PayPoint (PAY) Stock Overview
Engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
+ 1 more risk
PAY Community Fair Values
Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.
PayPoint plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£7.80 |
| 52 Week High | UK£8.70 |
| 52 Week Low | UK£5.71 |
| Beta | 0.45 |
| 1 Month Change | -3.11% |
| 3 Month Change | 21.68% |
| 1 Year Change | 19.45% |
| 3 Year Change | 31.98% |
| 5 Year Change | 39.78% |
| Change since IPO | 289.03% |
Recent News & Updates
PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's
Jul 03
PayPoint (LON:PAY) Has Announced That It Will Be Increasing Its Dividend To £0.098
Jun 17
Digital Payments And Open Banking Will Reshape Retail Networks
Growth in digital payments, open banking, and e-commerce partnerships positions PayPoint for increased transaction volumes and diversified revenue streams.Recent updates
PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's
Jul 03PayPoint (LON:PAY) Has Announced That It Will Be Increasing Its Dividend To £0.098
Jun 17Digital Payments And Open Banking Will Reshape Retail Networks
Growth in digital payments, open banking, and e-commerce partnerships positions PayPoint for increased transaction volumes and diversified revenue streams.PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year
Nov 24We Think Shareholders Are Less Likely To Approve A Large Pay Rise For PayPoint plc's (LON:PAY) CEO For Now
Jul 25PayPoint plc (LON:PAY) Might Not Be As Mispriced As It Looks
Jun 18PayPoint (LON:PAY) Will Pay A Dividend Of £0.095
Jan 18PayPoint (LON:PAY) Has Announced A Dividend Of £0.095
Dec 02PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092
Feb 02PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's
Jan 19PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's
Jan 05PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 21PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092
Dec 04PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year
Jul 14PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 25PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At UK£0.09
Jun 11PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year
Jan 20PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085
Jan 01PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085
Dec 04Are Investors Undervaluing PayPoint plc (LON:PAY) By 32%?
Nov 17PayPoint's (LON:PAY) Dividend Will Be Increased To UK£0.083
Jul 09Should You Think About Buying PayPoint plc (LON:PAY) Now?
Apr 14These 4 Measures Indicate That PayPoint (LON:PAY) Is Using Debt Safely
Mar 23Estimating The Fair Value Of PayPoint plc (LON:PAY)
Mar 05Would Shareholders Who Purchased PayPoint's (LON:PAY) Stock Year Be Happy With The Share price Today?
Feb 15
Shareholder Returns
| PAY | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | -3.3% | 2.1% | 1.4% |
| 1Y | 19.4% | 26.6% | 5.9% |
Return vs Industry: PAY underperformed the UK Diversified Financial industry which returned 26.6% over the past year.
Return vs Market: PAY exceeded the UK Market which returned 5.9% over the past year.
Price Volatility
| PAY volatility | |
|---|---|
| PAY Average Weekly Movement | 3.8% |
| Diversified Financial Industry Average Movement | 4.3% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in GB Market | 11.4% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: PAY has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: PAY's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | 939 | Nick Wiles | www.paypoint.com |
PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through PayPoint and Love2shop segments. The PayPoint segment provides card payment services to retailers, including leased payment devices; ATM cash machines; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; open banking services; and digital payment services.
PayPoint plc Fundamentals Summary
| PAY fundamental statistics | |
|---|---|
| Market cap | UK£576.49m |
| Earnings (TTM) | UK£19.19m |
| Revenue (TTM) | UK£301.87m |
Is PAY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAY income statement (TTM) | |
|---|---|
| Revenue | UK£301.87m |
| Cost of Revenue | UK£174.28m |
| Gross Profit | UK£127.58m |
| Other Expenses | UK£108.39m |
| Earnings | UK£19.19m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
Nov 20, 2025
| Earnings per share (EPS) | 0.27 |
| Gross Margin | 42.27% |
| Net Profit Margin | 6.36% |
| Debt/Equity Ratio | 105.1% |
How did PAY perform over the long term?
See historical performance and comparisonDividends
Does PAY pay a reliable dividends?
See PAY dividend history and benchmarks| PayPoint dividend dates | |
|---|---|
| Ex Dividend Date | Jul 03 2025 |
| Dividend Pay Date | Aug 11 2025 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 27 days |
Does PAY pay a reliable dividends?
See PAY dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/14 17:43 |
| End of Day Share Price | 2025/07/14 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
PayPoint plc is covered by 14 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gerardus Vos | Barclays |
| Sven Merkt | Barclays |
| Grégoire Hermann | Barclays |