Reported Earnings • Jul 30
First half 2026 earnings released: EPS: €0.046 (vs €0.011 loss in 1H 2025) First half 2026 results: EPS: €0.046 (up from €0.011 loss in 1H 2025). Revenue: €338.0m (up 5.0% from 1H 2025). Net income: €25.0m (up €31.0m from 1H 2025). Profit margin: 7.4% (up from net loss in 1H 2025). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 6.4% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings. Announcement • Mar 30
Permanent TSB Group Holdings Confirms Lone Star And Consortium Participation In Formal Sale Process Permanent TSB Group Holdings plc (ISE:PTSB) noted the recent media speculation and confirmed that Lone Star Fund XII Acquisitions, LLC, and a consortium involving Sixth Street Luxembourg S.à r.l. and Centerbridge Partners, L.P. on behalf of certain of their affiliated investment funds or vehicles, are among the participants in the Formal Sale Process which was announced by Permanent TSB Group Holdings PLC on October 30, 2025. The Formal Sale Process remains ongoing. Permanent TSB Group Holdings PLC expects to continue to engage with relevant parties, including potential offerors and other stakeholders, in relation to the Formal Sale Process in the coming weeks. Shareholders are advised that this announcement does not represent a firm intention by any of Lone Star or the Consortium, or any other party, to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable Permanent TSB Group Holdings PLC to continue building on its recent strategic and financial progress, and to support Permanent TSB Group Holdings PLC in the next phase of its growth and strategic development. Permanent TSB Group Holdings PLC is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and Permanent TSB Group Holdings PLC's operations, products and services remain unaffected by the Formal Sale Process. Permanent TSB Group Holdings PLC continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, Lone Star and the Consortium will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as they are participating in the Formal Sale Process. Permanent TSB Group Holdings PLC continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements continue to apply. Announcement • Mar 20
Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB). Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB) on March 18, 2026. A cash consideration will be paid by Bawag P.S.K. Immobilien AG. Announcement • Mar 19
Permanent TSB Group Holdings Confirms BAWAG Group AG is Participating in Formal Sale Process Permanent TSB Group Holdings plc (ISE:PTSB) ("PTSB" or the "Company") notes the recent media speculation and confirms that BAWAG Group AG (WBAG:BG) ("BAWAG") is one of a number of parties participating in the Formal Sale Process which was announced by PTSB on October 30, 2025. The Formal Sale Process remains ongoing, and PTSB continues to engage with all parties participating in the Formal Sale Process. Shareholders are advised that this announcement does not represent a firm intention by BAWAG or any other party to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable PTSB to continue building on its recent strategic and financial progress, and to support the Company in the next phase of its growth and strategic development. PTSB is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and PTSB's operations, products and services remain unaffected by the Formal Sale Process. PTSB continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, BAWAG will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as it is participating in the Formal Sale Process. PTSB continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements set out below continue to apply. New Risk • Mar 10
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 10% Last year net profit margin: 17% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (10% net profit margin). Reported Earnings • Mar 06
Full year 2025 earnings released Full year 2025 results: Revenue: €694.0m (down 1.1% from FY 2024). Net income: €114.0m (down 4.2% from FY 2024). Profit margin: 16% (in line with FY 2024). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in the United Kingdom. Announcement • Feb 27
PTSB Reportedly Selects Late March for Bids as Bawag and Centerbridge Circle Markets Correspondent PTSB (Permanent TSB Group Holdings plc (ISE:PTSB)) is targeting late March for second-round takeover offers, with Austrian banking group Bawag (BAWAG Group AG (WBAG:BG)) and New York investment firm Centerbridge Partners (Centerbridge Partners, L.P.) said to be among parties still circling the State-controlled bank, according to sources. Lone Star (Lone Star Americas Acquisitions, Inc.), the Texas-based private equity giant led by Irish passport holder John Grayken, also counts among those that committed resources to assessing a PTSB offer, sources said. However, it is not clear whether it remains in the mix. Goldman Sachs is running the sale process for PTSB. Spokeswomen for PTSB and Centerbridge and a spokesman for Lone Star declined to comment. Representatives for Bawag did not respond to a request for comment. The sensitive stage means that PTSB chief executive Eamonn Crowley will be restricted in what he can say on the process when he presides over the announcement of the bank s annual results next Thursday. Announcement • Feb 12
Permanent TSB Group Holdings plc to Report Fiscal Year 2025 Results on Mar 05, 2026 Permanent TSB Group Holdings plc announced that they will report fiscal year 2025 results at 7:50 AM, GMT Standard Time on Mar 05, 2026 Buy Or Sell Opportunity • Feb 03
