YC3 Stock Overview
Provides various banking products and services to small and medium-sized businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
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Concordia Financial Group, Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JP¥5.05 |
| 52 Week High | JP¥6.30 |
| 52 Week Low | JP¥4.30 |
| Beta | -0.0099 |
| 1 Month Change | 9.78% |
| 3 Month Change | -4.72% |
| 1 Year Change | 2.64% |
| 3 Year Change | 47.66% |
| 5 Year Change | 82.97% |
| Change since IPO | 25.97% |
Recent News & Updates
Recent updates
Shareholder Returns
| YC3 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -5.6% | 1.1% | 3.4% |
| 1Y | 2.6% | 26.6% | 15.0% |
Return vs Industry: YC3 underperformed the German Banks industry which returned 26.6% over the past year.
Return vs Market: YC3 underperformed the German Market which returned 14.4% over the past year.
Price Volatility
| YC3 volatility | |
|---|---|
| YC3 Average Weekly Movement | 9.5% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: YC3's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: YC3's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 6,056 | Tatsuya Kataoka | www.concordia-fg.jp |
Concordia Financial Group, Ltd. provides various banking products and services to small and medium-sized businesses and individuals. The company offers various deposit and loan products; and securities, leasing, survey research and other information, venture capital, and other financial services. It operates through a network of branches, sub-branches, ATMs, and representative offices in Japan and internationally.
Concordia Financial Group, Ltd. Fundamentals Summary
| YC3 fundamental statistics | |
|---|---|
| Market cap | €5.99b |
| Earnings (TTM) | €465.63m |
| Revenue (TTM) | €1.93b |
12.9x
P/E Ratio0.8x
P/B RatioIs YC3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| YC3 income statement (TTM) | |
|---|---|
| Revenue | JP¥313.82b |
| Cost of Revenue | JP¥0 |
| Gross Profit | JP¥313.82b |
| Other Expenses | JP¥238.05b |
| Earnings | JP¥75.77b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
May 12, 2025
| Earnings per share (EPS) | 66.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.14% |
| Debt/Equity Ratio | 243.1% |
How did YC3 perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield38%
Payout RatioDoes YC3 pay a reliable dividends?
See YC3 dividend history and benchmarks| Concordia Financial Group dividend dates | |
|---|---|
| Ex Dividend Date | Mar 28 2025 |
| Dividend Pay Date | May 29 2025 |
| Days until Ex dividend | 39 days |
| Days until Dividend pay date | 23 days |
Does YC3 pay a reliable dividends?
See YC3 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/05 03:46 |
| End of Day Share Price | 2025/05/05 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Concordia Financial Group, Ltd. is covered by 14 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Toyoki Sameshima | BNP Paribas Securities (Asia) |
| Shinichiro Nakamura | BofA Global Research |
| Koichi Niwa | Citigroup Inc |