company background image
VMUK logo

Virgin Money UK LSE:VMUK Stock Report

Last Price

UK£2.18

Market Cap

UK£2.8b

7D

0.2%

1Y

38.0%

Updated

01 Oct, 2024

Data

Company Financials +

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

VMUK Stock Overview

Provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. More details

VMUK fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance1/6
Financial Health5/6
Dividends2/6

My Notes

Capture your thoughts, links and company narrative

Virgin Money UK PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Virgin Money UK
Historical stock prices
Current Share PriceUK£2.18
52 Week HighUK£2.19
52 Week LowUK£1.40
Beta1.89
1 Month Change0.83%
3 Month Change1.68%
1 Year Change37.98%
3 Year Change9.40%
5 Year Change108.43%
Change since IPO13.33%

Recent News & Updates

Recent updates

We Ran A Stock Scan For Earnings Growth And Virgin Money UK (LON:VMUK) Passed With Ease

Feb 20
We Ran A Stock Scan For Earnings Growth And Virgin Money UK (LON:VMUK) Passed With Ease

Results: Virgin Money UK PLC Beat Earnings Expectations And Analysts Now Have New Forecasts

Nov 27
Results: Virgin Money UK PLC Beat Earnings Expectations And Analysts Now Have New Forecasts

Breakeven Is Near for Virgin Money UK PLC (LON:VMUK)

May 13
Breakeven Is Near for Virgin Money UK PLC (LON:VMUK)

This Insider Has Just Sold Shares In Virgin Money UK PLC (LON:VMUK)

Mar 09
This Insider Has Just Sold Shares In Virgin Money UK PLC (LON:VMUK)

Trade Alert: The Group Human Resources Director Of Virgin Money UK PLC (LON:VMUK), Kate Guthrie, Has Sold Some Shares Recently

Feb 18
Trade Alert: The Group Human Resources Director Of Virgin Money UK PLC (LON:VMUK), Kate Guthrie, Has Sold Some Shares Recently

What Kind Of Investors Own Most Of Virgin Money UK PLC (LON:VMUK)?

Feb 16
What Kind Of Investors Own Most Of Virgin Money UK PLC (LON:VMUK)?

Shareholder Returns

VMUKGB BanksGB Market
7D0.2%-0.8%-2.6%
1Y38.0%34.0%2.7%

Return vs Industry: VMUK exceeded the UK Banks industry which returned 13.9% over the past year.

Return vs Market: VMUK exceeded the UK Market which returned 8.5% over the past year.

Price Volatility

Is VMUK's price volatile compared to industry and market?
VMUK volatility
VMUK Average Weekly Movement0.3%
Banks Industry Average Movement3.7%
Market Average Movement4.8%
10% most volatile stocks in GB Market10.5%
10% least volatile stocks in GB Market2.6%

Stable Share Price: VMUK has not had significant price volatility in the past 3 months.

Volatility Over Time: VMUK's weekly volatility has decreased from 6% to 0% over the past year.

About the Company

FoundedEmployeesCEOWebsite
18388,110David Duffywww.virginmoneyukplc.com

Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and home loans; business loans, overdraft facilities, treasury solutions, and corporate and structured finance; risk management; asset and invoice finance services; international trade services; and home, car, and life and critical illness insurance products. It also offers online and mobile banking, and telephone banking services.

Virgin Money UK PLC Fundamentals Summary

How do Virgin Money UK's earnings and revenue compare to its market cap?
VMUK fundamental statistics
Market capUK£2.82b
Earnings (TTM)UK£250.00m
Revenue (TTM)UK£1.58b

11.3x

P/E Ratio

0.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VMUK income statement (TTM)
RevenueUK£1.58b
Cost of RevenueUK£0
Gross ProfitUK£1.58b
Other ExpensesUK£1.33b
EarningsUK£250.00m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

Nov 19, 2024

Earnings per share (EPS)0.19
Gross Margin100.00%
Net Profit Margin15.84%
Debt/Equity Ratio289.4%

How did VMUK perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

21%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/10/01 12:47
End of Day Share Price 2024/10/01 00:00
Earnings2024/03/31
Annual Earnings2023/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Virgin Money UK PLC is covered by 28 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
T.S. LimBell Potter
Adam BarrassBerenberg
Peter RichardsonBerenberg