Now 22% overvalued after recent price rise Over the last 90 days, the stock has risen 1.6% to €3.09. The fair value is estimated to be €2.54, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 5.9% per annum. Earnings are also forecast to grow by 35% per annum over the same time period. Buy Or Sell Opportunity • Jan 16
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 36% to €2.99. The fair value is estimated to be €2.47, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 5.9% per annum. Earnings are also forecast to grow by 35% per annum over the same time period. Valuation Update With 7 Day Price Move • Oct 30
Investor sentiment improves as stock rises 26% After last week's 26% share price gain to €2.98, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 9x in the Banks industry in the United Kingdom. Total returns to shareholders of 74% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €1.75 per share. Buy Or Sell Opportunity • Aug 08
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 28% to €2.18. The fair value is estimated to be €1.80, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 5.2% per annum. Earnings are also forecast to grow by 39% per annum over the same time period. New Risk • Aug 03
New minor risk - Earnings quality The company has large one-off items impacting its financial results. One-off items were 28% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company. Reported Earnings • Aug 03
First half 2025 earnings released: EPS: €0.04 (vs €0.077 in 1H 2024) First half 2025 results: EPS: €0.04 (down from €0.077 in 1H 2024). Revenue: €322.0m (down 8.0% from 1H 2024). Net income: €15.0m (down 64% from 1H 2024). Profit margin: 4.7% (down from 12% in 1H 2024). Revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings. Announcement • May 15
Permanent TSB Group Holdings plc to Report Q2, 2025 Results on Jul 31, 2025 Permanent TSB Group Holdings plc announced that they will report Q2, 2025 results on Jul 31, 2025 Buy Or Sell Opportunity • May 08
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 16% to €1.70. The fair value is estimated to be €1.40, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 26% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 3.3% per annum. Earnings are also forecast to grow by 12% per annum over the same time period. Board Change • May 01
High number of new directors There are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Hugh O'Donnell was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Buy Or Sell Opportunity • Apr 09
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 5.5% to €1.37. The fair value is estimated to be €1.73, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 26% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 3.4% per annum. Earnings are also forecast to grow by 11% per annum over the same time period. Announcement • Apr 08
Permanent TSB Group Holdings plc Announces Director and Committee Changes Permanent TSB Group Holdings plc announced the appointment of Hugh O'Donnell as an Independent Non-Executive Director with immediate effect. On appointment Hugh joins the Board Audit Committee and Board Risk & Compliance Committee. Hugh will succeed Ronan O'Neill as Chair of the Board Audit Committee on 30 July 2025. As announced on 28 February 2025, Ronan O'Neill will retire from the Board at the end of his nine-year term on 30 July 2025. Hugh is an experienced leader and chartered accountant who spent a large portion of his career in senior finance roles at AIB Group, this included the positions of Executive Director and Chief Financial Officer (CFO) at AIB's UK division. Most recently, Hugh was Managing Director of Dell Bank International having previously served as its CFO. Hugh has extensive knowledge of retail and business banking together with expertise in financial accounting, risk management, governance and oversight. Announcement • Apr 04
Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025 Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025. Location: ptsb head office, 56-59 st stephens green, dublin 2, d02 h489 Ireland Reported Earnings • Mar 07
Full year 2024 earnings released: EPS: €0.027 (vs €0.045 in FY 2023) Full year 2024 results: EPS: €0.027. Revenue: €702.0m (up 15% from FY 2023). Net income: €119.0m (up 376% from FY 2023). Profit margin: 17% (up from 4.1% in FY 2023). Net interest margin (NIM): 2.20% (down from 2.32% in FY 2023). Cost-to-income ratio: 74.0% (up from 66.0% in FY 2023). Non-performing loans: 1.78% (down from 3.31% in FY 2023). Revenue is forecast to grow 1.3% p.a. on average during the next 3 years, compared to a 4.9% growth forecast for the Banks industry in the United Kingdom. New Risk • Mar 06
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 9.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company. Announcement • Feb 28
Ronan O'Neill, Non-Executive Director to Retire from the Board of Permanent TSB Group Holdings plc on 30 July 2025 The chairperson of Permanent TSB Group Holdings plc, Julie O'Neill, has announced that, as part of ongoing succession planning and board refreshment, Mr. Ronan O'Neill, Non-Executive Director will retire from the board at the end of his nine-year term of office on 30 July 2025. The board is at an advanced stage in the recruitment for Ronan's successor who, upon appointment, will chair the board audit committee. Buy Or Sell Opportunity • Jan 17
