IDFC First Bank (539437) Stock Overview
Provides various banking and financial services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 5/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
539437 Community Fair Values
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Analyst Price Targets
IDFC First Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹80.37 |
| 52 Week High | ₹87.00 |
| 52 Week Low | ₹58.08 |
| Beta | 0.54 |
| 1 Month Change | 3.85% |
| 3 Month Change | 17.29% |
| 1 Year Change | 9.99% |
| 3 Year Change | -2.96% |
| 5 Year Change | 57.13% |
| Change since IPO | 35.08% |
Recent News & Updates
Narrative Update • Jul 06
539437: Fraud Review And Board Actions Will Shape Measured Outlook
Analysts have nudged their price target for IDFC First Bank higher to about ₹77.79 from roughly ₹75.06, reflecting updated views on its fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News IDFC First Bank has scheduled a board meeting on June 5, 2026, at 18:00 Indian Standard Time to review findings that reaffirm a fraud incident linked to a specific branch, involving collusion among certain current and former bank employees and some customer employees, and to consider related matters.
Narrative Update • Jun 22
539437: Upcoming Fraud Review And Refined Assumptions Will Shape Repricing Ahead
Analysts have trimmed their fair value estimate for IDFC First Bank to ₹89.61 from ₹97.39, citing updated assumptions that reflect a mix of lower projected revenue growth, higher profit margins and a revised future P/E estimate. What’s in the News for IDFC First Bank IDFC First Bank has scheduled a board meeting on June 5, 2026, at 18:00 Indian Standard Time to review findings on an incident involving fraudulent activities at one of its branches, including alleged collusion among certain current and former employees and some customer employees.Narrative Update • Jun 05
539437: Board Meeting Outcomes And Stable Metrics Will Guide Fair Assessment
Analysts have maintained their fair value estimate for IDFC First Bank at about ₹75 per share, with only marginal adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions resulting in an unchanged price target. What's in the News IDFC First Bank has scheduled a board meeting on April 25, 2026, to consider and approve the audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026.Narrative Update • May 02
539437: Upcoming Meetings And Margin Outlook Will Guide Fair Assessment
Analysts have trimmed their price target on IDFC First Bank from about ₹89.83 to around ₹75.06. This reflects updated assumptions that pair a lower expected revenue growth rate with a reduced future P/E multiple, while incorporating slightly improved profit margin expectations and a small adjustment to the discount rate.Recent updates
Narrative Update • Jul 06
539437: Fraud Review And Board Actions Will Shape Measured Outlook
Analysts have nudged their price target for IDFC First Bank higher to about ₹77.79 from roughly ₹75.06, reflecting updated views on its fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News IDFC First Bank has scheduled a board meeting on June 5, 2026, at 18:00 Indian Standard Time to review findings that reaffirm a fraud incident linked to a specific branch, involving collusion among certain current and former bank employees and some customer employees, and to consider related matters.Narrative Update • Jun 22
539437: Upcoming Fraud Review And Refined Assumptions Will Shape Repricing Ahead
Analysts have trimmed their fair value estimate for IDFC First Bank to ₹89.61 from ₹97.39, citing updated assumptions that reflect a mix of lower projected revenue growth, higher profit margins and a revised future P/E estimate. What’s in the News for IDFC First Bank IDFC First Bank has scheduled a board meeting on June 5, 2026, at 18:00 Indian Standard Time to review findings on an incident involving fraudulent activities at one of its branches, including alleged collusion among certain current and former employees and some customer employees.Narrative Update • Jun 05
539437: Board Meeting Outcomes And Stable Metrics Will Guide Fair Assessment
