Concordia Financial Group Balance Sheet Health
Financial Health criteria checks 5/6
Concordia Financial Group has total assets of ¥23,847.9B and total equity of ¥1,300.1B. Total deposits are ¥19,774.1B, and total loans are ¥16,479.7B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are ¥3,853.7B.
Key information
18.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | JP¥19.77t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥3.85t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: YC3's Assets to Equity ratio (18.3x) is moderate.
Allowance for Bad Loans: YC3 has a low allowance for bad loans (37%).
Low Risk Liabilities: 88% of YC3's liabilities are made up of primarily low risk sources of funding.
Loan Level: YC3 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: YC3's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: YC3 has an appropriate level of bad loans (1.4%).