CreditAccess Grameen Second Quarter 2025 Earnings: EPS Misses Expectations

CreditAccess Grameen (NSE:CREDITACC) Second Quarter 2025 Results

Key Financial Results

• Revenue: ₹5.49b (down 25% from 2Q 2024).
• Net income: ₹1.86b (down 46% from 2Q 2024).
• Profit margin: 34% (down from 48% in 2Q 2024). The decrease in margin was driven by lower revenue.
• EPS: ₹11.67 (down from ₹21.82 in 2Q 2024).

All figures shown in the chart above are for the trailing 12 month (TTM) period

CreditAccess Grameen EPS Misses Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 50%.

Looking ahead, revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 21% growth forecast for the Consumer Finance industry in India.

Performance of the Indian Consumer Finance industry.

The company's shares are down 4.3% from a week ago.

Valuation

Our analysis of CreditAccess Grameen based on 6 different valuation metrics shows it might be undervalued. Discover what analysts are forecasting and how the current share price shapes up by clicking here.

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