Adoption Will Spur Housing Demand
Key Takeaways Lower funding costs, digital expansion, and market consolidation position the company for stronger margins and accelerated loan growth, outpacing industry peers. Backing from LIC enables scaling of high-margin affordable products, driving sustainable profitability gains and increased market share amidst regulatory shifts.Read more
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
AN
₹840.84
32.5% undervalued intrinsic discount
AnalystHighTarget Fair Value
Revenue growth
10.18% p.a.
Profit Margin
58.58%
Future PE
10.42x
Share price in 2028
₹1.25k
Aggressive Fintech Rivalry Will Erode Mortgage Margins
Key Takeaways Growing competition from fintechs and banks, along with slow tech adoption, threatens profitability and customer base due to operational inefficiencies and digital lag. Persistent reliance on lower-income segments and rising compliance pressures heighten credit risk and may constrain growth and long-term earnings.Read more
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative
AN
₹489.38
16.0% overvalued intrinsic discount
AnalystLowTarget Fair Value
Revenue growth
1.97% p.a.
Profit Margin
59.3%
Future PE
7.56x
Share price in 2028
₹730.34
Lower Rates And Urbanization In India Will Drive Mortgage Demand
Key Takeaways Lower funding costs, government support, and ongoing digitization are expected to drive margin stability, recurring income, and future profitability. Asset quality improvement and expansion into affordable housing suggest stronger long-term growth potential despite current competition.Read more
0users have liked this narrative
0users have commented on this narrative
7users have followed this narrative
AN
₹665.11
14.6% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
8.09% p.a.
Profit Margin
57.68%
Future PE
8.88x
Share price in 2028
₹994.75
Snowflake Analysis
LIC Housing Finance Limited Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 100.38
- 97.82%
- 65.24%
- 678.8%
About LICHSGFIN
- Founded
- 1989
- Employees
- 2352
- CEO
- WebsiteView website
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
