Yes Bank Balance Sheet Health

Financial Health criteria checks 5/6

Yes Bank has total assets of ₹4,191.3B and total equity of ₹464.4B. Total deposits are ₹2,770.9B, and total loans are ₹2,350.2B earning a Net Interest Margin of 2.4%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹290.4B.

Key information

9x

Asset to equity ratio

2.4%

Net interest margin

Total deposits

₹2.77t

Loan to deposit ratio

Appropriate

Bad loans

1.7%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

₹290.45b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: YESBANK's Assets to Equity ratio (9x) is low.

Allowance for Bad Loans: YESBANK has a low allowance for bad loans (67%).

Low Risk Liabilities: 74% of YESBANK's liabilities are made up of primarily low risk sources of funding.

Loan Level: YESBANK has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: YESBANK's Loans to Deposits ratio (85%) is appropriate.

Level of Bad Loans: YESBANK has an appropriate level of bad loans (1.7%).


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