Concordia Financial Group Management

Management criteria checks 2/4

Concordia Financial Group's CEO is Tatsuya Kataoka, appointed in Jun 2022, has a tenure of 2.42 years. directly owns 0.003% of the company’s shares, worth €212.03K. The average tenure of the management team and the board of directors is 2.4 years and 4.4 years respectively.

Key information

Tatsuya Kataoka

Chief executive officer

n/a

Total compensation

CEO salary percentage	n/a
CEO tenure	2.4yrs
CEO ownership	0.003%
Management average tenure	2.4yrs
Board average tenure	4.4yrs

Recent management updates

Recent updates

CEO

Tatsuya Kataoka (57 yo)

2.4yrs

Tenure

Mr. Tatsuya Kataoka serves as President and Representative Director at The Bank of Yokohama, Ltd. since 2022. He served as Executive Officer of Concordia Financial Group, Ltd.until June 2022 and serves as...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Tatsuya Kataoka	President & Representative Director	2.4yrs	no data	0.0034% € 212.0k
Yutaro Koshiba	Executive Officer	3.8yrs	no data	no data
Kazuhiro Sukegawa	Executive Officer	2.8yrs	no data	no data
Toshiya Kubota	Executive Officer	2.8yrs	no data	no data
Kazumi Nobe	Executive Officer	1.8yrs	no data	no data
Masatoshi Akahori	Executive Officer	less than a year	no data	no data
Michifumi Katsuta	Executive Officer	less than a year	no data	no data

2.4yrs

Average Tenure

Experienced Management: YC3's management team is considered experienced (2.4 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Tatsuya Kataoka	President & Representative Director	2.4yrs	no data	0.0034% € 212.0k
Mitsuru Akiyoshi	Independent Outside Director	5.4yrs	no data	0.00059% € 36.9k
Seiichi Fusamura	Outside Audit & Supervisory Board Member	4.4yrs	no data	0.00016% € 10.0k
Keiichiro Hashimoto	Outside Audit & Supervisory Board Member	8.6yrs	no data	0.0017% € 108.2k
Yoshiyuki Oishi	Representative Director	4.4yrs	no data	0.0085% € 531.0k
Kazuhiro Maehara	Full-Time Audit & Supervisory Board Member	5.4yrs	no data	0.0027% € 170.8k
Tomoki Arai	Director	1.4yrs	no data	0.0023% € 143.9k
Yoshinobu Yamada	Outside Independent Director	4.4yrs	no data	0.00046% € 28.8k
Mami Yoda	Independent Outside Director	4.4yrs	no data	0.00064% € 40.0k
Toshihiko Onuki	Director	1.4yrs	no data	0.0023% € 146.4k
Nobuo Onodera	Director	2.4yrs	no data	0.0019% € 121.3k
Mayumi Noguchi	Outside Audit & Supervisory Board Member	3.4yrs	no data	0.00016% € 10.0k

4.4yrs

Average Tenure

61yo

Average Age

Experienced Board: YC3's board of directors are considered experienced (4.4 years average tenure).

Concordia Financial Group Management

Management criteria checks 2/4

Key information

Recent management updates

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2024

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2023

Less than half of directors are independent

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2022

Less than half of directors are independent

Recent updates

Concordia Financial Group, Ltd. (TSE:7186) agreed to acquire an unknown majority stake in Sumitomo Mitsui Trust Loan & Finance Co., Ltd. from Sumitomo Mitsui Trust Bank, Limited for ¥54.48 billion.

Concordia Financial Group, Ltd. (TSE:7186) agreed to acquire an unknown majority stake in Sumitomo Mitsui Trust Loan & Finance Co., Ltd. from Sumitomo Mitsui Trust Bank, Limited for ¥54.48 billion.

Concordia Financial Group, Ltd. (TSE:7186) announces an Equity Buyback for 39,000,000 shares, representing 3.34% for ¥20,000 million.

