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Komercní banka, a.s.SEP:KOMB Stock Report

Market Cap Kč198.3b
Share Price
n/a
1Y4.5%
7D2.7%
1D0.7%
Portfolio Value
​
View

Komercní banka, a.s.

SEP:KOMB Stock Report

Market Cap: Kč198.3b

Komercní banka (KOMB) Stock Overview

Provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. More details

KOMB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends4/6

Rewards

Trading at 24.8% below our estimate of its fair value

Revenue is forecast to grow 4.57% per year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 9.1% is either not well covered by earnings currently or not forecast to be covered


KOMB Community Fair Values

Create Narrative

See what 39 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

View all narratives

Komercní banka, a.s. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Komercní banka
Historical stock prices
Current Share PriceKč1,050.00
52 Week HighKč1,285.00
52 Week LowKč960.00
Beta0.10
1 Month Change6.60%
3 Month Change-5.06%
1 Year Change4.48%
3 Year Change47.27%
5 Year Change27.12%
Change since IPO543.19%

Recent News & Updates

Narrative Update • Jun 18

KOMB: Future Dividend Payout Will Support Bullish Share Returns

Analysts have slightly reduced their fair value estimate for Komercní banka from CZK 1,128.23 to CZK 1,124.38, reflecting updated assumptions on the discount rate, revenue growth, profit margin and future P/E multiples. What’s in the News for Komercní banka Komercní banka announced an annual dividend of CZK 95.60 per share, with payment scheduled for May 25, 2026.
Narrative Update • Jun 04

KOMB: Future Dividend And Margin Outlook Will Support Bullish Returns

Analysts have trimmed their price target for Komercní banka to CZK 1,128 from CZK 1,143, citing slightly higher required returns, more cautious revenue growth assumptions, a modestly stronger profit margin outlook, and a marginally higher future P/E multiple. What's in the News Komercní banka announced an annual dividend of CZK 95.60 per share.

Recent updates

Narrative Update • Jun 18

KOMB: Future Dividend Payout Will Support Bullish Share Returns

Analysts have slightly reduced their fair value estimate for Komercní banka from CZK 1,128.23 to CZK 1,124.38, reflecting updated assumptions on the discount rate, revenue growth, profit margin and future P/E multiples. What’s in the News for Komercní banka Komercní banka announced an annual dividend of CZK 95.60 per share, with payment scheduled for May 25, 2026.
Narrative Update • Jun 04

KOMB: Future Dividend And Margin Outlook Will Support Bullish Returns

Analysts have trimmed their price target for Komercní banka to CZK 1,128 from CZK 1,143, citing slightly higher required returns, more cautious revenue growth assumptions, a modestly stronger profit margin outlook, and a marginally higher future P/E multiple. What's in the News Komercní banka announced an annual dividend of CZK 95.60 per share.
Analysis Article • Apr 22

Here's Why We Think Komercní banka (SEP:KOMB) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update • Feb 08

KOMB: Fairly Priced Outlook Will Rely On Margins And Required Returns

Analysts have lifted their fair value estimate for Komercní banka from Kč1,079.10 to Kč1,142.71 as they factor in updated assumptions for the discount rate, revenue growth, profit margin and future P/E ratio. Valuation Changes Fair Value Estimate revised from Kč1,079.10 to Kč1,142.71, indicating a modest uplift in the assessed long term value per share.
Narrative Update • Oct 27

Overvaluation Will Lower Earnings In Czech Banking

Analysts have slightly increased their price target for Komercní banka to CZK 1,079.10 from CZK 1,076.79. This change is based on minor adjustments to key financial assumptions such as the discount rate and future earnings expectations.
Narrative Update • Oct 13

Overvaluation Will Lower Earnings In Czech Banking

Analysts have slightly raised their price target for Komercní banka from Kč1,060.66 to Kč1,076.79. This reflects minor adjustments in estimated discount rates and growth forecasts.
Narrative Update • Sep 23

Overvaluation Will Lower Earnings In Czech Banking

The slight increase in Komercní banka's Future P/E suggests modestly higher valuation expectations despite largely unchanged revenue growth outlook, resulting in a small upward revision of the consensus analyst price target from CZK1038 to CZK1061. Valuation Changes Summary of Valuation Changes for Komercní banka The Consensus Analyst Price Target has risen slightly from CZK1038 to CZK1061.
Narrative Update • Sep 05

Overvaluation Will Lower Earnings In Czech Banking

With both the discount rate and future P/E multiples remaining essentially unchanged, analysts have left their consensus fair value estimate for Komercní banka steady at CZK1038. Valuation Changes Summary of Valuation Changes for Komercní banka The Consensus Analyst Price Target remained effectively unchanged, at CZK1038.
User avatar
New Narrative • Dec 03

Digital Revolution And Asset Expansion Will Propel Revenue And Boost Profitability

Strong growth in mutual funds and digital transformation efforts could boost revenue through increased fee, commission, and operational efficiency improvements.

Shareholder Returns

KOMBCZ BanksCZ Market
7D2.7%1.2%0.4%
1Y4.5%42.7%9.6%

Return vs Industry: KOMB underperformed the CZ Banks industry which returned 41.3% over the past year.

Return vs Market: KOMB underperformed the CZ Market which returned 8.9% over the past year.

Price Volatility

Is KOMB's price volatile compared to industry and market?
KOMB volatility
KOMB Average Weekly Movement3.4%
Banks Industry Average Movement3.5%
Market Average Movement3.3%
10% most volatile stocks in CZ Market7.4%
10% least volatile stocks in CZ Market2.3%

Stable Share Price: KOMB has not had significant price volatility in the past 3 months compared to the CZ market.

Volatility Over Time: KOMB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19906,502Jan Juchelkawww.kb.cz

Komercní banka, a.s., together with its subsidiaries, provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. The company operates through Retail Banking, Corporate Banking, and Investment Banking segments. It accepts various deposits, such as current, business, and savings accounts; term deposits; and building savings.

Komercní banka, a.s. Fundamentals Summary

How do Komercní banka's earnings and revenue compare to its market cap?
KOMB fundamental statistics
Market capKč198.30b
Earnings (TTM)Kč17.77b
Revenue (TTM)Kč37.82b
11.2x
P/E Ratio
1.7x
P/B Ratio

Is KOMB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KOMB income statement (TTM)
RevenueKč37.82b
Cost of RevenueKč0
Gross ProfitKč37.82b
Other ExpensesKč20.05b
EarningsKč17.77b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Oct 29, 2026

Earnings per share (EPS)94.07
Gross Margin100.00%
Net Profit Margin46.98%
Debt/Equity Ratio60.9%

How did KOMB perform over the long term?

See historical performance and comparison

Dividends

9.1%
Current Dividend Yield
100%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/31 03:40
End of Day Share Price 2026/07/31 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Komercní banka, a.s. is covered by 24 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Andreas MarkouBerenberg
Michal KonarskiBiuro maklerskie mBanku