Concordia Financial Group, Ltd.

DB:YC3 Stock Report

Market Cap: €6.3b

Concordia Financial Group Future Growth

Future criteria checks 1/6

Concordia Financial Group is forecast to grow earnings and revenue by 10.4% and 0.5% per annum respectively. EPS is expected to grow by 12% per annum. Return on equity is forecast to be 7.2% in 3 years.

Key information

10.4%

Earnings growth rate

12.0%

EPS growth rate

Banks earnings growth0.3%
Revenue growth rate0.5%
Future return on equity7.2%
Analyst coverage

Good

Last updated22 Nov 2024

Recent future growth updates

No updates

Recent updates

Earnings and Revenue Growth Forecasts

DB:YC3 - Analysts future estimates and past financials data (JPY Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
3/31/2027294,75498,610N/AN/A4
3/31/2026276,74188,773N/AN/A4
3/31/2025259,25579,473N/AN/A4
9/30/2024303,81573,399N/AN/AN/A
6/30/2024301,29969,231N/AN/AN/A
3/31/2024291,48066,931-2,342,378-2,324,951N/A
12/31/2023279,44764,295N/AN/AN/A
9/30/2023278,99964,638-1,261,023-1,243,997N/A
6/30/2023268,54559,209N/AN/AN/A
3/31/2023266,98656,159563,323575,612N/A
12/31/2022264,64849,618N/AN/AN/A
9/30/2022262,23747,357-557,489-543,352N/A
6/30/2022264,31350,475N/AN/AN/A
3/31/2022268,37053,88172,58189,844N/A
12/31/2021261,56239,640N/AN/AN/A
9/30/2021260,18437,471683,731702,306N/A
6/30/2021261,57234,618N/AN/AN/A
3/31/2021250,76525,326331,495346,884N/A
12/31/2020257,62941,162N/AN/AN/A
9/30/2020256,92540,181-580,801-566,007N/A
6/30/2020258,16242,936N/AN/AN/A
3/31/2020260,17646,536-637,601-620,328N/A
12/31/2019259,81748,635N/AN/AN/A
9/30/2019266,46153,083-334,700-316,977N/A
6/30/2019275,62054,096N/AN/AN/A
3/31/2019272,76254,285-269,660-249,442N/A
12/31/2018286,41862,583N/AN/AN/A
9/30/2018298,42763,042-867,917-849,804N/A
6/30/2018303,42562,094N/AN/AN/A
3/31/2018289,60266,413N/A-1,058,685N/A
12/31/2017317,11469,379N/AN/AN/A
9/30/2017309,15568,516N/A-761,469N/A
6/30/2017314,58869,912N/AN/AN/A
3/31/2017317,916126,656N/A546,547N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: YC3's forecast earnings growth (10.4% per year) is above the savings rate (1%).

Earnings vs Market: YC3's earnings (10.4% per year) are forecast to grow slower than the German market (21.1% per year).

High Growth Earnings: YC3's earnings are forecast to grow, but not significantly.

Revenue vs Market: YC3's revenue (0.5% per year) is forecast to grow slower than the German market (5.6% per year).

High Growth Revenue: YC3's revenue (0.5% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: YC3's Return on Equity is forecast to be low in 3 years time (7.2%).


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