Analysts have maintained their fair value estimate for IDFC First Bank at about ₹75 per share, with only marginal adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions resulting in an unchanged price target. What's in the News IDFC First Bank has scheduled a board meeting on April 25, 2026, to consider and approve the audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026.Narrative Update • May 02
539437: Upcoming Meetings And Margin Outlook Will Guide Fair Assessment
Analysts have trimmed their price target on IDFC First Bank from about ₹89.83 to around ₹75.06. This reflects updated assumptions that pair a lower expected revenue growth rate with a reduced future P/E multiple, while incorporating slightly improved profit margin expectations and a small adjustment to the discount rate.Narrative Update • Apr 17
539437: Upcoming Board Meetings And Refined Assumptions Will Support Repricing Ahead
Analysts have adjusted their price target for IDFC First Bank slightly lower to ₹97.39 from ₹98.48. This reflects updated assumptions for the discount rate, revenue growth, profit margin and future P/E.Narrative Update • Apr 02
539437: Upcoming Board Meetings And Lower Margin Assumptions Will Support Repricing Ahead
Analysts have trimmed their price target for IDFC First Bank from ₹105.00 to about ₹98.48, reflecting updated views on future P/E, profit margin expectations and discount rate assumptions, even as projected revenue growth remains broadly similar. What's in the News Board meeting scheduled for Apr 25, 2026, to consider and approve audited standalone and consolidated financial results for the quarter and financial year ended Mar 31, 2026 (Key Developments).
Narrative Update • Mar 19
539437: Fraud Review And Stable Outlook Will Shape Balanced Risk Ahead
Analysts have kept the IDFC First Bank price target steady at ₹65.00. This unchanged view is supported by updated assumptions around revenue growth, profit margin and future P/E that remain closely aligned with prior estimates.Narrative Update • Mar 05
539437: Fraud Review And Lower Future P/E Will Shape Balanced Risk Ahead
Analysts have adjusted their price target on IDFC First Bank to ₹65 from ₹68, citing updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. What's in the News A board meeting is scheduled on Feb 21, 2026 at 19:15 IST to review a reported incident of unauthorized and fraudulent activities affecting the bank.Narrative Update • Feb 19
539437: Upcoming Results And Board Appointment Will Guide Fair Outlook
Analysts have nudged their price target for IDFC First Bank slightly higher to ₹89.83 from ₹89.17, reflecting updated assumptions for the discount rate, revenue growth, profit margin and future P/E. What's in the News IDFC First Bank has scheduled a board meeting on January 31, 2026, to consider and approve the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025, subject to limited review by joint statutory auditors (Key Developments).Narrative Update • Feb 04
539437: Upcoming Results Review And Board Changes Will Shape Fair Outlook
Analysts have lifted their price target for IDFC First Bank from ₹81.59 to ₹89.17. This reflects updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E.Narrative Update • Jan 21
539437: Higher Future P/E And Board Developments Will Support Repricing Ahead
Analysts have nudged their fair value estimate for IDFC First Bank up from ₹100.00 to ₹105.00, citing updated assumptions for revenue growth, profit margins and future P/E, which slightly adjust their discount rate and support a somewhat higher price target. What's in the News IDFC First Bank has scheduled a board meeting on January 31, 2026 to consider and approve its unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025, subject to limited review by joint statutory auditors (Key Developments).Narrative Update • Jan 07
539437: Higher Future P/E Will Likely Expose Margin Risk Ahead
Analysts have raised their price target on IDFC First Bank from ₹57.62 to ₹68.00, citing updated assumptions for revenue growth, profit margin, discount rate and future P/E. These revised inputs together reshape their view of the bank’s valuation profile.Narrative Update • Dec 23
539437: Higher Future Earnings Multiple May Drive Stronger Repricing Ahead
