0QPJ Stock Overview
Cembra Money Bank AG provides consumer finance products and services in Switzerland.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for 0QPJ from our risk checks.
Cembra Money Bank AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF74.49 |
| 52 Week High | CHF78.00 |
| 52 Week Low | CHF60.00 |
| Beta | 0.38 |
| 1 Month Change | -2.51% |
| 3 Month Change | 9.07% |
| 1 Year Change | -2.13% |
| 3 Year Change | -28.80% |
| 5 Year Change | -21.38% |
| Change since IPO | 21.51% |
Recent News & Updates
Recent updates
Shareholder Returns
| 0QPJ | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 0.6% | 0.6% | -0.7% |
| 1Y | -2.1% | -37.2% | -1.8% |
Return vs Industry: 0QPJ exceeded the UK Consumer Finance industry which returned -37.2% over the past year.
Return vs Market: 0QPJ matched the UK Market which returned -1.8% over the past year.
Price Volatility
| 0QPJ volatility | |
|---|---|
| 0QPJ Average Weekly Movement | 2.8% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 11.5% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: 0QPJ has not had significant price volatility in the past 3 months.
Volatility Over Time: 0QPJ's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 950 | Holger Laubenthal | www.cembra.ch |
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash, consumer, personal, business, and auto loans; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services. It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and flight, and card protection insurance products; investment products; and credit cards, mobile payment, and mobile banking services.
Cembra Money Bank AG Fundamentals Summary
| 0QPJ fundamental statistics | |
|---|---|
| Market cap | CHF2.18b |
| Earnings (TTM) | CHF158.03m |
| Revenue (TTM) | CHF458.78m |
13.8x
P/E Ratio4.8x
P/S RatioIs 0QPJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 0QPJ income statement (TTM) | |
|---|---|
| Revenue | CHF458.78m |
| Cost of Revenue | CHF0 |
| Gross Profit | CHF458.78m |
| Other Expenses | CHF300.75m |
| Earnings | CHF158.03m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Jul 24, 2024
| Earnings per share (EPS) | 5.39 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.45% |
| Debt/Equity Ratio | 247.9% |
How did 0QPJ perform over the long term?
See historical performance and comparisonDividends
5.4%
Current Dividend Yield74%
Payout RatioDoes 0QPJ pay a reliable dividends?
See 0QPJ dividend history and benchmarks| Cembra Money Bank dividend dates | |
|---|---|
| Ex Dividend Date | Apr 26 2024 |
| Dividend Pay Date | Apr 30 2024 |
| Days until Ex dividend | 6 days |
| Days until Dividend pay date | 10 days |
Does 0QPJ pay a reliable dividends?
See 0QPJ dividend history and benchmarks