Yes Bank Limited provides banking and financial services primarily in India.
Adequate balance sheet second-rate dividend payer.
Share Price & News
How has Yes Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 532648's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 532648 underperformed the Indian Banks industry which returned 8.1% over the past year.
Return vs Market: 532648 underperformed the Indian Market which returned 9.5% over the past year.
Price Volatility Vs. Market
How volatile is Yes Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 year ago | Simply Wall StWhat Do Analysts Think About Yes Bank Limited's (BOM:532648) Growth?
1 year ago | Simply Wall StTop High Growth BSE Stocks This Month
1 year ago | Simply Wall StTop High Growth BSE Stocks This Month
Is Yes Bank undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: 532648 (₹35.45) is trading above our estimate of fair value (₹20.06)
Significantly Below Fair Value: 532648 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 532648 is unprofitable, so we can't compare its PE Ratio to the Banks industry average.
PE vs Market: 532648 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 532648's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 532648 is good value based on its PB Ratio (0.3x) compared to the IN Banks industry average (0.6x).
How is Yes Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Yes Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Yes Bank's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Yes Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Yes Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 532648 is currently unprofitable.
Growing Profit Margin: 532648 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 532648 is unprofitable, and losses have increased over the past 5 years at a rate of -23.6% per year.
Accelerating Growth: Unable to compare 532648's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 532648 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (25.5%).
Return on Equity
High ROE: 532648 has a negative Return on Equity (-3.76%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
How is Yes Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 532648 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 532648's debt is not covered by short term assets (assets are 0.3x debt).
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: 532648 has been profitable on average in the past, therefore cash runway is not a concern.
Forecast Cash Runway: 532648 has been profitable on average in the past, therefore cash runway is not a concern.
Financial Institutions Analysis
Asset Level: 532648's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if 532648 has a sufficient allowance for bad loans.
Low Risk Liabilities: 532648's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532648 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 532648's loans are broadly funded by customer deposits.
Level of Bad Loans: 532648 has a high level of bad loans (7.64%)
What is Yes Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 532648's dividend (5.64%) is higher than the bottom 25% of dividend payers in the Indian market (0.59%).
High Dividend: 532648's dividend (5.64%) is in the top 25% of dividend payers in the Indian market (2.58%)
Stability and Growth of Payments
Stable Dividend: 532648's dividend payments have been volatile in the past 10 years.
Growing Dividend: 532648's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: 532648 is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ravneet Gill (55yo)
Mr. Ravneet Singh Gill is Managing Director, Director and Chief Executive Officer of YES BANK Ltd. since March 1, 2019. Mr. Gill was the Chief Executive Officer of India at Deutsche Bank AG, India since Au ...
CEO Compensation Analysis
Compensation vs Market: Ravneet's total compensation ($USD990.62K) is above average for companies of similar size in the Indian market ($USD634.66K).
Compensation vs Earnings: Insufficient data to compare Ravneet's compensation with company performance.
|MD, CEO & Director||0yrs||₹71.16m||no data|
|Group President & Group Company Secretary||0yrs||no data||0.0046% ₹4.2m|
|Group Chief Financial Officer||0.5yrs||no data||0.00059% ₹533.4k|
|Chief Operating Officer||0.3yrs||no data||no data|
|Group President & Chief Information Officer||0yrs||no data||0.0068% ₹6.2m|
|Senior President & Head of Compliance||0yrs||no data||0.012% ₹11.1m|
|Group President||0yrs||no data||0.0085% ₹7.7m|
|Chief Marketing Officer||0.3yrs||no data||no data|
|Group President GB & National Head Branch Banking||0yrs||no data||0.000060% ₹54.2k|
|Head of Business Development of South & Group President||0yrs||no data||0.014% ₹12.8m|
Experienced Management: 532648's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
|MD, CEO & Director||0yrs||₹71.16m||no data|
|Independent Director||1.2yrs||₹250.00k||no data|
|Independent Director||1.1yrs||₹825.00k||no data|
|Independent Director||0.8yrs||no data||no data|
|Non Executive Non Independent Director||1.8yrs||₹6.25m||0.00020% ₹180.8k|
|Non-Executive Part-Time Chairman||1.1yrs||₹7.58m||no data|
|Independent Director||1.1yrs||₹675.00k||no data|
|Non-Executive Non-Independent Director||0.8yrs||no data||3.1% ₹2.8b|
|Independent Non-Executive Director||1.8yrs||₹2.53m||no data|
|Non-Executive Non-Independent Director||0.8yrs||no data||no data|
Experienced Board: 532648's board of directors are not considered experienced ( 1.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 532648 insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Yes Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: Yes Bank Limited
- Ticker: 532648
- Exchange: BSE
- Founded: 2003
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹90.414b
- Shares outstanding: 2.55b
- Website: https://www.yesbank.in
Number of Employees
- Yes Bank Limited
- Yes Bank Tower, IFC - 2
- 15th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|532648||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jul 2005|
|YESBANK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jul 2005|
Yes Bank Limited provides banking and financial services primarily in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers corporate banking services, such as working capital finance, term loans, corporate finance, trade and transaction banking products, cash management and debt capital markets, treasury, liquidity management, and other services. It also provides retail banking products, including secured business, home, car, super bike, commercial vehicle, construction equipment, gold, and personal loans, as well as loans against securities; health care and printing equipment finance; and business banking services to micro, small, and medium enterprises. In addition, the company offers financial and advisory services to ministries under the union and state governments, central and state public sector undertakings, boards, and other affiliates; and banking solutions to banks, non-banking finance and housing finance companies, asset finance companies, insurance companies, small finance and payment banks, mutual funds, financial institutions, private equity funds, cooperative and regional rural banks, capital market participants, primary dealers, depositories, AD II license holders, money changers, and payment aggregators. Further, it provides debit and credit cards, current and savings accounts, and mobile banking services; and transaction banking services comprising escrow, trade finance, supply chain finance, foreign exchange, and bullion trading. Additionally, the company offers loan syndication services; investment banking services, including mergers and acquisition advisory, and capital advisory services; and microcredit, micro-saving, micro-insurance, and remittance services. As of March 31, 2019, it operated 1,120 branches; 2 national operating centers; and 1,456 ATMs and bunch note acceptors. The company was incorporated in 2003 and is headquartered in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/22 12:53|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.