Card Factory Balance Sheet Health
Financial Health criteria checks 4/6
Card Factory has a total shareholder equity of £285.8M and total debt of £98.4M, which brings its debt-to-equity ratio to 34.4%. Its total assets and total liabilities are £577.2M and £291.4M respectively. Card Factory's EBIT is £73.2M making its interest coverage ratio 6.3. It has cash and short-term investments of £28.3M.
Key information
34.4%
Debt to equity ratio
UK£98.40m
Debt
| Interest coverage ratio | 6.3x |
| Cash | UK£28.30m |
| Equity | UK£285.80m |
| Total liabilities | UK£291.40m |
| Total assets | UK£577.20m |
Recent financial health updates
Card Factory (LON:CARD) Has A Somewhat Strained Balance Sheet
Jun 15
Here's Why Card Factory (LON:CARD) Is Weighed Down By Its Debt Load
Nov 08Card Factory (LON:CARD) Has A Somewhat Strained Balance Sheet
Jan 24
Recent updates
Card Factory (LON:CARD) Has More To Do To Multiply In Value Going Forward
Aug 08Is Card Factory plc (LON:CARD) Worth UK£1.0 Based On Its Intrinsic Value?
Apr 13Returns On Capital At Card Factory (LON:CARD) Paint A Concerning Picture
Jan 10Should You Investigate Card Factory plc (LON:CARD) At UK£0.46?
Sep 13Is There An Opportunity With Card Factory plc's (LON:CARD) 41% Undervaluation?
Jul 23Card Factory (LON:CARD) Has A Somewhat Strained Balance Sheet
Jun 15Here's Why Card Factory (LON:CARD) Is Weighed Down By Its Debt Load
Nov 08Card Factory (LON:CARD) Has Some Difficulty Using Its Capital Effectively
Oct 05Earnings Update: Card Factory plc (LON:CARD) Just Reported Its Full-Year Results And Analysts Are Updating Their Forecasts
Jun 13Is There Now An Opportunity In Card Factory plc (LON:CARD)?
Mar 21A Look At The Fair Value Of Card Factory plc (LON:CARD)
Mar 03We Think Card Factory's (LON:CARD) Statutory Profit Might Understate Its Earnings Potential
Feb 14Card Factory (LON:CARD) Has A Somewhat Strained Balance Sheet
Jan 24If You Had Bought Card Factory's (LON:CARD) Shares Five Years Ago You Would Be Down 88%
Jan 05Is It Time To Consider Buying Card Factory plc (LON:CARD)?
Dec 17Is This A Sign of Things To Come At Card Factory (LON:CARD)?
Nov 30Financial Position Analysis
Short Term Liabilities: CARD's short term assets (£103.2M) do not cover its short term liabilities (£140.0M).
Long Term Liabilities: CARD's short term assets (£103.2M) do not cover its long term liabilities (£151.4M).
Debt to Equity History and Analysis
Debt Level: CARD's net debt to equity ratio (24.5%) is considered satisfactory.
Reducing Debt: CARD's debt to equity ratio has reduced from 73.1% to 34.4% over the past 5 years.
Debt Coverage: CARD's debt is well covered by operating cash flow (112.1%).
Interest Coverage: CARD's interest payments on its debt are well covered by EBIT (6.3x coverage).