Komercní banka Valuation
Is KOMB undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of KOMB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: KOMB (CZK784.5) is trading below our estimate of fair value (CZK1083.09)
Significantly Below Fair Value: KOMB is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for KOMB?
Other financial metrics that can be useful for relative valuation.
| What is KOMB's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | Kč148.16b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 2.7x |
Price to Earnings Ratio vs Peers
How does KOMB's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 9.8x | ||
MONET MONETA Money Bank | 9.4x | 2.9% | Kč49.6b |
BCI Banco de Crédito e Inversiones | 8.2x | 7.2% | CL$6.0t |
KTB Krung Thai Bank | 6.4x | 3.4% | ฿240.4b |
2801 Chang Hwa Commercial Bank | 15.1x | n/a | NT$202.0b |
KOMB Komercní banka | 10x | 3.8% | Kč148.2b |
Price-To-Earnings vs Peers: KOMB is expensive based on its Price-To-Earnings Ratio (10x) compared to the peer average (9.8x).
Price to Earnings Ratio vs Industry
How does KOMB's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Earnings vs Industry: KOMB is expensive based on its Price-To-Earnings Ratio (10x) compared to the European Banks industry average (7.8x).
Price to Earnings Ratio vs Fair Ratio
What is KOMB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 10x |
| Fair PE Ratio | 10.5x |
Price-To-Earnings vs Fair Ratio: KOMB is good value based on its Price-To-Earnings Ratio (10x) compared to the estimated Fair Price-To-Earnings Ratio (10.5x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | Kč784.50 | Kč895.23 +14.1% | 10.0% | Kč1,066.29 | Kč730.00 | n/a | 11 |
| May ’25 | Kč869.50 | Kč886.75 +2.0% | 8.4% | Kč975.00 | Kč730.00 | n/a | 11 |
| Apr ’25 | Kč840.00 | Kč859.38 +2.3% | 10.2% | Kč975.00 | Kč730.00 | n/a | 11 |
| Mar ’25 | Kč815.50 | Kč852.62 +4.6% | 10.5% | Kč975.00 | Kč730.00 | n/a | 10 |
| Feb ’25 | Kč752.00 | Kč822.10 +9.3% | 8.3% | Kč961.01 | Kč730.00 | n/a | 10 |
| Jan ’25 | Kč724.50 | Kč822.10 +13.5% | 8.3% | Kč961.01 | Kč730.00 | n/a | 10 |
| Dec ’24 | Kč688.00 | Kč813.56 +18.3% | 8.9% | Kč961.01 | Kč729.00 | n/a | 10 |
| Nov ’24 | Kč680.00 | Kč795.53 +17.0% | 7.3% | Kč896.72 | Kč700.00 | n/a | 10 |
| Oct ’24 | Kč672.00 | Kč813.61 +21.1% | 8.3% | Kč926.07 | Kč700.00 | n/a | 11 |
| Sep ’24 | Kč699.50 | Kč817.33 +16.8% | 8.1% | Kč926.07 | Kč700.00 | n/a | 11 |
| Aug ’24 | Kč716.00 | Kč822.34 +14.9% | 10.5% | Kč940.00 | Kč700.00 | n/a | 11 |
| Jul ’24 | Kč664.50 | Kč833.27 +25.4% | 10.7% | Kč940.00 | Kč700.00 | n/a | 11 |
| Jun ’24 | Kč659.00 | Kč833.27 +26.4% | 10.7% | Kč940.00 | Kč700.00 | n/a | 11 |
| May ’24 | Kč688.50 | Kč860.64 +25.0% | 9.7% | Kč1,020.00 | Kč710.00 | Kč869.50 | 11 |
| Apr ’24 | Kč717.50 | Kč855.37 +19.2% | 9.5% | Kč1,020.00 | Kč710.00 | Kč840.00 | 12 |
| Mar ’24 | Kč748.50 | Kč854.96 +14.2% | 9.5% | Kč1,020.00 | Kč710.00 | Kč815.50 | 12 |
| Feb ’24 | Kč745.00 | Kč871.54 +17.0% | 12.6% | Kč1,100.00 | Kč710.00 | Kč752.00 | 12 |
| Jan ’24 | Kč655.00 | Kč885.62 +35.2% | 14.1% | Kč1,100.00 | Kč710.00 | Kč724.50 | 12 |
| Dec ’23 | Kč684.00 | Kč881.71 +28.9% | 15.0% | Kč1,100.00 | Kč667.00 | Kč688.00 | 12 |
| Nov ’23 | Kč716.00 | Kč880.62 +23.0% | 14.0% | Kč1,085.00 | Kč667.00 | Kč680.00 | 13 |
| Oct ’23 | Kč629.00 | Kč876.38 +39.3% | 15.1% | Kč1,085.00 | Kč667.00 | Kč672.00 | 12 |
| Sep ’23 | Kč570.00 | Kč896.58 +57.3% | 14.4% | Kč1,085.00 | Kč667.00 | Kč699.50 | 13 |
| Aug ’23 | Kč598.00 | Kč937.97 +56.9% | 14.8% | Kč1,126.00 | Kč667.00 | Kč716.00 | 13 |
| Jul ’23 | Kč637.00 | Kč1,007.71 +58.2% | 10.8% | Kč1,195.00 | Kč780.00 | Kč664.50 | 13 |
| Jun ’23 | Kč727.50 | Kč1,021.56 +40.4% | 8.7% | Kč1,195.00 | Kč824.80 | Kč659.00 | 13 |
| May ’23 | Kč774.00 | Kč1,020.04 +31.8% | 4.9% | Kč1,126.00 | Kč941.00 | Kč688.50 | 13 |
Analyst Forecast: Target price is less than 20% higher than the current share price.