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VMUK Stock Overview
Provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
Virgin Money UK PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£2.18 |
| 52 Week High | UK£2.19 |
| 52 Week Low | UK£1.40 |
| Beta | 1.89 |
| 1 Month Change | 0.83% |
| 3 Month Change | 1.68% |
| 1 Year Change | 37.98% |
| 3 Year Change | 9.40% |
| 5 Year Change | 108.43% |
| Change since IPO | 13.33% |
Recent News & Updates
Recent updates
We Ran A Stock Scan For Earnings Growth And Virgin Money UK (LON:VMUK) Passed With Ease
Feb 20
Results: Virgin Money UK PLC Beat Earnings Expectations And Analysts Now Have New Forecasts
Nov 27Breakeven Is Near for Virgin Money UK PLC (LON:VMUK)
May 13This Insider Has Just Sold Shares In Virgin Money UK PLC (LON:VMUK)
Mar 09Trade Alert: The Group Human Resources Director Of Virgin Money UK PLC (LON:VMUK), Kate Guthrie, Has Sold Some Shares Recently
Feb 18
What Kind Of Investors Own Most Of Virgin Money UK PLC (LON:VMUK)?
Feb 16Shareholder Returns
| VMUK | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0.2% | 0.4% | -0.5% |
| 1Y | 38.0% | 50.5% | 6.5% |
Return vs Industry: VMUK exceeded the UK Banks industry which returned 13.9% over the past year.
Return vs Market: VMUK exceeded the UK Market which returned 8.5% over the past year.
Price Volatility
| VMUK volatility | |
|---|---|
| VMUK Average Weekly Movement | 0.3% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in GB Market | 9.9% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: VMUK has not had significant price volatility in the past 3 months.
Volatility Over Time: VMUK's weekly volatility has decreased from 6% to 0% over the past year.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1838 | 8,110 | David Duffy | www.virginmoneyukplc.com |
Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; risk management; asset and invoice finance services; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services.
Virgin Money UK PLC Fundamentals Summary
| VMUK fundamental statistics | |
|---|---|
| Market cap | UK£2.82b |
| Earnings (TTM) | UK£250.00m |
| Revenue (TTM) | UK£1.58b |
11.3x
P/E Ratio0.5x
P/B RatioIs VMUK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| VMUK income statement (TTM) | |
|---|---|
| Revenue | UK£1.58b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£1.58b |
| Other Expenses | UK£1.33b |
| Earnings | UK£250.00m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
Nov 19, 2024
| Earnings per share (EPS) | 0.19 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.84% |
| Debt/Equity Ratio | 289.4% |
How did VMUK perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield21%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/10/01 10:11 |
| End of Day Share Price | 2024/10/01 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2023/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Virgin Money UK PLC is covered by 24 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Adam Barrass | Berenberg |
| Peter Richardson | Berenberg |
| Guy Stebbings | BNP Paribas Exane |