Now 21% overvalued Over the last 90 days, the stock has fallen 19% to €1.37. The fair value is estimated to be €1.13, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 2.1% per annum. Earnings are also forecast to grow by 22% per annum over the same time period. Announcement • Jan 06
Permanent TSB Group Holdings plc to Report Fiscal Year 2024 Results on Mar 04, 2025 Permanent TSB Group Holdings plc announced that they will report fiscal year 2024 results on Mar 04, 2025 Announcement • Oct 01
Permanent TSB Group Holdings plc Announces Board and Committee Changes Permanent TSB Group Holdings plc confirmed that, further to the RNS Announcement made on the 30 July 2024, Mr. Donal Courtney has retired from the Board having completed his term of office on 1 October 2024. Mr. Richard Gildea, a current member of the Board, will succeed Mr. Courtney as Chair of the Board Risk and Compliance Committee and will also join the Board Audit Committee with immediate effect. Reported Earnings • Aug 05
First half 2024 earnings released: EPS: €0.077 (vs €0.007 in 1H 2023) First half 2024 results: EPS: €0.077 (up from €0.007 in 1H 2023). Revenue: €350.0m (up 23% from 1H 2023). Net income: €42.0m (up €38.0m from 1H 2023). Profit margin: 12% (up from 1.4% in 1H 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 69% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. Announcement • Jul 30
Donal Courtney to Retire as Non-Executive Director of Permanent TSB Group Holdings plc on 1 October 2024 Permanent TSB Group Holdings plc announced that Mr. Donal Courtney has informed the Board of his intention to retire as a Non-Executive Director on 1 October 2024 having completed his six-year term of office. The company paid tribute to Mr. Courtney for his valuable service and commitment over what was a transformative period for the Bank, particularly in his roles as Chair of the Board Audit Committee and more recently as Chair of the Board Risk and Compliance Committee. Announcement • Jun 15
Permanent TSB Group Holdings plc to Report First Half, 2024 Results on Aug 01, 2024 Permanent TSB Group Holdings plc announced that they will report first half, 2024 results on Aug 01, 2024 Announcement • Apr 05
Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024 Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024, at 09:00 Coordinated Universal Time. Location: The Marker Hotel, Grand Canal Square, Dublin Docklands, Dublin 2 Ireland Agenda: To consider authorization to put in place a mechanism to permit an Odd-lot Offer to Shareholders at any time up to 18 months following the AGM. Reported Earnings • Mar 07
Full year 2023 earnings released: EPS: €0.045 (vs €0.46 in FY 2022) Full year 2023 results: EPS: €0.045 (down from €0.46 in FY 2022). Revenue: €612.0m (up 51% from FY 2022). Net income: €25.0m (down 88% from FY 2022). Profit margin: 4.1% (down from 53% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 101% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth. New Risk • Feb 02
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 2.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 2.0% per year for the foreseeable future. Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding). Board Change • Jan 02
High number of new directors There are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Catherine Moroney was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Announcement • Dec 15
Permanent TSB Group Holdings plc to Report Fiscal Year 2023 Results on Mar 07, 2024 Permanent TSB Group Holdings plc announced that they will report fiscal year 2023 results on Mar 07, 2024 Announcement • Dec 12
Permanent TSB Group Holdings plc Announces Board Changes The Chair of Permanent TSB Group Holdings plc (PTSBGH), Julie O'Neill, has announced a number of changes to the Board of PTSBGH. The Company's 2022 Annual Report set out that Andrew Power would retire from the Board at the Company's AGM on the 19 May 2023 (completed) and Ken Slattery would step down as a Director at the end of 2023. PTSBGH confirms that Ken Slattery stepped down from the Board (12 December 2023) and with effect from this date, the Board has appointed two new independent non-executive directors, Catherine Moroney and Rick Gildea. Catherine Moroney is an accomplished business leader who has spent a large portion of her career at senior executive level in the Irish financial services sector (AIB Bank). She brings extensive experience in business banking to the Board as the Bank further develops its business banking proposition. Catherine has also held a number of non-executive board positions and committee chair/member roles including audit, risk and remuneration committees where she has gained valuable skill and expertise in leading customer-facing businesses with a focus on strategic planning, business growth, innovation, transformation and sustainability programmes. Rick Gildea's background in corporate banking (JP Morgan Chase) will bring deep experience of client coverage and risk management together with capital markets expertise to the Board. Rick spent a large portion of his career at senior executive level in international banking roles in the US, UK and EMEA, prior to pursuing a non-executive career. Most recently, Rick was an independent non-executive director at Alpha Bank (a domestic and international bank listed on the Stock Exchange in Athens) where he chaired the remuneration committee and was a member of the risk committee with a particular focus on non-performing loan risk management. New Risk • Aug 08
