TCS Group Holding (LSE:TCS) - Stock Price, News & Analysis

TCS Stock Overview

TCS Group Holding PLC, through its subsidiaries, provides retail banking, brokerage, insurance, acquiring and payment services in Russia.

TCS fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	6/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 38.5% below our estimate of its fair value

Earnings grew by 40.7% over the past year

Risk Analysis

Shares are highly illiquid

TCS Group Holding PLC Competitors

Halyk Bank of Kazakhstan

LSE:HSBK

US$3.7b

Virgin Money UK

LSE:VMUK

UK£2.3b

TBC Bank Group

LSE:TBCG

UK£1.6b

Bank of Georgia Group

LSE:BGEO

UK£1.5b

Price History & Performance

Summary of all time highs, changes and price drops for TCS Group Holding
Historical stock prices
Current Share Price	US$20.50
52 Week High	US$21.91
52 Week Low	US$9.40
Beta	1.86
1 Month Change	9.04%
3 Month Change	47.38%
1 Year Change	61.42%
3 Year Change	-21.00%
5 Year Change	10.81%
Change since IPO	12.02%

Recent updates

If EPS Growth Is Important To You, TCS Group Holding (LON:TCS) Presents An Opportunity

Mar 17

Shareholder Returns

	TCS	GB Banks	GB Market
7D	21.3%	2.2%	-0.3%
1Y	61.4%	18.4%	5.3%

Return vs Industry: TCS exceeded the UK Banks industry which returned 18.4% over the past year.

Return vs Market: TCS exceeded the UK Market which returned 5.3% over the past year.

Price Volatility

Is TCS's price volatile compared to industry and market?
TCS volatility
TCS Average Weekly Movement	n/a
Banks Industry Average Movement	3.9%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	11.2%
10% least volatile stocks in GB Market	2.4%

Stable Share Price: Insufficient data to determine TCS's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine TCS's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1999	64,857	n/a	https://www.tcsgh.com.cy

TCS Group Holding PLC, through its subsidiaries, provides retail banking, brokerage, insurance, acquiring and payment services in Russia. It operates through four segments: Consumer Financial Services, Retail Daily And Lifestyle Transaction Services, SME Financial Services, and Other Investments. The company offers retail loans, such as cash, consumer, car, and secured loans, as well as credit cards and other related services.

TCS Group Holding PLC Fundamentals Summary

How do TCS Group Holding's earnings and revenue compare to its market cap?
TCS fundamental statistics
Market Cap	US$4.07b
Earnings (TTM)	US$553.85m
Revenue (TTM)	US$2.18b

7.4x

P/E Ratio

1.6x

P/B Ratio

Is TCS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
TCS income statement (TTM)
Revenue	₽208.23b
Cost of Revenue	₽0
Gross Profit	₽208.23b
Other Expenses	₽155.26b
Earnings	₽52.98b

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	266.61
Gross Margin	100.00%
Net Profit Margin	25.44%
Debt/Equity Ratio	24.5%

How did TCS perform over the long term?

See historical performance and comparison

TCS Stock Overview

Rewards

Risk Analysis

TCS Group Holding PLC Competitors

LSE:HSBK

US$3.7b

LSE:VMUK

UK£2.3b

LSE:TBCG

UK£1.6b

LSE:BGEO

UK£1.5b

Price History & Performance

Recent News & Updates

Investor sentiment improves as stock rises 21%

Second quarter 2023 earnings released: EPS: ₽102 (vs ₽14.78 in 2Q 2022)

Now 27% undervalued

Investor sentiment improves as stock rises 50%

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

Recent updates

Investor sentiment improves as stock rises 21%

Second quarter 2023 earnings released: EPS: ₽102 (vs ₽14.78 in 2Q 2022)

Now 27% undervalued

Investor sentiment improves as stock rises 50%

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

First quarter 2023 earnings released: EPS: ₽80.80 (vs ₽7.15 in 1Q 2022)

Investor sentiment deteriorates as stock falls 76%

Investor sentiment deteriorates as stock falls 77%

Investor sentiment deteriorates as stock falls 79%

Full year 2022 earnings released: EPS: ₽106 (vs ₽322 in FY 2021)

If EPS Growth Is Important To You, TCS Group Holding (LON:TCS) Presents An Opportunity

High number of new directors

Investor sentiment improves as stock rises 18%

Investor sentiment improved over the past week

High number of new directors

Investor sentiment improved over the past week

High number of new directors

High number of new directors

High number of new directors

TCS Group Holding PLC Appoints Sergey Arseniev Independent Non-Executive Director and Chair of the Strategy Committee of the Board

TCS Group Holding PLC to Report Q2, 2022 Results on Aug 24, 2022

Investor sentiment improved over the past week

TCS Group Holding PLC to Report Q1, 2022 Results on May 18, 2022

Less than half of directors are independent

TCS Group Holding PLC (LSE:TCS) agreed to acquire 51% stake in Bankom d.o.o. from its sole owner Sergei Rabotko, the group told Interfax.

TCS Group Holding PLC (LSE:TCS) agreed to acquire 51% stake in Bankom d.o.o. from its sole owner Sergei Rabotko, the group told Interfax.

Tcs Group Holding plc Announces Appointment of Daniel Wolfe as New Independent Non-Executive Director, with Effect from 1 April 2022

Consensus forecasts updated

Price target decreased to US$84.48

TCS Group Holding PLC Announces the Retirement of Ashley Dunster, Independent Non-Executive Director, with Effect from March 1, 2022

Investor sentiment deteriorated over the past week

Now 23% undervalued after recent price drop

Investor sentiment improved over the past week

Investor sentiment deteriorated over the past week

Now 26% undervalued after recent price drop

TCS Group Holding PLC (LSE:TCS) acquired Aximetria GmbH.

Investor sentiment deteriorated over the past week

Third quarter 2021 earnings: EPS in line with expectations, revenues disappoint

TCS Group Holding PLC (LSE:TCS) acquired a 51% stake in Jump.Finance.

TCS Group Holding PLC Provides Earnings Guidance for the Fiscal Year of 2021

Price target increased to US$84.43

Second quarter 2021 earnings released

TCS Group Holding plc Provides Earnings Guidance for the Fiscal Year 2021

Consensus forecasts updated

Price target increased to US$61.95

Independent Non-Executive Director has left the company

Investor sentiment improved over the past week

First quarter 2021 earnings released: EPS ₽72.34 (vs ₽46.24 in 1Q 2020)

TCS Group Holding PLC Provides Earnings Guidance for the Year 2021

TCS Group Holding PLC (LSE:TCS) acquired an unknown majority stake in Beskontakt LLC.

TCS Group Holding PLC (LSE:TCS) commences an Equity Buyback Plan under the authorization approved on August 24, 2020.

Upcoming Dividend of US$0.24 Per Share

Revenue and earnings beat expectations

Full year 2020 earnings released: EPS ₽226 (vs ₽194 in FY 2019)

Price target raised to US$49.97

New 90-day high: US$59.00

Analysts increase revenue estimates to ₽123.1b

Investor sentiment improved over the past week

TCS Group in Acquisition Talks with Various Potential Companies