Prosperity Bancshares, Inc.

DB:PPY Stock Report

Market Cap: €6.9b

Prosperity Bancshares Past Earnings Performance

Past criteria checks 2/6

Prosperity Bancshares has been growing earnings at an average annual rate of 1.9%, while the Banks industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 4.2% per year. Prosperity Bancshares's return on equity is 6%, and it has net margins of 38.7%.

Key information

1.9%

Earnings growth rate

-1.1%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate4.2%
Return on equity6.0%
Net Margin38.7%
Next Earnings Update29 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Prosperity Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:PPY Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,1494454160
30 Jun 241,1254304130
31 Mar 241,0874054090
31 Dec 231,0914194000
30 Sep 231,1114623940
30 Jun 231,1294853860
31 Mar 231,1575273800
31 Dec 221,1505253810
30 Sep 221,1375133820
30 Jun 221,1255063800
31 Mar 221,1205083750
31 Dec 211,1335193760
30 Sep 211,1475303770
30 Jun 211,1475313750
31 Mar 211,1405313800
31 Dec 201,1425293790
30 Sep 201,1144783690
30 Jun 201,0144303420
31 Mar 209243813090
31 Dec 198163332770
30 Sep 197353302560
30 Jun 197373312550
31 Mar 197393302560
31 Dec 187293222560
30 Sep 187243062530
30 Jun 187162912490
31 Mar 187072782420
31 Dec 177192722410
30 Sep 177172742430
30 Jun 177212752440
31 Mar 177252742460
31 Dec 167272742480
30 Sep 167292762460
30 Jun 167302782440
31 Mar 167372822440
31 Dec 157442872440
30 Sep 157612942460
30 Jun 157803002530
31 Mar 157923042590
31 Dec 147742972520
30 Sep 147362822400
30 Jun 146792612220
31 Mar 146202392030

Quality Earnings: PPY has high quality earnings.

Growing Profit Margin: PPY's current net profit margins (38.7%) are lower than last year (41.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PPY's earnings have grown by 1.9% per year over the past 5 years.

Accelerating Growth: PPY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PPY had negative earnings growth (-3.7%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: PPY's Return on Equity (6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 00:35
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Prosperity Bancshares, Inc. is covered by 40 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Jared ShawBarclays
Leanne CaravaggioBMO Capital Markets Equity Research