PPY Stock Overview
Operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Prosperity Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$72.00 |
| 52 Week High | US$81.00 |
| 52 Week Low | US$53.50 |
| Beta | 0.95 |
| 1 Month Change | -6.49% |
| 3 Month Change | 11.63% |
| 1 Year Change | 21.01% |
| 3 Year Change | 5.11% |
| 5 Year Change | 13.39% |
| Change since IPO | 205.08% |
Recent News & Updates
Recent updates
Shareholder Returns
| PPY | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.7% | 2.1% | 1.3% |
| 1Y | 21.0% | 23.2% | 9.0% |
Return vs Industry: PPY underperformed the German Banks industry which returned 24% over the past year.
Return vs Market: PPY exceeded the German Market which returned 10.1% over the past year.
Price Volatility
| PPY volatility | |
|---|---|
| PPY Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.6% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: PPY has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: PPY's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1983 | 3,850 | David Zalman | www.prosperitybankusa.com |
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts, as well as and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, agricultural, and non-real estate agricultural loans, as well as construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery.
Prosperity Bancshares, Inc. Fundamentals Summary
| PPY fundamental statistics | |
|---|---|
| Market cap | €6.95b |
| Earnings (TTM) | €434.16m |
| Revenue (TTM) | €1.12b |
15.7x
P/E Ratio0.9x
P/B RatioIs PPY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PPY income statement (TTM) | |
|---|---|
| Revenue | US$1.15b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.15b |
| Other Expenses | US$704.39m |
| Earnings | US$444.79m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jan 29, 2025
| Earnings per share (EPS) | 4.67 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.70% |
| Debt/Equity Ratio | 56.1% |
How did PPY perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield48%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 07:16 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Prosperity Bancshares, Inc. is covered by 40 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared Shaw | Barclays |
| Leanne Caravaggio | BMO Capital Markets Equity Research |