Community Financial System, Inc.

DB:CBY Stock Report

Market Cap: €3.1b

Community Financial System Management

Management criteria checks 4/4

Community Financial System's CEO is Dimitar Karaivanov, appointed in Jan 2024, has a tenure of 2.5 years. total yearly compensation is $2.79M, comprised of 32.2% salary and 67.8% bonuses, including company stock and options. directly owns 0.051% of the company’s shares, worth €1.59M. The average tenure of the management team and the board of directors is 2.9 years and 5.6 years respectively.

Key information

Dimitar Karaivanov

Chief executive officer

US$2.8m

Total compensation

CEO salary percentage32.21%
CEO tenure2.5yrs
CEO ownership0.05%
Management average tenure2.9yrs
Board average tenure5.6yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Dimitar Karaivanov's remuneration changed compared to Community Financial System's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$219m

Dec 31 2025US$3mUS$900k

US$211m

Sep 30 2025n/an/a

US$206m

Jun 30 2025n/an/a

US$195m

Mar 31 2025n/an/a

US$192m

Dec 31 2024US$3mUS$893k

US$183m

Sep 30 2024n/an/a

US$166m

Jun 30 2024n/an/a

US$166m

Mar 31 2024n/an/a

US$166m

Dec 31 2023US$1mUS$542k

US$132m

Sep 30 2023n/an/a

US$150m

Jun 30 2023n/an/a

US$155m

Mar 31 2023n/an/a

US$146m

Dec 31 2022US$1mUS$501k

US$188m

Sep 30 2022n/an/a

US$179m

Jun 30 2022n/an/a

US$175m

Mar 31 2022n/an/a

US$183m

Dec 31 2021US$2mUS$270k

US$189m

Compensation vs Market: Dimitar's total compensation ($USD2.79M) is about average for companies of similar size in the German market ($USD2.18M).

Compensation vs Earnings: Dimitar's compensation has been consistent with company performance over the past year.


CEO

Dimitar Karaivanov (44 yo)

2.5yrs
Tenure
US$2,793,781
Compensation

Mr. Dimitar A. Karaivanov serves as President, CEO & Director at Community Financial System, Inc. (formerly known as Community Bank System, Inc.) & Community Bank, National Association since January 01, 20...


Leadership Team

NamePositionTenureCompensationOwnership
Dimitar Karaivanov
President2.5yrsUS$2.79m0.051%
€ 1.6m
Marya Wlos
Executive VP1.3yrsUS$1.00m0.0047%
€ 146.7k
Maureen Gillan-Myer
Executive VP & Chief Human Resources Officer and Administration officer4.8yrsUS$2.43m0.013%
€ 408.1k
Michael Abdo
Executive VP & General Counsel4yrsUS$1.11m0.021%
€ 639.9k
Aaron Friot
Senior VP8.7yrsno datano data
Deresa Durkee
Senior VP & Chief Accounting Officer1.8yrsno data0.012%
€ 378.9k
Dorothy Quarltere
Chief Compliance Officerno datano datano data
Daniel Bailey
Senior VP & Chief Risk Officer3.3yrsno datano data
Matthew Durkee
Senior VP2.5yrsno data0.024%
€ 753.7k
Danielle Cima
Corporate Secretary & Senior Associate General Counselno datano datano data
Robert Frost
VP of Finance & Director of Financial Planning and Analysisno datano datano data
2.9yrs
Average Tenure
52yo
Average Age

Experienced Management: CBY's management team is considered experienced (2.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Dimitar Karaivanov
President2.5yrsUS$2.79m0.051%
€ 1.6m
Eric Stickels
Independent Chair of the Board10.6yrsUS$191.17k0.090%
€ 2.8m
John Vaccaro
Independent Directorless than a yearUS$17.50k0.00033%
€ 10.3k
Brenda Hall
Independent Directorless than a yearno data0.000070%
€ 2.2k
Mark Bolus
Independent Director16.4yrsUS$161.17k0.24%
€ 7.5m
Neil Fesette
Independent Director16.4yrsUS$163.17k0.021%
€ 666.3k
John Parente
Independent Director16.4yrsUS$158.17k0.20%
€ 6.1m
Savneet Singh
Independent Director1.8yrsUS$149.92kno data
Raymond Pecor
Independent Director9.2yrsUS$154.42k0.043%
€ 1.3m
Kerrie MacPherson
Lead Independent Director6.7yrsUS$176.61k0.0057%
€ 177.5k
Jeffery Knauss
Independent Director4.6yrsUS$158.30k0.0092%
€ 285.6k
Michele Sullivan
Independent Director2.4yrsUS$166.80k0.00019%
€ 5.9k
5.6yrs
Average Tenure
57.5yo
Average Age

Experienced Board: CBY's board of directors are considered experienced (5.6 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/26 15:54
End of Day Share Price 2026/07/24 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Community Financial System, Inc. is covered by 12 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Jacob CivielloD.A. Davidson & Co.
null nullD.A. Davidson & Co.