company background image
UCOBANK logo

UCO Bank NSEI:UCOBANK Stock Report

Last Price

₹42.39

Market Cap

₹506.8b

7D

-2.7%

1Y

6.0%

Updated

30 Dec, 2024

Data

Company Financials

UCO Bank

NSEI:UCOBANK Stock Report

Market Cap: ₹506.8b

UCOBANK Stock Overview

Provides a range of banking and financial services in India and internationally. More details

UCOBANK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance3/6
Financial Health4/6
Dividends2/6

Rewards

Price-To-Earnings ratio (23.2x) is below the Indian market (32.4x)

Earnings grew by 16.6% over the past year

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

UCO Bank Competitors

Central Bank of India

NSEI:CENTRALBK

₹455.9b

Federal Bank

NSEI:FEDERALBNK

₹493.2b

IDFC First Bank

BSE:539437

₹467.1b

Bank of Maharashtra

NSEI:MAHABANK

₹393.0b

Price History & Performance

Summary of share price highs, lows and changes for UCO Bank
Historical stock prices
Current Share Price₹42.39
52 Week High₹70.65
52 Week Low₹39.20
Beta1.18
1 Month Change-4.70%
3 Month Change-11.83%
1 Year Change5.98%
3 Year Change221.14%
5 Year Change156.91%
Change since IPO116.28%

Recent News & Updates

Recent updates

Shareholder Returns

UCOBANKIN BanksIN Market
7D-2.7%0.6%0.2%
1Y6.0%7.6%17.2%

Return vs Industry: UCOBANK underperformed the Indian Banks industry which returned 7.6% over the past year.

Return vs Market: UCOBANK underperformed the Indian Market which returned 17.2% over the past year.

Price Volatility

Is UCOBANK's price volatile compared to industry and market?
UCOBANK volatility
UCOBANK Average Weekly Movement5.7%
Banks Industry Average Movement4.5%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.1%

Stable Share Price: UCOBANK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: UCOBANK's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194321,456Ashwani Kumarwww.ucobank.com

UCO Bank provides a range of banking and financial services in India and internationally. The company accepts deposit products, such as current accounts, saving accounts, salary accounts, PPF accounts, fixed deposits, recurring deposits, accounts in foreign currency, salary accounts, and fee collection accounts. It also provides agri, home, education, gold, personal, vehicle, and mortgage loans; finance to micro and small enterprises; working capital financing; term loans; infrastructure finance; and agriculture credit.

UCO Bank Fundamentals Summary

How do UCO Bank's earnings and revenue compare to its market cap?
UCOBANK fundamental statistics
Market cap₹506.81b
Earnings (TTM)₹21.87b
Revenue (TTM)₹107.82b

23.2x

P/E Ratio

1.8x

P/B Ratio

Is UCOBANK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UCOBANK income statement (TTM)
Revenue₹107.82b
Cost of Revenue₹0
Gross Profit₹107.82b
Other Expenses₹85.95b
Earnings₹21.87b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.83
Gross Margin100.00%
Net Profit Margin20.29%
Debt/Equity Ratio77.6%

How did UCOBANK perform over the long term?

See historical performance and comparison

Dividends

0.7%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 22:07
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

UCO Bank is covered by 4 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Vaibhav AgrawalAngel Broking Private Limited
Asutosh MishraAsian Markets Securities Private Limited
Arun SethiaBatlivala & Karani Securities India Pvt. Ltd.