International Personal Finance Balance Sheet Health
Financial Health criteria checks 3/6
International Personal Finance has a total shareholder equity of £501.9M and total debt of £511.8M, which brings its debt-to-equity ratio to 102%. Its total assets and total liabilities are £1.2B and £687.1M respectively. International Personal Finance's EBIT is £160.8M making its interest coverage ratio 2.1. It has cash and short-term investments of £42.5M.
Key information
102.0%
Debt to equity ratio
UK£511.80m
Debt
| Interest coverage ratio | 2.1x |
| Cash | UK£42.50m |
| Equity | UK£501.90m |
| Total liabilities | UK£687.10m |
| Total assets | UK£1.19b |
Recent financial health updates
Recent updates
Here's Why Shareholders May Want To Be Cautious With Increasing International Personal Finance plc's (LON:IPF) CEO Pay Packet
Apr 25
International Personal Finance's (LON:IPF) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 20Earnings Update: Here's Why Analysts Just Lifted Their International Personal Finance plc (LON:IPF) Price Target To UK£1.39
Mar 06International Personal Finance (LON:IPF) Share Prices Have Dropped 70% In The Last Five Years
Dec 14
Financial Position Analysis
Short Term Liabilities: IPF's short term assets (£754.3M) exceed its short term liabilities (£205.1M).
Long Term Liabilities: IPF's short term assets (£754.3M) exceed its long term liabilities (£482.0M).
Debt to Equity History and Analysis
Debt Level: IPF's net debt to equity ratio (93.5%) is considered high.
Reducing Debt: IPF's debt to equity ratio has reduced from 161.4% to 102% over the past 5 years.
Debt Coverage: IPF's debt is not well covered by operating cash flow (16.8%).
Interest Coverage: IPF's interest payments on its debt are not well covered by EBIT (2.1x coverage).