PayPoint Past Earnings Performance

Past criteria checks 4/6

PayPoint has been growing earnings at an average annual rate of 0.8%, while the Diversified Financial industry saw earnings growing at 26% annually. Revenues have been growing at an average rate of 16.4% per year. PayPoint's return on equity is 38.6%, and it has net margins of 13.1%.

Key information

0.8%

Earnings growth rate

-0.5%

EPS growth rate

Diversified Financial Industry Growth	14.3%
Revenue growth rate	16.4%
Return on equity	38.6%
Net Margin	13.1%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For PayPoint plc's (LON:PAY) CEO For Now

Jul 25

Would Shareholders Who Purchased PayPoint's (LON:PAY) Stock Year Be Happy With The Share price Today?

Feb 15

Only Four Days Left To Cash In On PayPoint's (LON:PAY) Dividend

Jan 30

Does PayPoint plc (LON:PAY) Have A Place In Your Dividend Portfolio?

Jan 28

What Is PayPoint plc's (LON:PAY) Share Price Doing?

Jan 13

We Think PayPoint's (LON:PAY) Statutory Profit Might Understate Its Earnings Potential

Dec 29

These 4 Measures Indicate That PayPoint (LON:PAY) Is Using Debt Safely

Dec 14

Revenue & Expenses Breakdown

How PayPoint makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:PAY Revenue, expenses and earnings (GBP Millions)
Date	Revenue	Earnings	G+A Expenses	R&D Expenses
30 Sep 24	306	40	65	0
30 Jun 24	302	38	66	0
31 Mar 24	298	36	67	0
31 Dec 23	256	33	62	0
30 Sep 23	214	30	57	0
30 Jun 23	190	33	51	0
31 Mar 23	167	35	45	0
31 Dec 22	159	35	45	1
30 Sep 22	150	36	44	1
30 Jun 22	148	38	43	1
31 Mar 22	145	40	43	1
31 Dec 21	141	31	43	1
30 Sep 21	137	23	44	1
30 Jun 21	132	20	43	1
31 Mar 21	128	16	43	1
31 Dec 20	132	26	41	1
30 Sep 20	136	36	39	0
30 Jun 20	140	38	39	0
31 Mar 20	144	40	39	0
31 Dec 19	159	40	42	0
30 Sep 19	174	41	45	0
30 Jun 19	193	43	44	0
31 Mar 19	212	44	44	0
31 Dec 18	217	44	44	0
30 Sep 18	222	44	45	0
30 Jun 18	218	43	46	0
31 Mar 18	214	43	46	0
31 Dec 17	211	51	49	0
30 Sep 17	208	60	51	0
30 Jun 17	210	60	52	0
31 Mar 17	212	60	54	0
31 Dec 16	212	39	53	0
30 Sep 16	211	19	53	0
30 Jun 16	212	8	54	0
31 Mar 16	213	-2	56	0
31 Dec 15	215	9	57	0
30 Sep 15	217	20	58	0
30 Jun 15	218	30	57	0
31 Mar 15	218	39	57	0
31 Dec 14	216	38	56	0
30 Sep 14	214	37	55	0
30 Jun 14	213	37	54	0
31 Mar 14	212	36	53	0
31 Dec 13	211	35	51	0

Quality Earnings: PAY has high quality earnings.

Growing Profit Margin: PAY's current net profit margins (13.1%) are lower than last year (14.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PAY's earnings have grown by 0.8% per year over the past 5 years.

Accelerating Growth: PAY's earnings growth over the past year (31.9%) exceeds its 5-year average (0.8% per year).

Earnings vs Industry: PAY earnings growth over the past year (31.9%) exceeded the Diversified Financial industry -2%.

Return on Equity

High ROE: Whilst PAY's Return on Equity (38.56%) is high, this metric is skewed due to their high level of debt.

PayPoint Past Earnings Performance

Past criteria checks 4/6

Key information

Recent past performance updates

First half 2025 earnings released: EPS: UK£0.24 (vs UK£0.18 in 1H 2024)

PayPoint plc to Report First Half, 2025 Results on Nov 21, 2024

Full year 2024 earnings released: EPS: UK£0.49 (vs UK£0.50 in FY 2023)

PayPoint plc to Report Fiscal Year 2024 Results on Jun 13, 2024

First half 2024 earnings released: EPS: UK£0.18 (vs UK£0.25 in 1H 2023)

PayPoint plc to Report First Half, 2024 Results on Nov 23, 2023

Recent updates

First half 2025 earnings released: EPS: UK£0.24 (vs UK£0.18 in 1H 2024)

Price target increased by 9.2% to UK£8.73

New major risk - Revenue and earnings growth

Price target increased by 13% to UK£8.51

New major risk - Revenue and earnings growth

Now 20% undervalued

Upcoming dividend of UK£0.096 per share

Key Executive exercised options to buy UK£396k worth of stock.

