PTSB Stock Overview
Operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Permanent TSB Group Holdings plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.45 |
| 52 Week High | €1.80 |
| 52 Week Low | €1.21 |
| Beta | 1.04 |
| 1 Month Change | 0% |
| 3 Month Change | -14.71% |
| 1 Year Change | -13.69% |
| 3 Year Change | -14.07% |
| 5 Year Change | 38.10% |
| Change since IPO | -69.02% |
Recent News & Updates
Recent updates
Shareholder Returns
| PTSB | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0.3% | 0.6% | 0.3% |
| 1Y | -13.7% | 41.3% | 6.6% |
Return vs Industry: PTSB underperformed the UK Banks industry which returned 36.1% over the past year.
Return vs Market: PTSB underperformed the UK Market which returned 4.8% over the past year.
Price Volatility
| PTSB volatility | |
|---|---|
| PTSB Average Weekly Movement | 6.1% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in GB Market | 10.7% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: PTSB has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: PTSB's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1816 | 3,240 | Eamonn Crowley | www.permanenttsbgroup.ie |
Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. It provides transactional banking, lending, saving, and deposit taking services. The company offers its products and services through branch network, brokers, direct, digital and SME channel.
Permanent TSB Group Holdings plc Fundamentals Summary
| PTSB fundamental statistics | |
|---|---|
| Market cap | €768.44m |
| Earnings (TTM) | €63.00m |
| Revenue (TTM) | €678.00m |
12.2x
P/E Ratio0.3x
P/B RatioIs PTSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PTSB income statement (TTM) | |
|---|---|
| Revenue | €678.00m |
| Cost of Revenue | €0 |
| Gross Profit | €678.00m |
| Other Expenses | €615.00m |
| Earnings | €63.00m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Mar 04, 2025
| Earnings per share (EPS) | 0.12 |
| Gross Margin | 100.00% |
| Net Profit Margin | 9.29% |
| Debt/Equity Ratio | 92.0% |
How did PTSB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/09 18:05 |
| End of Day Share Price | 2025/01/09 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Permanent TSB Group Holdings plc is covered by 21 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Grace Dargan | Barclays |
| Alicia Chung | BNP Paribas Exane |
| Alastair Ryan | BofA Global Research |