How does TCS's PE Ratio compare to its peers?

TCS is expensive based on its Price-To-Earnings Ratio (6.5x) compared to the peer average (5.5x).

How does TCS's PE Ratio compare vs other companies in the European Banks Industry?

TCS is good value based on its Price-To-Earnings Ratio (6.5x) compared to the European Banks industry average (7.9x).

What is TCS's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate TCS's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of TCS when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

TCS ($25.6) is trading below our estimate of [[fair value]] ($37.22)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

TCS Group Holding (LSE:TCS) - Stock Price, News & Analysis

TCS Stock Overview

TCS Group Holding PLC, through its subsidiaries, provides retail banking, brokerage, insurance, acquiring and payment services in Russia. More details

TCS fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	6/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 31.2% below our estimate of its fair value

Earnings grew by 159.5% over the past year

Risk Analysis

Shares are highly illiquid

TCS Group Holding PLC Competitors

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.2b

Bank of Georgia Group

LSE:BGEO

UK£2.1b

TBC Bank Group

LSE:TBCG

UK£1.8b

Standard Chartered

LSE:STAN

UK£22.8b

Price History & Performance

Summary of all time highs, changes and price drops for TCS Group Holding
Historical stock prices
Current Share Price	US$25.60
52 Week High	US$34.17
52 Week Low	US$12.50
Beta	1.12
11 Month Change	28.00%
3 Month Change	58.42%
1 Year Change	97.87%
33 Year Change	-39.69%
5 Year Change	31.01%
Change since IPO	39.89%

Recent updates

If EPS Growth Is Important To You, TCS Group Holding (LON:TCS) Presents An Opportunity

Mar 17

Shareholder Returns

	TCS	GB Banks	GB Market
7D	0.4%	3.8%	-0.1%
1Y	97.9%	33.6%	5.5%

Return vs Industry: TCS exceeded the UK Banks industry which returned -5.2% over the past year.

Return vs Market: TCS exceeded the UK Market which returned -5.1% over the past year.

Price Volatility

Is TCS's price volatile compared to industry and market?
TCS volatility
TCS Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.2%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: TCS's share price has been volatile over the past 3 months.

Volatility Over Time: Insufficient data to determine TCS's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1999	64,857	n/a	www.tcsgh.com.cy

TCS Group Holding PLC, through its subsidiaries, provides retail banking, brokerage, insurance, acquiring and payment services in Russia. It operates through four segments: Consumer Financial Services, Retail Daily And Lifestyle Transaction Services, SME Financial Services, and Other Investments. The company offers retail loans, such as cash, consumer, car, and secured loans, as well as credit cards and other related services.

TCS Group Holding PLC Fundamentals Summary

How do TCS Group Holding's earnings and revenue compare to its market cap?
TCS fundamental statistics
Market cap	US$5.09b
Earnings (TTM)	US$785.37m
Revenue (TTM)	US$2.72b

6.5x

P/E Ratio

1.8x

P/B Ratio

Is TCS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TCS income statement (TTM)
Revenue	₽244.57b
Cost of Revenue	₽0
Gross Profit	₽244.57b
Other Expenses	₽174.07b
Earnings	₽70.51b

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	354.84
Gross Margin	100.00%
Net Profit Margin	28.83%
Debt/Equity Ratio	25.2%

How did TCS perform over the long term?

See historical performance and comparison

TCS Stock Overview

Rewards

Risk Analysis

TCS Group Holding PLC Competitors

LSE:HSBK

US$5.2b

LSE:BGEO

UK£2.1b

LSE:TBCG

UK£1.8b

LSE:STAN

UK£22.8b

Price History & Performance

Recent News & Updates

Red Circle AG acquired Aximetria GmbH from TCS Group Holding PLC (LSE:TCS).

Now 88% undervalued after recent price drop

Investor sentiment improves as stock rises 15%

Investor sentiment deteriorates as stock falls 23%

Now 88% undervalued after recent price drop

Investor sentiment improves as stock rises 26%

Recent updates

Red Circle AG acquired Aximetria GmbH from TCS Group Holding PLC (LSE:TCS).

Now 88% undervalued after recent price drop

Investor sentiment improves as stock rises 15%

Investor sentiment deteriorates as stock falls 23%

Now 88% undervalued after recent price drop

Investor sentiment improves as stock rises 26%

Third quarter 2023 earnings released: EPS: ₽119 (vs ₽30.61 in 3Q 2022)

Investor sentiment improves as stock rises 18%

High number of new directors

Now 53% undervalued

Investor sentiment improves as stock rises 25%

Now 38% undervalued

Investor sentiment improves as stock rises 21%

Second quarter 2023 earnings released: EPS: ₽102 (vs ₽14.78 in 2Q 2022)

Now 27% undervalued

Investor sentiment improves as stock rises 50%

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

Investor sentiment deteriorates as stock falls 76%

Investor sentiment deteriorates as stock falls 77%

Investor sentiment deteriorates as stock falls 79%

Full year 2022 earnings released: EPS: ₽106 (vs ₽322 in FY 2021)

If EPS Growth Is Important To You, TCS Group Holding (LON:TCS) Presents An Opportunity

High number of new directors

Investor sentiment improves as stock rises 18%

Investor sentiment improved over the past week

High number of new directors

Investor sentiment improved over the past week

High number of new directors

High number of new directors

High number of new directors

TCS Group Holding PLC Appoints Sergey Arseniev Independent Non-Executive Director and Chair of the Strategy Committee of the Board

TCS Group Holding PLC to Report Q2, 2022 Results on Aug 24, 2022

Investor sentiment improved over the past week

TCS Group Holding PLC to Report Q1, 2022 Results on May 18, 2022

Less than half of directors are independent

TCS Group Holding PLC (LSE:TCS) agreed to acquire 51% stake in Bankom d.o.o. from its sole owner Sergei Rabotko, the group told Interfax.

TCS Group Holding PLC (LSE:TCS) agreed to acquire 51% stake in Bankom d.o.o. from its sole owner Sergei Rabotko, the group told Interfax.

Tcs Group Holding plc Announces Appointment of Daniel Wolfe as New Independent Non-Executive Director, with Effect from 1 April 2022

Consensus forecasts updated

Price target decreased to US$84.48

TCS Group Holding PLC Announces the Retirement of Ashley Dunster, Independent Non-Executive Director, with Effect from March 1, 2022

Investor sentiment deteriorated over the past week

Now 23% undervalued after recent price drop

Investor sentiment improved over the past week

Investor sentiment deteriorated over the past week

Now 26% undervalued after recent price drop

TCS Group Holding PLC (LSE:TCS) acquired Aximetria GmbH.

Investor sentiment deteriorated over the past week

Third quarter 2021 earnings: EPS in line with expectations, revenues disappoint

TCS Group Holding PLC (LSE:TCS) acquired a 51% stake in Jump.Finance.

TCS Group Holding PLC Provides Earnings Guidance for the Fiscal Year of 2021

Price target increased to US$84.43

Second quarter 2021 earnings released

TCS Group Holding plc Provides Earnings Guidance for the Fiscal Year 2021

Consensus forecasts updated

Price target increased to US$61.95

Independent Non-Executive Director has left the company

Investor sentiment improved over the past week