Yes Bank Balance Sheet Health
Financial Health criteria checks 5/6
Yes Bank has total assets of ₹4,063.6B and total equity of ₹421.6B. Total deposits are ₹2,662.3B, and total loans are ₹2,278.0B earning a Net Interest Margin of 2.6%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹193.2B.
Key information
9.6x
Asset to equity ratio
2.6%
Net interest margin
Total deposits | ₹2.66t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹193.18b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 532648's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: 532648 has a low allowance for bad loans (63%).
Low Risk Liabilities: 73% of 532648's liabilities are made up of primarily low risk sources of funding.
Loan Level: 532648 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 532648's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: 532648 has an appropriate level of bad loans (1.7%).