| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
International Personal Finance plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.48 |
| 52 Week High | UK£1.56 |
| 52 Week Low | UK£0.99 |
| Beta | 1.38 |
| 11 Month Change | 14.79% |
| 3 Month Change | 34.09% |
| 1 Year Change | 18.00% |
| 33 Year Change | -0.20% |
| 5 Year Change | 54.94% |
| Change since IPO | -44.34% |
Recent News & Updates
Recent updates
Here's Why Shareholders May Want To Be Cautious With Increasing International Personal Finance plc's (LON:IPF) CEO Pay Packet
Apr 25
International Personal Finance's (LON:IPF) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 20Earnings Update: Here's Why Analysts Just Lifted Their International Personal Finance plc (LON:IPF) Price Target To UK£1.39
Mar 06International Personal Finance (LON:IPF) Share Prices Have Dropped 70% In The Last Five Years
Dec 14
Shareholder Returns
| IPF | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 6.9% | -0.7% | -3.1% |
| 1Y | 18.0% | -0.1% | 4.9% |
Return vs Industry: IPF exceeded the UK Consumer Finance industry which returned -4.1% over the past year.
Return vs Market: IPF exceeded the UK Market which returned 4.4% over the past year.
Price Volatility
| IPF volatility | |
|---|---|
| IPF Average Weekly Movement | 4.8% |
| Consumer Finance Industry Average Movement | 4.8% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.1% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: IPF's share price has been volatile over the past 3 months.
Volatility Over Time: IPF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 8,279 | Gerard Ryan | www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances.
International Personal Finance plc Fundamentals Summary
| IPF fundamental statistics | |
|---|---|
| Market cap | UK£334.29m |
| Earnings (TTM) | UK£49.00m |
| Revenue (TTM) | UK£759.50m |
6.8x
P/E Ratio0.4x
P/S RatioIs IPF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IPF income statement (TTM) | |
|---|---|
| Revenue | UK£759.50m |
| Cost of Revenue | UK£144.50m |
| Gross Profit | UK£615.00m |
| Other Expenses | UK£566.00m |
| Earnings | UK£49.00m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 26, 2025
| Earnings per share (EPS) | 0.22 |
| Gross Margin | 80.97% |
| Net Profit Margin | 6.45% |
| Debt/Equity Ratio | 113.3% |
How did IPF perform over the long term?
See historical performance and comparisonDividends
7.2%
Current Dividend Yield49%
Payout RatioDoes IPF pay a reliable dividends?
See IPF dividend history and benchmarks| International Personal Finance dividend dates | |
|---|---|
| Ex Dividend Date | Aug 29 2024 |
| Dividend Pay Date | Sep 27 2024 |
| Days until Ex dividend | 22 days |
| Days until Dividend pay date | 51 days |
Does IPF pay a reliable dividends?
See IPF dividend history and benchmarks