CBY Stock Overview
Operates as the bank holding company for Community Bank, N.A. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for CBY from our risk checks.
Community Financial System, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$67.00 |
| 52 Week High | US$67.00 |
| 52 Week Low | US$38.80 |
| Beta | 0.64 |
| 11 Month Change | 25.23% |
| 3 Month Change | 22.94% |
| 1 Year Change | 64.22% |
| 33 Year Change | 4.69% |
| 5 Year Change | 8.94% |
| Change since IPO | 230.05% |
Recent News & Updates
Recent updates
Shareholder Returns
| CBY | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 4.7% | -2.4% | 0.8% |
| 1Y | 64.2% | 20.8% | 9.1% |
Return vs Industry: CBY exceeded the German Banks industry which returned 20.8% over the past year.
Return vs Market: CBY exceeded the German Market which returned 8.5% over the past year.
Price Volatility
| CBY volatility | |
|---|---|
| CBY Average Weekly Movement | 5.8% |
| Banks Industry Average Movement | 3.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.8% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: CBY has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: CBY's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1866 | 2,768 | Dimitar Karaivanov | communityfinancialsystem.com |
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.
Community Financial System, Inc. Fundamentals Summary
| CBY fundamental statistics | |
|---|---|
| Market cap | €3.55b |
| Earnings (TTM) | €157.93m |
| Revenue (TTM) | €673.00m |
22.7x
P/E Ratio2.1x
P/B RatioIs CBY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBY income statement (TTM) | |
|---|---|
| Revenue | US$706.34m |
| Cost of Revenue | US$0 |
| Gross Profit | US$706.34m |
| Other Expenses | US$540.59m |
| Earnings | US$165.75m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.15 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.47% |
| Debt/Equity Ratio | 53.4% |
How did CBY perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield58%
Payout RatioDoes CBY pay a reliable dividends?
See CBY dividend history and benchmarks| Community Financial System dividend dates | |
|---|---|
| Ex Dividend Date | Dec 13 2024 |
| Dividend Pay Date | Jan 10 2025 |
| Days until Ex dividend | 17 days |
| Days until Dividend pay date | 45 days |
Does CBY pay a reliable dividends?
See CBY dividend history and benchmarks