Yes Bank Balance Sheet Health
Financial Health criteria checks 5/6
Yes Bank has total assets of ₹4,191.3B and total equity of ₹464.4B. Total deposits are ₹2,770.9B, and total loans are ₹2,350.2B earning a Net Interest Margin of 2.4%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹290.4B.
Key information
9x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | ₹2.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₹290.45b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532648's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: 532648 has a low allowance for bad loans (67%).
Low Risk Liabilities: 74% of 532648's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532648 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 532648's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 532648 has an appropriate level of bad loans (1.7%).