Federal Bank
The Federal Bank Limited engages in commercial banking activities in India. The last earnings update was 245 days ago. More info.
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FEDERALBNK Share Price and Events
7 Day Returns
1 Year Returns
FEDERALBNK Shareholder Return
| 7 Day | 30 Day | 90 Day | 1 Year | 3 Year | 5 Year | |
|---|---|---|---|---|---|---|
| Federal Bank (FEDERALBNK) | 1.4% | 15.4% | -3.2% | 1.5% | 86.2% | 100.5% |
| IN Banks | 3.4% | 10.8% | 5.7% | 15% | 57.8% | 77.3% |
| IN Market | 0.3% | 8% | 1.6% | 2.4% | 44% | 81.3% |
1 Year Return vs Industry and Market
- FEDERALBNK underperformed the Banks industry which returned 15% over the past year.
FEDERALBNK Value
Is Federal Bank undervalued based on future cash flows and its price relative to the stock market?
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current
share
price of
Federal Bank
to its discounted cash flow analysis.value.The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Below are the data sources, inputs and calculation used to determine the intrinsic value for Federal Bank.
| Data Point | Source | Value |
|---|---|---|
| Valuation Model | Excess Returns Model | |
| Stable EPS |
Weighted future Return on Equity estimates from 21 analysts.
= Stable Book Value * Return on Equity = ₹73.26 * 11.4% |
₹8.34 |
| Book Value of Equity per Share | Weighted future Book Value estimates from 20 analysts. | ₹73.26 |
| Discount Rate (Cost of Equity) | See below | 15.3% |
| Perpetual Growth Rate | 10-Year IN Government Bond Rate | 7.6% |
An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.
| Data Point | Calculation/ Source | Result |
|---|---|---|
| Risk-Free Rate | 10-Year IN Govt Bond Rate | 7.6% |
| Equity Risk Premium | S&P Global | 8.6% |
| Banks Unlevered Beta | Simply Wall St/ S&P Global | 0.6 |
| Re-levered Beta | = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.598 (1 + (1- 35%) (66.22%)) |
0.903 |
| Levered Beta | Levered Beta limited to 0.8 to 2.0 (practical range for a stable firm) |
0.9 |
| Discount Rate/ Cost of Equity |
= Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 7.55% + (0.903 * 8.6%) |
15.31% |
Discounted Cash Flow Calculation for NSEI:FEDERALBNK using Excess Returns Model Model
The calculations below outline how an intrinsic value for Federal Bank is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.
In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.
The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.
Note the calculations below are per share.
See our documentation to learn about this calculation.
| Calculation | Result | |
|---|---|---|
| Excess Returns |
= (Stable Return on equity – Cost of equity) (Book Value of
Equity per share)
= (11.4% – 15.31%) * ₹73.26) |
₹-2.88 |
| Terminal Value of Excess Returns |
= Excess Returns / (Cost of Equity -
Expected Growth Rate)
= ₹-2.88 / (15.31% - 7.55%) |
₹-37.04 |
| Value of Equity |
= Book Value per share + Terminal Value of
Excess Returns
= ₹73.26 + ₹-37.04 |
₹36.22 |
| Calculation | Result | |
|---|---|---|
| Value per share (INR) | From above. | ₹36.22 |
| Current discount | Discount to share price of
₹92.35
= -1 x (₹92.35 - ₹36.22) / ₹36.22 |
-155% |
Learn more about our DCF calculations in Simply Wall St’s analysis model .
- The current share price of Federal Bank is above its future cash flow value.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.The amount the stock market is willing to pay for Federal Bank's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are
Federal Bank's earnings available for a low price, and how does
this compare to other companies in the same industry?
| Data Point | Source | Value |
|---|---|---|
| Earnings Per Share * | Company Filings (2018-03-31) in INR | ₹4.92 |
| NSEI:FEDERALBNK Share Price ** | NSEI (2019-03-20) in INR | ₹92.35 |
| India Banks Industry PE Ratio | Median Figure of 19 Publicly-Listed Banks Companies | 21.01x |
| India Market PE Ratio | Median Figure of 2,728 Publicly-Listed Companies | 16.54x |
* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.