Narrative Update on IDFC First Bank Analysts have raised their fair value estimate for IDFC First Bank from ₹90 to ₹100 per share, reflecting upgraded revenue growth expectations and a higher target price-to-earnings (P/E) multiple, despite modelling a slightly increased discount rate and lower profit margins. What's in the News IDFC First Bank has scheduled a Board Meeting on October 18, 2025, to consider and approve the unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2025, subject to limited review by joint statutory auditors (Key Developments).Narrative Update • Dec 09
539437: Upcoming Earnings Review And Shareholder Vote Will Guide Outlook
Analysts have marginally increased their price target on IDFC First Bank to Rs 81.59 from Rs 81.29. This reflects slightly improved confidence in the bank's earnings trajectory, supported by stable discount rates, consistent revenue growth assumptions, and a modestly higher future valuation multiple.Narrative Update • Nov 25
539437: Upcoming Earnings and Shareholder Meetings Will Shape Near-Term Outlook
Narrative Update on IDFC First Bank: Analyst Price Target Revision Analysts have slightly increased their price target for IDFC First Bank from ₹78.76 to ₹81.29. They cite improved revenue growth and profit margin expectations as the rationale behind this upward revision.Narrative Update • Nov 08
539437: Upcoming Results Meeting And Recent Capital Raise Will Drive Evaluation
Analysts have slightly raised their price target for IDFC First Bank, increasing it from ₹77.82 to ₹78.76. They cite ongoing improvements in key financial metrics as the basis for this upward revision.Narrative Update • Oct 25
Revenue Outlook And Private Placement Will Shape Future Value Creation
Narrative Update on IDFC First Bank: Analyst Price Target Revision Analysts have raised their price target for IDFC First Bank from ₹76.53 to ₹77.82. This revision is attributed to an improved revenue growth outlook, although analysts note a slight decline in profit margins and higher expected discount rates.Narrative Update • Sep 04
Digital Banking And Retail Deposits In India Will Unlock Value
With both future P/E and consensus revenue growth forecasts for IDFC First Bank remaining virtually unchanged, analysts have kept their fair value estimate steady at ₹76.53. What's in the News IDFC First Bank completed a private placement, issuing 43,71,85,666 shares at INR 60 per share for gross proceeds of INR 26.23 billion, with participation from Platinum Invictus B 2025 RSC Limited and board approval.
New Narrative • Dec 07
Surging Retail Deposits And Digital Transformation Poise Bank For Strong Earnings Growth
Strong retail and CASA deposit growth provides a stable, low-cost funding base, supporting future loan growth and positively impacting revenue.Shareholder Returns
| 539437 | IN Banks | IN Market | |
|---|---|---|---|
| 7D | -0.5% | 0.6% | -0.2% |
| 1Y | 10.0% | 3.3% | -0.5% |
Return vs Industry: 539437 exceeded the Indian Banks industry which returned 0.8% over the past year.
Return vs Market: 539437 exceeded the Indian Market which returned -1.2% over the past year.
Price Volatility
| 539437 volatility | |
|---|---|
| 539437 Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 3.8% |
Stable Share Price: 539437 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 539437's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 42,190 | Vembu Vaidyanathan | www.idfcfirst.bank.in |
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps.
IDFC First Bank Limited Fundamentals Summary
| 539437 fundamental statistics | |
|---|---|
| Market cap | ₹692.54b |
| Earnings (TTM) | ₹16.11b |
| Revenue (TTM) | ₹237.11b |
43.0x
P/E Ratio1.5x
P/B RatioIs 539437 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 539437 income statement (TTM) | |
|---|---|
| Revenue | ₹237.11b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹237.11b |
| Other Expenses | ₹221.00b |
| Earnings | ₹16.11b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 25, 2026
| Earnings per share (EPS) | 1.87 |
| Gross Margin | 100.00% |
| Net Profit Margin | 6.79% |
| Debt/Equity Ratio | 77.3% |
How did 539437 perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield13%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/17 17:08 |
| End of Day Share Price | 2026/07/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
IDFC First Bank Limited is covered by 35 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Anand Rathi Shares and Stock Brokers Limited |
| Jayant Kharote | Axis Capital Limited |
| null null | BOB Capital Markets Ltd. |