UCO Bank Balance Sheet Health
Financial Health criteria checks 4/6
UCO Bank has total assets of ₹3,326.7B and total equity of ₹280.1B. Total deposits are ₹2,757.8B, and total loans are ₹1,930.3B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are ₹103.1B.
Key information
11.9x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | ₹2.76t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹103.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UCOBANK's Assets to Equity ratio (11.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if UCOBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 91% of UCOBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: UCOBANK has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: UCOBANK's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: UCOBANK has a high level of bad loans (3.3%).