** Primary Listing of Federal Bank.
| Calculation | Outcome | |
|---|---|---|
| PE Ratio | = NSEI:FEDERALBNK Share Price ÷ EPS (both in INR) = 92.35 ÷ 4.92 |
18.78x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Federal Bank is good value based on earnings compared to the IN Banks industry average.
- Federal Bank is overvalued based on earnings compared to the India market.
Price based on expected Growth
Does
Federal Bank's expected growth come at a high price?
| Data Point | Source | Value |
|---|---|---|
| PE Ratio | See PE Ratio Section | 18.78x |
| Net Income Annual Growth Rate | See Future Growth Section. Line of Best Fit* through Consensus Estimate Earnings of 21 Analysts |
22.4%per year |
| India Banks Industry PEG Ratio | Median Figure of 18 Publicly-Listed Banks Companies | 0.88x |
| India Market PEG Ratio | Median Figure of 596 Publicly-Listed Companies | 1.28x |
*Line of best fit is calculated by linear regression .
| Calculation | Outcome | |
|---|---|---|
| PEG Ratio | = PE Ratio ÷ Net Income Annual Growth Rate = 18.78x ÷ 22.4% |
0.84x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Federal Bank is good value based on expected growth next year.
Price based on value of assets
What value do investors place on
Federal Bank's
assets?
| Data Point | Source | Value |
|---|---|---|
| Book Value per Share | Company Filings (2018-03-31) in INR | ₹62.24 |
| NSEI:FEDERALBNK Share Price * | NSEI (2019-03-20) in INR | ₹92.35 |
| India Banks Industry PB Ratio | Median Figure of 40 Publicly-Listed Banks Companies | 0.62x |
| India Market PB Ratio | Median Figure of 3,614 Publicly-Listed Companies | 1.11x |
| Calculation | Outcome | |
|---|---|---|
| PB Ratio | = NSEI:FEDERALBNK Share Price ÷ Book Value per Share (both in INR) = 92.35 ÷ 62.24 |
1.48x |
* Primary Listing of Federal Bank.
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Federal Bank is overvalued based on assets compared to the IN Banks industry average.
Value checks
We assess Federal Bank's value by looking at:- Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
- Is the PE ratio less than the market average, and/ or less than the Banks industry average (and greater than 0)? (2 checks)
- Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
- Is the PB ratio less than the Banks industry average (and greater than 0)? (1 check) Federal Bank has a total score of 2/6, see the detailed checks below.
Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.
Full details on the Value part of the Simply Wall St company analysis model.
FEDERALBNK Future Performance
The future performance of a company is measured in the same way as past
performance, by looking at estimated
growth
and how much profit it is expected to make.Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Earnings growth vs Low Risk Savings
- Federal Bank's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Growth vs Market Checks
- Federal Bank's earnings growth is expected to exceed the India market average.
- Federal Bank's revenue growth is expected to exceed the India market average.
Annual Growth Rates Comparison
| Data Point | Source | Value (per year) |
|---|---|---|
| NSEI:FEDERALBNK Future Earnings Growth Rate | Line of Best Fit* through Consensus Estimate Earnings of 21 Analysts | 22.4% |
| NSEI:FEDERALBNK Future Revenue Growth Rate | Line of Best Fit* through Consensus Estimate Revenue of 21 Analysts | 20% |
| India Banks Industry Earnings Growth Rate | Market Cap Weighted Average | 36.9% |
| India Banks Industry Revenue Growth Rate | Market Cap Weighted Average | 21% |
| India Market Earnings Growth Rate | Market Cap Weighted Average | 18.5% |
| India Market Revenue Growth Rate | Market Cap Weighted Average | 11.8% |
*Line of best fit is calculated by linear regression .
Industry and Market average data is calculated daily.
Learn more about our growth rate calculations in Simply Wall St’s analysis model.
Analysts growth expectations
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (11 months ago) | See Below |
| Future Estimates | Average of up to 21 Analyst Estimates (S&P Global) | See Below |
| Date (Data in INR Millions) | Revenue | Cash Flow | Net Income * | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-03-31 | 98,652 | 29,852 | 1 | |
| 2021-03-31 | 80,100 | 20,688 | 14 | |
| 2020-03-31 | 66,435 | 16,052 | 19 | |
| 2019-03-31 | 55,122 | 12,008 | 18 |
| Date (Data in INR Millions) | Revenue | Cash Flow | Net Income * |
|---|---|---|---|
| 2018-03-31 | 38,979 | -193,590 | 9,354 |
| 2017-03-31 | 35,945 | -150,605 | 8,669 |
| 2016-03-31 | 26,701 | -99,051 | 4,864 |
*GAAP earnings excluding extraordinary items.