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 7.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.0% per year for the foreseeable future. Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding). Announcement • Aug 03
Permanent TSB Group Holdings plc Provides Earnings Guidance for the Year 2023 Permanent TSB Group Holdings plc provided earnings guidance for the year 2023. Total income is now expected to be c. €680 million in fiscal year of 2023, c. 65% higher than the prior year and 5% higher than the previous guidance of €650 million as the interest rate trajectory moves higher than previously assumed; ECB deposit rate of 3.75% assumed at December 2023. Announcement • May 29
Permanent TSB Group Holdings plc to Report Q2, 2023 Results on Aug 02, 2023 Permanent TSB Group Holdings plc announced that they will report Q2, 2023 results at 6:00 AM, Coordinated Universal Time on Aug 02, 2023 Announcement • May 20
Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023 Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023. Board Change • Apr 06
High number of new directors There are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Chairman Julie O'Neill was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Mar 04
Full year 2022 earnings released: EPS: €0.46 (vs €0.09 loss in FY 2021) Full year 2022 results: EPS: €0.46 (up from €0.09 loss in FY 2021). Revenue: €406.0m (up 12% from FY 2021). Net income: €213.0m (up €254.0m from FY 2021). Profit margin: 53% (up from net loss in FY 2021). Net interest margin (NIM): 1.54% (up from 1.51% in FY 2021). Cost-to-income ratio: 84.0% (up from 82.0% in FY 2021). Non-performing loans: 3.28% (down from 5.54% in FY 2021). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 51% per year whereas the company’s share price has increased by 48% per year. Announcement • Jan 18
Permanent TSB Group Holdings plc to Report Fiscal Year 2022 Results on Mar 01, 2023 Permanent TSB Group Holdings plc announced that they will report fiscal year 2022 results at 7:00 AM, Coordinated Universal Time on Mar 01, 2023 Board Change • Oct 31
High number of new directors CFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022. Buying Opportunity • Sep 26
Now 21% undervalued Over the last 90 days, the stock is up 21%. The fair value is estimated to be €2.03, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.7% over the last 3 years. Earnings per share has declined by 27%. Board Change • Sep 02
High number of new directors CFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022. Reported Earnings • Jul 29
First half 2022 earnings released First half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (up €24.0m from 1H 2021). Profit margin: (up from net loss in 1H 2021). Over the next year, revenue is forecast to grow 31%, compared to a 6.4% growth forecast for the industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings. Reported Earnings • Mar 03
Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat Full year 2021 results: €0.09 loss per share (up from €0.38 loss in FY 2020). Revenue: €362.0m (up 65% from FY 2020). Net loss: €20.0m (loss narrowed 88% from FY 2020). Revenue exceeded analyst estimates by 4.5%. Over the next year, revenue is forecast to grow 13%, compared to a 2.0% growth forecast for the banks industry in the United Kingdom. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 68 percentage points per year, which is a significant difference in performance. Reported Earnings • Aug 02
First half 2021 earnings released: €0.053 loss per share (vs €0.14 loss in 1H 2020) The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €164.0m (up 49% from 1H 2020). Net loss: €24.0m (loss narrowed 63% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 88 percentage points per year, which is a significant difference in performance. Reported Earnings • Mar 05
Full year 2020 earnings released: €0.38 loss per share (vs €0.042 profit in FY 2019) The company reported a poor full year result with weaker earnings, revenues and control over costs. Full year 2020 results: Revenue: €220.0m (down 45% from FY 2019). Net loss: €162.0m (down €181.0m from profit in FY 2019). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance. Is New 90 Day High Low • Feb 26
New 90-day high: €1.12 The company is up 81% from its price of €0.61 on 27 November 2020. The British market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 11% over the same period. Is New 90 Day High Low • Feb 11
New 90-day high: €0.90 The company is up 62% from its price of €0.55 on 12 November 2020. The British market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 9.0% over the same period. Is New 90 Day High Low • Jan 07
New 90-day high: €0.87 The company is up 76% from its price of €0.49 on 09 October 2020. The British market is up 14% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 34% over the same period. Is New 90 Day High Low • Dec 17
New 90-day high: €0.78 The company is up 74% from its price of €0.45 on 18 September 2020. The British market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 37% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share. Is New 90 Day High Low • Nov 09
New 90-day high: €0.54 The company is up 8.0% from its price of €0.49 on 11 August 2020. The British market is down 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.