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PayPoint plc Stock Price

LSE:PAY Community·UK£520.9m Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 18 Fair Values set on narratives written by author

PAY Share Price Performance

UK£7.59
0.84 (12.44%)
31.0% undervalued intrinsic discount
UK£11.00
Fair Value
UK£7.59
0.84 (12.44%)
31.0% undervalued intrinsic discount
UK£11.00
Fair Value
Price UK£7.59
AnalystHighTarget UK£11.00
AnalystConsensusTarget UK£8.85
AnalystLowTarget UK£6.00

PAY Community Narratives

AnalystHighTarget·Updated
Fair Value UK£11 31.0% undervalued intrinsic discount

OBConnect And Collect+ Will Ignite Omni-Channel Payment Evolution

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AnalystConsensusTarget·Updated
Fair Value UK£8.85 14.2% undervalued intrinsic discount

Digital Payments And Open Banking Will Reshape Retail Networks

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AnalystLowTarget·Updated
Fair Value UK£6 26.5% overvalued intrinsic discount

Legacy Payments Will Falter As Digital Competition Advances

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Recent PAY News & Updates

PayPoint (LON:PAY) Is Due To Pay A Dividend Of £0.098

Aug 13
PayPoint (LON:PAY) Is Due To Pay A Dividend Of £0.098

PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

Jul 03
PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

PayPoint (LON:PAY) Has Announced That It Will Be Increasing Its Dividend To £0.098

Jun 17
PayPoint (LON:PAY) Has Announced That It Will Be Increasing Its Dividend To £0.098
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Digital Payments And Open Banking Will Reshape Retail Networks

Growth in digital payments, open banking, and e-commerce partnerships positions PayPoint for increased transaction volumes and diversified revenue streams.

PayPoint plc Key Details

UK£301.9m

Revenue

UK£174.3m

Cost of Revenue

UK£127.6m

Gross Profit

UK£108.4m

Other Expenses

UK£19.2m

Earnings

Last Reported Earnings
Mar 31, 2025
Next Reporting Earnings
Nov 20, 2025
Earnings per share (EPS)
0.28
Gross Margin
42.27%
Net Profit Margin
6.36%
Debt/Equity Ratio
105.1%

PayPoint plc Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Reasonable growth potential with adequate balance sheet.

4 Risks
2 Rewards

About PAY

Founded
1996
Employees
939
CEO
Nicholas Wiles
WebsiteView website
www.paypoint.com

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through PayPoint and Love2shop segments. The PayPoint segment provides card payment services to retailers, including leased payment devices; ATM cash machines; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; open banking services; and digital payment services. The company offers its products under PayPoint One, eMoney, and MultiPay platforms. The Love2shop segment is involved in the provision of shopping vouchers, cards, and e-codes which customers may redeem with participating retailers; and Christmas savings club, to which customers make regular payments throughout the year to help spread the cost of Christmas, before converting to a voucher. It serves consumers, SMEs, convenience retailers in the commercial, not-for-profit, and public sectors. PayPoint plc was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.

Market Insight

Rare earths may be a sliver of the global metals market, but they punch far above their weight. These obscure elements are the invisible wiring of modern life.
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U.K. Market Performance

  • 7 Days: 2.0%
  • 3 Months: 7.1%
  • 1 Year: 13.2%
  • Year to Date: 14.5%
The market has climbed 2.0% in the last 7 days, lead by the Healthcare sector with a gain of 10%. The market is up 13% over the last 12 months. As for the next few years, earnings are expected to grow by 14% per annum. Market details ›