Past and Future Earnings per Share
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (11 months ago) | See Below |
| Future Estimates | Average of up to 21 Analyst Estimates (S&P Global) | See Below |
All data from Federal Bank Company Filings, last reported 11 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in INR Millions) | EPS * | EPS High Estimate | EPS Low Estimate | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-03-31 | 15.00 | 15.00 | 15.00 | 1.00 |
| 2021-03-31 | 10.33 | 12.10 | 8.00 | 16.00 |
| 2020-03-31 | 8.03 | 8.90 | 6.30 | 19.00 |
| 2019-03-31 | 6.07 | 6.50 | 5.70 | 16.00 |
| Date (Data in INR Millions) | EPS * |
|---|---|
| 2018-03-31 | 4.92 |
| 2017-03-31 | 5.04 |
| 2016-03-31 | 2.83 |
*GAAP earnings excluding extraordinary items.
Future performance checks
We assess Federal Bank's future performance by looking at:- Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
- Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
- Is the annual revenue growth rate expected to beat the average growth rate in revenue of the India market? (1 check)
- Is the annual earnings growth rate expected to be above 20%? (1 check)
- Is the annual revenue growth rate expected to be above 20%? (1 check)
- Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Federal Bank has a total score of 4/6, see the detailed checks below.
Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.
Full details on the Future part of the Simply Wall St company analysis model.
FEDERALBNK Past Performance
How has Federal Bank performed over the past 5 years?
- Federal Bank's last earnings update was 245 days ago.
The past performance of a company can be measured by how much
growth
it has experienced and how much profit it makes relative to the funds and assets
it has available.
Past earnings growth
Past Earnings growth analysis
- Federal Bank's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
- Federal Bank's 1-year earnings growth exceeds its 5-year average (7.9% vs -0.4%)
- Federal Bank's earnings growth has exceeded the IN Banks industry average in the past year (7.9% vs 3.1%).
Earnings and Revenue History
All data from Federal Bank Company Filings, last reported 11 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in INR Millions) | Revenue | Net Income * | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 2018-03-31 | 38,979.30 | 9,354.39 | 19,724.94 | |
| 2017-03-31 | 35,944.79 | 8,668.67 | 17,998.68 | |
| 2016-03-31 | 26,701.10 | 4,864.19 | 16,118.56 | |
| 2015-03-31 | 32,047.82 | 10,578.14 | 14,140.94 | |
| 2014-03-31 | 26,952.48 | 8,497.49 | 12,558.82 | |
| 2013-03-31 | 24,384.78 | 8,526.56 | 10,402.16 | |
| 2012-03-31 | 21,723.59 | 7,537.28 | 8,649.19 |
*GAAP earnings excluding extraordinary items.
Performance last year
We want to ensure a company is making the most of what it has available. This is
done by comparing the return (profit) to a company's available
funds,
assets
and
capital.
- Federal Bank has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Federal Bank used its assets less efficiently than the IN Banks industry average last year based on Return on Assets.
- Unable to establish if Federal Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Past performance checks
We assess Federal Bank's performance over the past 5 years by checking for:- Has earnings increased in past 5 years? (1 check)
- Has the earnings growth in the last year exceeded that of the Banks industry? (1 check)
- Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
- Is the Return on Equity (ROE) higher than 20%? (1 check)
- Is the Return on Assets (ROA) above industry average? (1 check)
- Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
Federal Bank has a total score of 2/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Full details on the Past part of the Simply Wall St company analysis model.
