International Personal Finance plc

LSE:IPF Stock Report

Mkt Cap: UK£183.3m

International Personal Finance Financial Health

How is International Personal Finance's financial position?

Financial Health Score


Financial Health Score 3/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: IPF's short term assets (£682.0M) exceed its short term liabilities (£184.2M).

Long Term Liabilities: IPF's short term assets (£682.0M) exceed its long term liabilities (£499.7M).

Debt to Equity History and Analysis

Debt Level: IPF's net debt to equity ratio (114.9%) is considered high.

Reducing Debt: IPF's debt to equity ratio has reduced from 143.5% to 125.7% over the past 5 years.

Debt Coverage: IPF's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: IPF's interest payments on its debt are not well covered by EBIT (2x coverage).

Balance Sheet

Discover healthy companies