Community Financial System Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

DB:CBY Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
05 Nov 24	Buy€18,229	Kerrie MacPherson	Individual	320	€56.96
13 Jun 24	Buy€40,430	Dimitar Karaivanov	Individual	1,000	€40.43
14 Feb 24	Buy€40,742	Dimitar Karaivanov	Individual	1,000	€40.74
29 Jan 24	Sell€158,008	Sally Steele	Individual	3,501	€45.13
26 Dec 23	Sell€451,994	Sally Steele	Individual	9,400	€48.08

Insider Trading Volume

Insider Buying: CBY insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CBY?
Owner Type	Number of Shares	Ownership Percentage
State or Government	25,359	0.0482%
Individual Insiders	659,096	1.25%
General Public	13,759,172	26.2%
Institutions	38,116,618	72.5%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 61.21% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
14.6%	BlackRock, Inc.	7,691,167	€519.3m	1.98%	0.01%
12.2%	The Vanguard Group, Inc.	6,419,201	€433.4m	0.24%	0.01%
6.25%	State Street Global Advisors, Inc.	3,287,276	€221.9m	-9.79%	0.01%
6.02%	Neuberger Berman Investment Advisers LLC	3,165,411	€213.7m	1.19%	0.17%
3.57%	Eaton Vance Management	1,878,240	€126.8m	-2.96%	0.03%
3.38%	Dimensional Fund Advisors LP	1,774,187	€119.8m	0.2%	0.02%
2.3%	Geode Capital Management, LLC	1,208,859	€81.6m	0.73%	0.01%
1.4%	Hermes Investment Management Limited	736,356	€49.7m	6.46%	0.31%
1.24%	Charles Schwab Investment Management, Inc.	652,991	€44.1m	1.53%	0.01%
1.01%	Northern Trust Global Investments	532,669	€36.0m	-1.24%	0.01%
1%	BNY Asset Management	527,774	€35.6m	-8.79%	0.01%
0.94%	Norges Bank Investment Management	496,409	€33.5m	0%	no data
0.91%	Segall Bryant & Hamill, LLC	479,845	€32.4m	-3.67%	0.41%
0.82%	Goldman Sachs Asset Management, L.P.	433,284	€29.3m	-6.95%	0.01%
0.73%	Public Employees' Retirement Association of Colorado	381,087	€25.7m	-0.26%	0.1%
0.72%	Teachers Insurance and Annuity Association-College Retirement Equities Fund	378,951	€25.6m	-9.66%	0.01%
0.69%	Morgan Stanley, Investment Banking and Brokerage Investments	363,047	€24.5m	-9.64%	no data
0.54%	Mellon Investments Corporation	284,123	€19.2m	0.08%	0.02%
0.47%	Principal Global Investors, LLC	249,269	€16.8m	-4.73%	0.01%
0.46%	Nottingham Advisors Inc.	241,271	€16.3m	-2.07%	1.0%
0.43%	Waldron Wealth Management, LLC, Asset Management Arm	228,070	€15.4m	0%	0.65%
0.38%	Managed Account Advisors LLC	199,607	€13.5m	4.76%	no data
0.36%	Columbia Management Investment Advisers, LLC	189,796	€12.8m	-7.01%	no data
0.36%	Goldman Sachs Group, Investment Banking and Securities Investments	187,532	€12.7m	-29.5%	0.01%
0.35%	Mark Tryniski	184,838	€12.5m	0%	no data