FEDERALBNK Health
This company is a bank or financial institution.Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Balance sheet
Assets
Liabilities and shares
Historical Debt
Nearly all companies have debt. Debt in itself isn’t
bad,
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
All data from Federal Bank Company Filings, last reported 11 months ago.
| Date (Data in INR Millions) | Total Equity | Total Debt | Cash & Short Term Investments |
|---|---|---|---|
| 2018-03-31 | 122,742.34 | 123,288.38 | 114,975.76 |
| 2017-03-31 | 89,513.69 | 63,454.93 | 85,757.47 |
| 2016-03-31 | 80,641.25 | 52,363.17 | 67,360.05 |
| 2015-03-31 | 77,002.73 | 23,929.80 | 59,008.47 |
| 2014-03-31 | 68,607.08 | 57,675.36 | 83,163.04 |
| 2013-03-31 | 62,639.15 | 52,390.45 | 54,826.27 |
| 2012-03-31 | 55,922.94 | 42,660.42 | 61,783.96 |
BANK ANALYSIS
This company is a bank or financial institution, which is analysed accordingly below.
- Federal Bank has an acceptable proportion of non-loan assets held.
- Federal Bank's liabilities are made up of primarily low risk sources of funding.
- Loans at Federal Bank are broadly funded by customer deposits.
- Federal Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
- Unable to establish if Federal Bank has a sufficient allowance for bad loans without relevant financial data.
- Federal Bank has a high level of bad loans (greater than 2%).
Financial health checks
We assess Federal Bank's financial health by checking for:- Are short term assets greater than short term liabilities? (1 check)
- Are short term assets greater than long term liabilities? (1 check)
- Has the debt to equity ratio increased in the past 5 years? (1 check)
- Is the debt to equity ratio over 40%? (1 check)
- Is the debt covered by operating cash flow? (1 check)
- Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check) Federal Bank has a total score of 4/6, see the detailed checks below.
- Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
- Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
Full details on the Health part of the Simply Wall St company analysis model.
FEDERALBNK Dividends
What is Federal Bank's current dividend yield, its reliability and sustainability?
Dividends are regular cash payments to you from the company, similar to a
bank paying you interest on a savings account.
Annual Dividend Income
If you bought
₹2,000 of
Federal Bank
shares you are expected to receive
₹22
in your first year as a dividend.
Dividend Amount
- Federal Bank's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.5%).
- Federal Bank's dividend is below the markets top 25% of dividend payers in India (1.89%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not
wildly increasing/decreasing each year. This graph shows you the historical rate
to count toward your assessment of the stock.We also check to see if the dividend has increased in the past 10 years.
| Data Point | Source | Value |
|---|---|---|
| Past Annualized Dividend Yield | S&P Global Market Data | See Below |
| Past Dividends per Share | Company Filings/ Annualized Dividend Payments | See Below |
| Future Dividends per Share Estimates | Average of up to 21 Analyst Estimates (S&P Global) | See Below |
| India Banks Industry Average Dividend Yield | Market Cap Weighted Average of 18 Stocks | 0.5% |
| India Market Average Dividend Yield | Market Cap Weighted Average of 1399 Stocks | 1.3% |
| India Minimum Threshold Dividend Yield | 10th Percentile | 0.3% |
| India Bottom 25% Dividend Yield | 25th Percentile | 0.5% |
| India Top 25% Dividend Yield | 75th Percentile | 1.9% |
Industry and Market average data is calculated daily.
Note all dividend per share amounts are annualized and not quarterly or other period.
| Date (Data in ₹) | Dividend per Share (annual) | Avg. No. Analysts |
|---|---|---|
| 2022-03-31 | 2.40 | 1.00 |
| 2021-03-31 | 1.91 | 14.00 |
| 2020-03-31 | 1.66 | 16.00 |
| 2019-03-31 | 1.27 | 15.00 |
| Date (Data in ₹) | Dividend per share (annual) | Avg. Yield (%) |
|---|---|---|
| 2018-07-18 | 1.000 | 1.198 |
| 2018-05-10 | 1.000 | 1.195 |
| 2017-06-21 | 0.900 | 0.846 |
| 2017-04-28 | 0.900 | 0.788 |
| 2016-05-02 | 0.700 | 1.015 |
| 2015-04-29 | 1.100 | 1.918 |
| 2014-06-26 | 1.000 | 1.496 |
| 2014-05-12 | 1.000 | 1.678 |
| 2013-07-02 | 0.900 | 2.411 |
| 2013-04-29 | 0.900 | 2.034 |
| 2012-06-29 | 0.900 | 1.935 |
| 2012-05-11 | 0.900 | 2.135 |
| 2011-09-05 | 0.850 | 2.176 |
| 2010-08-06 | 0.500 | 1.242 |
| 2010-05-14 | 0.500 | 1.499 |
| 2009-06-01 | 0.500 | 2.025 |
| 2009-03-23 | 0.400 | 2.264 |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
- Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of
Federal Bank's earnings are
paid
to the shareholders as a dividend.