PayPoint plc to Report First Half, 2025 Results on Nov 21, 2024

Paypoint plc Declares Final Dividend for the Year Ended 31 March 2024

Price target increased by 9.5% to UK£8.00

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For PayPoint plc's (LON:PAY) CEO For Now

New minor risk - Financial position

Upcoming dividend of UK£0.096 per share

PayPoint plc (LON:PAY) Might Not Be As Mispriced As It Looks

Full year 2024 earnings released: EPS: UK£0.49 (vs UK£0.50 in FY 2023)

PayPoint plc, Annual General Meeting, Aug 01, 2024

PayPoint plc Announces Board and Committee Changes

PayPoint plc to Report Fiscal Year 2024 Results on Jun 13, 2024

Upcoming dividend of UK£0.095 per share at 6.9% yield

PayPoint (LON:PAY) Will Pay A Dividend Of £0.095

PayPoint plc Announces the Appointment of Lan Tu as Additional Independent Non-Executive Director, with Effect from 15 March 2024

Key Executive recently bought UK£232k worth of stock

PayPoint (LON:PAY) Has Announced A Dividend Of £0.095

Paypoint plc Declares Interim Dividend, Payable on December 29, 2023 and March 5, 2024

First half 2024 earnings released: EPS: UK£0.18 (vs UK£0.25 in 1H 2023)

PayPoint plc Declares A Final Dividend for the Year Ended 31 March 2023

PayPoint plc to Report First Half, 2024 Results on Nov 23, 2023

Now 20% undervalued

Investor sentiment improves as stock rises 15%

Upcoming dividend of UK£0.19 per share at 6.9% yield

New major risk - Revenue and earnings growth

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

PayPoint plc, Annual General Meeting, Sep 07, 2023

PayPoint plc Declares Increased Dividend, Payable on 1 September 2023 and 22 September 2023

Paypoint plc Reconfirms Earnings Guidance for the Year Ended March 31, 2023

PayPoint plc Reconfirms Group Net Revenue Guidance for 2023

Investor sentiment improves as stock rises 17%

Paypoint plc Reconfirms Guidance for the Financial Year Ended 31 March 2023

Price target decreased by 9.4% to UK£6.57

Price target increased by 30% to UK£7.24

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

PayPoint plc Appoints Rob Harding as Executive Director

Upcoming dividend of UK£0.092 per share at 7.2% yield

PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

PayPoint plc to Report Q3, 2023 Results on Jan 19, 2023

PayPoint's (LON:PAY) Upcoming Dividend Will Be Larger Than Last Year's

PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

Key Executive recently bought UK£101k worth of stock

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At £0.092

First half 2023 earnings released: EPS: UK£0.25 (vs UK£0.30 in 1H 2022)

PayPoint plc Declares Dividend for the Half Year Ended 30 September 2022, Payable on 30 December 2022 and 6 March 2023

PayPoint plc to Report Q2, 2023 Results on Nov 24, 2022

Price target decreased to UK£5.40

PayPoint plc (LSE:PAY) agreed to acquire Appreciate Group plc (AIM:APP) from Schroder Investment Management Limited and others for £82 million.

Price target decreased to UK£6.55

Paypoint plc Announces Retirement of Alan Dale as Executive Director

Upcoming dividend of UK£0.09 per share

PayPoint plc Approves Final Dividend for the Year Ended 31 March 2022

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

PayPoint's (LON:PAY) Shareholders Will Receive A Bigger Dividend Than Last Year

PayPoint (LON:PAY) Will Pay A Larger Dividend Than Last Year At UK£0.09

Upcoming dividend of UK£0.09 per share

Full year 2022 earnings: EPS exceeds analyst expectations

PayPoint plc, Annual General Meeting, Jul 20, 2022

Upcoming dividend of UK£0.085 per share

PayPoint (LON:PAY) Is Paying Out A Larger Dividend Than Last Year

PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085

PayPoint (LON:PAY) Is Increasing Its Dividend To UK£0.085