FEDERALBNK Stock Overview
The Federal Bank Limited provides a range of banking and financial services in India.
Federal Bank Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₹89.35|
|52 Week High||₹107.65|
|52 Week Low||₹77.50|
|1 Month Change||7.01%|
|3 Month Change||-8.36%|
|1 Year Change||4.20%|
|3 Year Change||-17.57%|
|5 Year Change||-20.82%|
|Change since IPO||897.40%|
Recent News & Updates
|FEDERALBNK||IN Banks||IN Market|
Return vs Industry: FEDERALBNK exceeded the Indian Banks industry which returned -6.3% over the past year.
Return vs Market: FEDERALBNK exceeded the Indian Market which returned -1.7% over the past year.
|FEDERALBNK Average Weekly Movement||4.4%|
|Banks Industry Average Movement||5.2%|
|Market Average Movement||6.9%|
|10% most volatile stocks in IN Market||9.9%|
|10% least volatile stocks in IN Market||4.5%|
Stable Share Price: FEDERALBNK is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: FEDERALBNK's weekly volatility (4%) has been stable over the past year.
About the Company
The Federal Bank Limited provides a range of banking and financial services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company’s deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, foreign currency accounts, gilt accounts, and NRI deposit schemes.
Federal Bank Fundamentals Summary
|FEDERALBNK fundamental statistics|
Is FEDERALBNK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FEDERALBNK income statement (TTM)|
|Cost of Revenue||₹0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||9.37|
|Net Profit Margin||27.21%|
How did FEDERALBNK perform over the long term?See historical performance and comparison
2.0%Current Dividend Yield
Is FEDERALBNK undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for FEDERALBNK?
Other financial metrics that can be useful for relative valuation.
|What is FEDERALBNK's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does FEDERALBNK's PE Ratio compare to its peers?
|FEDERALBNK PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
Price-To-Earnings vs Peers: FEDERALBNK is good value based on its Price-To-Earnings Ratio (9.5x) compared to the peer average (13.5x).
Price to Earnings Ratio vs Industry
How does FEDERALBNK's PE Ratio compare vs other companies in the Indian Banks Industry?
Price-To-Earnings vs Industry: FEDERALBNK is good value based on its Price-To-Earnings Ratio (9.5x) compared to the Indian Banks industry average (12x)
Price to Earnings Ratio vs Fair Ratio
What is FEDERALBNK's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||9.5x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate FEDERALBNK's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of FEDERALBNK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: FEDERALBNK (₹89.35) is trading above our estimate of fair value (₹38.84)
Significantly Below Fair Value: FEDERALBNK is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FEDERALBNK's PEG Ratio to determine if it is good value.
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How is Federal Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Federal Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine Federal Bank's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Federal Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
How has Federal Bank performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FEDERALBNK has a high level of non-cash earnings.
Growing Profit Margin: FEDERALBNK's current net profit margins (27.2%) are lower than last year (27.3%).
Past Earnings Growth Analysis
Earnings Trend: FEDERALBNK's earnings have grown by 13.2% per year over the past 5 years.
Accelerating Growth: FEDERALBNK's earnings growth over the past year (18.4%) exceeds its 5-year average (13.2% per year).
Earnings vs Industry: FEDERALBNK earnings growth over the past year (18.4%) underperformed the Banks industry 43.6%.
Return on Equity
High ROE: FEDERALBNK's Return on Equity (10.2%) is considered low.
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How is Federal Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FEDERALBNK's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if FEDERALBNK has a sufficient allowance for bad loans.
Low Risk Liabilities: 88% of FEDERALBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: FEDERALBNK has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: FEDERALBNK's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: FEDERALBNK has a high level of bad loans (2.8%).
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What is Federal Bank current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FEDERALBNK's dividend (2.01%) is higher than the bottom 25% of dividend payers in the Indian market (0.44%).
High Dividend: FEDERALBNK's dividend (2.01%) is in the top 25% of dividend payers in the Indian market (1.9%)
Stability and Growth of Payments
Stable Dividend: FEDERALBNK's dividend payments have been volatile in the past 10 years.
Growing Dividend: FEDERALBNK's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (18.9%), FEDERALBNK's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Shyam Srinivasan (59 yo)
Mr. Shyam Srinivasan has been Managing Director, Chief Executive Officer and Director of Federal Bank Limited since September 2010. Mr. Srinivasan joined Bank after having worked with leading multinational...
CEO Compensation Analysis
Compensation vs Market: Shyam's total compensation ($USD295.67K) is below average for companies of similar size in the Indian market ($USD611.16K).
Compensation vs Earnings: Shyam's compensation has been consistent with company performance over the past year.
Experienced Management: FEDERALBNK's management team is not considered experienced ( 1.9 years average tenure), which suggests a new team.
Experienced Board: FEDERALBNK's board of directors are considered experienced (3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.3%.
The Federal Bank Limited's employee growth, exchange listings and data sources
- Name: The Federal Bank Limited
- Ticker: FEDERALBNK
- Exchange: NSEI
- Founded: 1931
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₹187.858b
- Shares outstanding: 2.10b
- Website: https://www.federalbank.co.in
Number of Employees
- The Federal Bank Limited
- Federal Towers
- P O Box No.103
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/24 00:00|
|End of Day Share Price||2022/06/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.