- Dividends paid are well covered by earnings (4.9x coverage).
- Dividends after 3 years are expected to be well covered by earnings (5.4x coverage).
Income/ dividend checks
We assess Federal Bank's dividend by checking for:- Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
- Is current dividend yield above the bottom 25% of dividend payers? (1 check)
- Is current dividend yield above the top 25% of dividend payers? (1 check)
- Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
- If they have paid a dividend for 10 years has it increased in this time? (1 check)
- How sustainable is the dividend, can Federal Bank afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks) Federal Bank has a total score of 4/6, see the detailed checks below.
Full details on the Dividends part of the Simply Wall St company analysis model.
FEDERALBNK Management
CEO
| COMPENSATION | ₹380,692,788 |
| AGE | 56 |
| TENURE AS CEO | 8.5 years |
CEO Bio
Mr. Shyam Srinivasan has been Managing Director, Chief Executive Officer and Director of Federal Bank Limited since September 2010. Mr. Srinivasan joined Bank after having worked with leading multinational banks in India and overseas across Middle East, India and South East Asia, where he has gained significant experience in retail lending, wealth management and SME banking. Mr. Srinivasan is an alumnus of the Indian Institute of Management, Kolkata and Regional Engineering College, Tiruchirapally. He has completed a Leadership Development Program from the London Business School and has served on the Global Executive Forum (the top 100 executives) of Standard Chartered Bank from 2004 to 2010.He holds key positions in the Industry as follows: Chairman of IBA Committee on Member Private Sector Banks., Member of the committee on Financial Sector Legislative Reforms set up by Reserve Bank of India, Past Chairman of Kerala State Council of Confederation of Indian Industries, Honorary fellow & governing council member of Indian Institute of Banking and Finance, Chairman of Policyholder Protection Committee of IDBI Federal.
CEO Compensation
- Shyam's compensation has increased by more than 20% in the past year.
- Shyam's remuneration is higher than average for companies of similar size in India.
Management Team Tenure
Average tenure and age of the Federal Bank management team in years:
- The tenure for the Federal Bank management team is about average.
Management Team
Shyam Srinivasan
MD, CEO & Director
₹381M
56
8.5 yrs
Ashutosh Khajuria
Executive Director & CFO
₹30M
57
3.5 yrs
Shalini Warrier
Chief Operating Officer
52
3.3 yrs
Girish Ganapathy
Senior VP & Company Secretary
₹5M
Jose Joseph
Executive Vice President
60
1.8 yrs
P. Satheesh
Senior Vice President & Head - HR
59
Jose Mathew
Executive Vice President
57
1.2 yrs
Sunny N. V.
Senior Vice President & Zonal Head
59
Sumit Kakkar
Chief Credit Officer
47
2.6 yrs
Diwakar Dixit
Senior Vice President
46
Board of Directors Tenure
Average tenure and age of the Federal Bank board of directors in years:
- The tenure for the Federal Bank board of directors is about average.
Board of Directors
Dilip Sadarangani
Chairman
₹2M
68
0.2 yrs
Shyam Srinivasan
MD, CEO & Director
₹381M
56
8.5 yrs
Ashutosh Khajuria
Executive Director & CFO
₹30M
57
3.2 yrs
Grace Koshie
Director
₹2M
65
5.3 yrs
Shubhalakshmi Panse
Director
₹2M
64
4.8 yrs
Chandrasekhar Balagopal
Director
₹1M
65
3.8 yrs
Abhaya Hota
Non-Executive Independent Director
₹160K
61
1.2 yrs
Nilesh Vikamsey
Director
₹1M
54
7.8 yrs
Balakrishnan Krishnamurthy
Additional Non-Executive Independent Director
0.5 yrs
Who owns this company?
