Cembra Money Bank Balance Sheet Health
Financial Health criteria checks 5/6
Cembra Money Bank has total assets of CHF8.1B and total equity of CHF1.2B. Total deposits are CHF3.5B, and total loans are CHF6.7B.
Key information
6.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | CHF3.50b |
Loan to deposit ratio | High |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CHF921.97m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0QPJ's Assets to Equity ratio (6.5x) is low.
Allowance for Bad Loans: 0QPJ has a sufficient allowance for bad loans (303%).
Low Risk Liabilities: 51% of 0QPJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0QPJ has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: 0QPJ's Loans to Deposits ratio (191%) is high.
Level of Bad Loans: 0QPJ has an appropriate level of bad loans (0.7%).