Yes Bank Limited provides banking and financial services primarily in India.
+ 1 more risk
Adequate balance sheet second-rate dividend payer.
Share Price & News
How has Yes Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: YESBANK's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: YESBANK underperformed the Indian Banks industry which returned -44.8% over the past year.
Return vs Market: YESBANK underperformed the Indian Market which returned -30.6% over the past year.
Price Volatility Vs. Market
How volatile is Yes Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StShould You Worry About Yes Bank Limited's (NSE:YESBANK) CEO Pay?
1 month ago | Simply Wall StCould Yes Bank Limited's (NSE:YESBANK) Investor Composition Influence The Stock Price?
4 months ago | Simply Wall StDoes Yes Bank Limited (NSE:YESBANK) Have A Particularly Volatile Share Price?
Is Yes Bank undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate YESBANK's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate YESBANK's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: YESBANK is unprofitable, so we can't compare its PE Ratio to the Banks industry average.
PE vs Market: YESBANK is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate YESBANK's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: YESBANK is good value based on its PB Ratio (0.2x) compared to the IN Banks industry average (0.3x).
How is Yes Bank forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: YESBANK is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: YESBANK is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: YESBANK is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: YESBANK's revenue (66.8% per year) is forecast to grow faster than the Indian market (8.9% per year).
High Growth Revenue: YESBANK's revenue (66.8% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: YESBANK is forecast to be unprofitable in 3 years.
How has Yes Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: YESBANK is currently unprofitable.
Growing Profit Margin: YESBANK is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: YESBANK is unprofitable, and losses have increased over the past 5 years at a rate of -54.2% per year.
Accelerating Growth: Unable to compare YESBANK's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: YESBANK is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (25.5%).
Return on Equity
High ROE: YESBANK has a negative Return on Equity (-74.32%), as it is currently unprofitable.
How is Yes Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: YESBANK has a low level of unsold assets or inventory.
Debt Coverage by Assets: YESBANK's debt is not covered by short term assets (assets are 0.3x debt).
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable YESBANK has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: YESBANK is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by -10.6% per year.
Financial Institutions Analysis
Asset Level: YESBANK's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if YESBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: YESBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: YESBANK has an acceptable proportion of non-loan assets held.
Low Risk Deposits: YESBANK's loans are broadly funded by customer deposits.
Level of Bad Loans: YESBANK has a high level of bad loans (7.64%)
What is Yes Bank's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: YESBANK's dividend (8.91%) is higher than the bottom 25% of dividend payers in the Indian market (0.95%).
High Dividend: YESBANK's dividend (8.91%) is in the top 25% of dividend payers in the Indian market (4.16%)
Stability and Growth of Payments
Stable Dividend: YESBANK's dividend payments have been volatile in the past 10 years.
Growing Dividend: YESBANK's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: YESBANK is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Prashant Kumar has been Chief Executive Officer, Director and Managing Director of YES BANK Ltd. since March 2020. He served as Deputy Managing Director of HR, Corporate Development Officer of State Ba ...
|CEO, MD & Director||no data||no data||no data|
|Group President & Group Company Secretary||no data||no data||0.00094% ₹2.9m|
|Group Chief Financial Officer||0.58yr||no data||0.00012% ₹375.0k|
|Chief Operating Officer||0.42yr||no data||no data|
|Group President & Chief Information Officer||no data||no data||0.0014% ₹4.3m|
|Senior President & Head of Compliance||no data||no data||0.0025% ₹7.8m|
|Group President||no data||no data||0.0015% ₹4.7m|
|Chief Marketing Officer||0.42yr||no data||no data|
|Group President GB & National Head Branch Banking||no data||no data||0.000010% ₹31.3k|
|Head of Business Development of South & Group President||no data||no data||0.0029% ₹9.0m|
Experienced Management: YESBANK's management team is not considered experienced ( 0.4 years average tenure), which suggests a new team.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: YESBANK insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.3%.
Yes Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: Yes Bank Limited
- Ticker: YESBANK
- Exchange: NSEI
- Founded: 2003
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹312.507b
- Shares outstanding: 12.55b
- Website: https://www.yesbank.in
Number of Employees
- Yes Bank Limited
- Yes Bank Tower, IFC - 2
- 15th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|532648||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jul 2005|
|YESBANK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jul 2005|
Yes Bank Limited provides banking and financial services primarily in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers corporate banking services, such as working capital finance, term loans, corporate finance, trade and transaction banking products, cash management and debt capital markets, treasury, liquidity management, and other services. It also provides retail banking products, including secured business, home, car, super bike, commercial vehicle, construction equipment, gold, and personal loans, as well as loans against securities; health care and printing equipment finance; and business banking services to micro, small, and medium enterprises. In addition, the company offers financial and advisory services to ministries under the union and state governments, central and state public sector undertakings, boards, and other affiliates; and banking solutions to banks, non-banking finance and housing finance companies, asset finance companies, insurance companies, small finance and payment banks, mutual funds, financial institutions, private equity funds, cooperative and regional rural banks, capital market participants, primary dealers, depositories, AD II license holders, money changers, and payment aggregators. Further, it provides debit and credit cards, current and savings accounts, and mobile banking services; and transaction banking services comprising escrow, trade finance, supply chain finance, foreign exchange, and bullion trading. Additionally, the company offers loan syndication services; investment banking services, including mergers and acquisition advisory, and capital advisory services; and microcredit, micro-saving, micro-insurance, and remittance services. As of March 31, 2019, it operated 1,120 branches; 2 national operating centers; and 1,456 ATMs and bunch note acceptors. The company was incorporated in 2003 and is headquartered in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/31 13:08|
|End of Day Share Price||2020/03/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.