Recent Insider Transactions
| Announced | Type | Name | Entity | Role | Start | End | Shares | Max Price (₹) | Value (₹) | |
|---|---|---|---|---|---|---|---|---|---|---|
| 14. Feb 19 | Sell | Ashutosh Khajuria | Individual | 12. Feb 19 | 12. Feb 19 | -100,000 | ₹83.78 | ₹-8,377,875 | ||
| 03. Nov 18 | Sell | Ashutosh Khajuria | Individual | 30. Oct 18 | 02. Nov 18 | -50,000 | ₹84.31 | ₹-4,215,750 | ||
| 25. Oct 18 | Sell | Ashutosh Khajuria | Individual | 23. Oct 18 | 24. Oct 18 | -100,000 | ₹81.01 | ₹-8,101,498 | ||
| 13. Sep 18 | Sell | Shyam Srinivasan | Individual | 12. Sep 18 | 12. Sep 18 | -200,000 | ₹75.99 | ₹-15,197,995 | ||
| 30. Jul 18 | Sell | Ashutosh Khajuria | Individual | 27. Jul 18 | 27. Jul 18 | -130,000 | ₹90.36 | ₹-11,747,394 | ||
| 30. Jul 18 | Sell | Ashutosh Khajuria | Individual | 27. Jul 18 | 27. Jul 18 | -130,000 | ₹9.04 | ₹-1,174,698 | ||
| 04. Jul 18 | Sell | Kuriakose Conil | Individual | 29. Jun 18 | 02. Jul 18 | -46,320 | ₹81.17 | ₹-3,759,782 | ||
| 29. Mar 18 | Sell | Shyam Srinivasan | Individual | 26. Mar 18 | 26. Mar 18 | -250,000 | ₹91.39 | ₹-22,847,491 | ||
| 23. Mar 18 | Sell | Ashutosh Khajuria | Individual | 21. Mar 18 | 21. Mar 18 | -75,000 | ₹91.00 | ₹-6,824,998 | ||
Management checks
We assess Federal Bank's management by checking for:- Is the CEO's compensation unreasonable compared to market cap? (1 check)
- Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
- Is the average tenure of the management team less than 2 years? (1 check)
- Is the average tenure of the board of directors team less than 3 years? (1 check) Federal Bank has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Note: We use the top 6 management executives and board members in our calculations.
Note 2: Insider trading include any internal stakeholders and these transactions .
Full details on the Management part of the Simply Wall St company analysis model.
FEDERALBNK News
Simply Wall St News
Do Insiders Own Lots Of Shares In The Federal Bank Limited (NSE:FEDERALBNK)?
A look at the shareholders of The Federal Bank Limited (NSE:FEDERALBNK) can tell us which group is most powerful. … Insiders often own a large chunk of younger, smaller, companies while huge companies tend to have institutions as shareholders. … Federal Bank has a market capitalization of ₹166b, so we would expect some institutional investors to have noticed the stock.
Simply Wall St - – Full articleDoes The Federal Bank Limited's (NSE:FEDERALBNK) CEO Pay Reflect Performance?
Shyam Srinivasan has been the CEO of The Federal Bank Limited (NSE:FEDERALBNK) since 2010. … First, this article will compare CEO compensation with compensation at similar sized companies. … How Does Shyam Srinivasan's Compensation Compare With Similar Sized Companies?
Simply Wall St - – Full articleDoes The Federal Bank Limited's (NSE:FEDERALBNK) P/E Ratio Signal A Buying Opportunity?
This article is written for those who want to get better at using price to earnings ratios (P/E ratios). … Federal Bank has a price to earnings ratio of 19.07, based on the last twelve months. … How Do I Calculate Federal Bank's Price To Earnings Ratio
Simply Wall St - – Full articleHave Insiders Been Selling The Federal Bank Limited (NSE:FEDERALBNK) Shares?
So before you buy or sell The Federal Bank Limited (NSE:FEDERALBNK), you may well want to know whether insiders have been buying or selling. … We generally tread carefully if insiders have been selling on market, even if they sold slightly above the current price. … Over the last year we saw more insider selling of Federal Bank shares, than buying
Simply Wall St - – Full articleThree Understated Metrics For The Federal Bank Limited (NSE:FEDERALBNK) You Should Know
As a small-cap bank stock with a market capitalisation of ₹160b, The Federal Bank Limited’s (NSE:FEDERALBNK) risk and profitability are largely determined by the underlying economic growth of the IN regions in which it operates. … These reforms target banking regulations and intends to enhance financial institutions’ ability to absorb shocks resulting from economic stress which could expose banks like Federal Bank to vulnerabilities. … Low levels of leverage coupled with sufficient liquidity may place Federal Bank in a safe position in the face of adverse headwinds.
