IDFC First Bank Balance Sheet Health
Financial Health criteria checks 5/6
IDFC First Bank has total assets of ₹2,962.1B and total equity of ₹322.7B. Total deposits are ₹2,005.7B, and total loans are ₹1,945.9B earning a Net Interest Margin of 6.2%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are ₹124.8B.
Key information
9.2x
Asset to equity ratio
6.2%
Net interest margin
Total deposits | ₹2.01t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₹124.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 539437's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: 539437 has a low allowance for bad loans (78%).
Low Risk Liabilities: 76% of 539437's liabilities are made up of primarily low risk sources of funding.
Loan Level: 539437 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 539437's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: 539437 has an appropriate level of bad loans (1.9%).