Upcoming dividend of JP¥13.00 per share

Concordia Financial Group, Ltd. to Report Q2, 2025 Results on Nov 14, 2024

Dividend of JP¥13.00 announced

New minor risk - Share price stability

First quarter 2025 earnings released: EPS: JP¥19.47 (vs JP¥17.34 in 1Q 2024)

Full year 2024 earnings released: EPS: JP¥57.16 (vs JP¥47.40 in FY 2023)

Concordia Financial Group, Ltd. to Report Q1, 2025 Results on Aug 05, 2024

Full year 2024 earnings released: EPS: JP¥57.16 (vs JP¥47.40 in FY 2023)

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2024

Now 20% undervalued

Upcoming dividend of JP¥12.00 per share

Now 21% undervalued

Concordia Financial Group, Ltd. to Report Fiscal Year 2024 Results on May 13, 2024

Third quarter 2024 earnings released: EPS: JP¥13.73 (vs JP¥13.87 in 3Q 2023)

Concordia Financial Group, Ltd. to Report Q3, 2024 Results on Feb 05, 2024

Now 21% undervalued

Second quarter 2024 earnings released: EPS: JP¥14.88 (vs JP¥10.17 in 2Q 2023)

Now 23% undervalued

Now 24% undervalued

New minor risk - Share price stability

Upcoming dividend of JP¥11.00 per share at 3.1% yield

Concordia Financial Group, Ltd. to Report Q2, 2024 Results on Nov 14, 2023

New minor risk - Earnings quality

First quarter 2024 earnings released: EPS: JP¥17.34 (vs JP¥14.56 in 1Q 2023)

Concordia Financial Group, Ltd. to Report Q1, 2024 Results on Aug 03, 2023

Full year 2023 earnings released: EPS: JP¥47.40 (vs JP¥44.68 in FY 2022)

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2023

Upcoming dividend of JP¥9.50 per share at 3.9% yield

Investor sentiment deteriorates as stock falls 16%

Now 26% undervalued

Third quarter 2023 earnings released: EPS: JP¥13.87 (vs JP¥11.74 in 3Q 2022)

Concordia Financial Group, Ltd. (TSE:7186) announces an Equity Buyback for 17,600,000 shares, representing 1.46% for ¥6,000 million.

Investor sentiment improved over the past week

Now 21% undervalued

Investor sentiment improved over the past week

Concordia Financial Group, Ltd. to Report Q3, 2023 Results on Feb 03, 2023

Less than half of directors are independent

Second quarter 2023 earnings released: EPS: JP¥10.17 (vs JP¥12.57 in 2Q 2022)

Upcoming dividend of JP¥9.50 per share

Concordia Financial Group, Ltd. to Report Q2, 2023 Results on Nov 11, 2022

First quarter 2023 earnings released: EPS: JP¥14.56 (vs JP¥17.17 in 1Q 2022)

Concordia Financial Group, Ltd. to Report Q1, 2023 Results on Aug 03, 2022

Full year 2022 earnings released: EPS: JP¥44.68 (vs JP¥20.99 in FY 2021)

Concordia Financial Group, Ltd., Annual General Meeting, Jun 21, 2022

Less than half of directors are independent

Upcoming dividend of JP¥10.00 per share

Concordia Financial Group, Ltd. (TSE:7186) announces an Equity Buyback for 32,300,000 shares, representing 2.67% for ¥10,000 million.

Third quarter 2022 earnings: EPS in line with expectations, revenues disappoint

Second quarter 2022 earnings released: EPS JP¥12.57 (vs JP¥10.20 in 2Q 2021)

Upcoming dividend of JP¥8.00 per share

First quarter 2022 earnings released: EPS JP¥17.17 (vs JP¥9.47 in 1Q 2021)

Full year 2021 earnings released: EPS JP¥20.99 (vs JP¥38.38 in FY 2020)

Upcoming dividend of JP¥9.00 per share

New 90-day high: €3.34

Concordia Financial Group, Ltd. to Report Fiscal Year 2021 Results on May 13, 2021

New 90-day high: €3.20

Third quarter 2021 earnings released: EPS JP¥9.94 (vs JP¥9.13 in 3Q 2020)

New 90-day low: €2.72

Concordia Financial Group, Ltd. to Report Q3, 2021 Results on Feb 03, 2021

Second quarter 2021 earnings released: EPS JP¥10.20

Concordia Financial Group, Ltd. to Report Q2, 2021 Results on Nov 11, 2020

New 90-day high - €3.00

First quarter earnings released

CEO

Tenure

Leadership Team

Average Tenure