Prosperity Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Prosperity Bancshares has total assets of $38.8B and total equity of $7.1B. Total deposits are $27.2B, and total loans are $20.9B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $1.1B.
Key information
5.5x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$27.18b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PPY's Assets to Equity ratio (5.5x) is low.
Allowance for Bad Loans: PPY has a sufficient allowance for bad loans (405%).
Low Risk Liabilities: 86% of PPY's liabilities are made up of primarily low risk sources of funding.
Loan Level: PPY has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: PPY's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: PPY has an appropriate level of bad loans (0.4%).