Simply Wall St - – Full articleIs It Time To Consider Buying The Federal Bank Limited (NSE:FEDERALBNK)?
saw a double-digit share price rise of over 10% in the past couple of months on the NSEI. … With many analysts covering the mid-cap stock, we may expect any price-sensitive announcements have already been factored into the stock’s share price? … Let’s examine Federal Bank’s valuation and outlook in more detail to determine if there’s still a bargain opportunity
Simply Wall St - – Full articleThe Federal Bank Limited (NSE:FEDERALBNK): Immense Growth Potential?
The most recent earnings release The Federal Bank Limited's (NSE:FEDERALBNK) announced in March 2018a
Simply Wall St - – Full articleWhat Are Analysts Saying About The Federal Bank Limited's (NSE:FEDERALBNK) Growth?
After The Federal Bank Limited's (NSE:FEDERALBNK) earnings announcement in March 2018,. … with profits predicted to increase by 33.55% next year … the past 5-year average growth rate of 0.90%
Simply Wall St - – Full articleShould You Worry About The Federal Bank Limited's (NSE:FEDERALBNK) CEO Pay Check?
Leading The Federal Bank Limited (NSE:FEDERALBNK) as the CEO, Shyam Srinivasan took the company to a valuation of ₹162.07b. … Understanding how CEOs are incentivised to run and grow their company is an important aspect of investing in a stock. … Check out our latest analysis for Federal Bank
Simply Wall St - – Full articleIs The Federal Bank Limited's (NSE:FEDERALBNK) Future Growth Already Accounted For In Today's Price?
Looking at The Federal Bank Limited’s (NSE:FEDERALBNK) fundamentals some investors are wondering if its last closing price of ₹81.85 represents a good value for money for this high growth stock. … View out our latest analysis for Federal Bank? … Federal Bank is poised for extremely high earnings growth in the near future
Simply Wall St - – Full articleFEDERALBNK Company Info
Description
The Federal Bank Limited engages in commercial banking activities in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company’s deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earner’s foreign currency accounts, gilt accounts, and NRI deposit schemes. Its loan portfolio comprises gold, housing, car, property, educational or career, cash, instant digital, business, and agriculture and agricultural allied loans; travel, gift, debit, and credit cards; and loans against fixed deposits. The company also provides life, health, and general insurance products; mutual funds, online trading, and national pension system, as well as term loans, project finance, bill discounting, working capital loans, bank guarantees, letter of credit, packing credit limit, rediscounting of export bills, Internet banking, mobile banking, ATM, telephone banking services. As of March 31, 2017, it operated through a network of 1,252 branches and 1,696 ATMs. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is headquartered in Aluva, India.
Details
| Name: | The Federal Bank Limited |
| FEDERALBNK | |
| Exchange: | NSEI |
| Founded: | 1931 |
| ₹186,176,112,623 | |
| 1,984,819,964 | |
| Website: | http://www.federalbank.co.in |
| Address: |
The Federal Bank Limited Federal Towers, PB No. 103, Aluva, Kerala, 683101, India |
Listings
| Exchange Symbol | Ticker Symbol | Security | Exchange | Country | Currency | Listed on | |
|---|---|---|---|---|---|---|---|
| NSEI | FEDERALBNK | Equity Shares | National Stock Exchange of India | IN | INR | 08. Feb 1995 | |
| BSE | 500469 | Equity Shares | Mumbai Stock Exchange | IN | INR | 08. Feb 1995 | |
| LSE | FEDS | GDR (EACH REPR 1 ORD) (REGS) | London Stock Exchange | GB | USD | 01. Feb 2006 |
Number of employees
Current staff
Industry
| Diversified Banks | |
| Banks |
Company Analysis and Financial Data Status
| Area | Date (UTC time) |
|---|---|
| Company Analysis updated: | 2019/03/20 12:47 |
| End of day share price update: | 2019/03/20 00:00 |
| Last estimates confirmation: | 2019/03/11 |
| Last earnings filing: | 2018/07/18 |
| Last earnings reported: | 2018/03/31 |
| Last annual earnings reported: | 2018/03/31 |
All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
