INDUSINDBK Stock Overview
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions.
IndusInd Bank Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₹893.25|
|52 Week High||₹1,242.00|
|52 Week Low||₹789.00|
|1 Month Change||5.57%|
|3 Month Change||-24.58%|
|1 Year Change||-5.75%|
|3 Year Change||-40.25%|
|5 Year Change||-29.41%|
|Change since IPO||2,009.21%|
Recent News & Updates
|INDUSINDBK||IN Banks||IN Market|
Return vs Industry: INDUSINDBK underperformed the Indian Banks industry which returned 18.8% over the past year.
Return vs Market: INDUSINDBK underperformed the Indian Market which returned 34.4% over the past year.
|INDUSINDBK Average Weekly Movement||5.8%|
|Banks Industry Average Movement||4.8%|
|Market Average Movement||6.8%|
|10% most volatile stocks in IN Market||9.8%|
|10% least volatile stocks in IN Market||4.1%|
Stable Share Price: INDUSINDBK is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: INDUSINDBK's weekly volatility (6%) has been stable over the past year.
About the Company
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense and corporate salary, and RFC accounts; and fixed and FCNR, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products.
IndusInd Bank Fundamentals Summary
|INDUSINDBK fundamental statistics|
Is INDUSINDBK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|INDUSINDBK income statement (TTM)|
|Cost of Revenue||₹0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||50.60|
|Net Profit Margin||28.10%|
How did INDUSINDBK perform over the long term?See historical performance and comparison
0.6%Current Dividend Yield
Is IndusInd Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: INDUSINDBK (₹893.25) is trading above our estimate of fair value (₹186.54)
Significantly Below Fair Value: INDUSINDBK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: INDUSINDBK is poor value based on its PE Ratio (17.6x) compared to the Indian Banks industry average (15.8x).
PE vs Market: INDUSINDBK is good value based on its PE Ratio (17.6x) compared to the Indian market (23.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate INDUSINDBK's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: INDUSINDBK is overvalued based on its PB Ratio (1.5x) compared to the IN Banks industry average (1x).
How is IndusInd Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as IndusInd Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has IndusInd Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INDUSINDBK has a high level of non-cash earnings.
Growing Profit Margin: INDUSINDBK's current net profit margins (28.1%) are higher than last year (23.7%).
Past Earnings Growth Analysis
Earnings Trend: INDUSINDBK's earnings have grown by 3.6% per year over the past 5 years.
Accelerating Growth: INDUSINDBK's earnings growth over the past year (40.1%) exceeds its 5-year average (3.6% per year).
Earnings vs Industry: INDUSINDBK earnings growth over the past year (40.1%) exceeded the Banks industry 32.4%.
Return on Equity
High ROE: INDUSINDBK's Return on Equity (8.6%) is considered low.
How is IndusInd Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: INDUSINDBK's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: Insufficient data to determine if INDUSINDBK has a sufficient allowance for bad loans.
Low Risk Liabilities: 82% of INDUSINDBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: INDUSINDBK has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: INDUSINDBK's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: INDUSINDBK has a high level of bad loans (2.8%).
What is IndusInd Bank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: INDUSINDBK's dividend (0.56%) is higher than the bottom 25% of dividend payers in the Indian market (0.3%).
High Dividend: INDUSINDBK's dividend (0.56%) is low compared to the top 25% of dividend payers in the Indian market (1.33%).
Stability and Growth of Payments
Stable Dividend: INDUSINDBK's dividend payments have been volatile in the past 10 years.
Growing Dividend: INDUSINDBK's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (9.8%), INDUSINDBK's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Sumant Kathpalia (60 yo)
Mr. Sumant Kathpalia serves as Managing Director and Chief Executive Officer of IndusInd Bank Ltd. since March 24, 2020 and serves as its Additional Director since March 24, 2020. Mr. Kathpalia served as t...
CEO Compensation Analysis
Compensation vs Market: Sumant's total compensation ($USD953.71K) is about average for companies of similar size in the Indian market ($USD902.14K).
Compensation vs Earnings: Sumant's compensation has been consistent with company performance over the past year.
Experienced Management: INDUSINDBK's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
Experienced Board: INDUSINDBK's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: INDUSINDBK insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.3%.
IndusInd Bank Limited's employee growth, exchange listings and data sources
- Name: IndusInd Bank Limited
- Ticker: INDUSINDBK
- Exchange: NSEI
- Founded: 1994
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₹691.688b
- Shares outstanding: 774.57m
- Website: https://www.indusind.com
Number of Employees
- IndusInd Bank Limited
- One World Centre
- Tower 1, 8th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/19 15:39|
|End of Day Share Price||2022/01/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.