Komercní banka Balance Sheet Health
Financial Health criteria checks 5/6
Komercní banka has total assets of CZK1,614.5B and total equity of CZK131.1B. Total deposits are CZK1,228.6B, and total loans are CZK1,332.7B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CZK23.0B.
Key information
12.3x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | Kč1.23t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Kč23.04b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KOMB's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: KOMB has a low allowance for bad loans (79%).
Low Risk Liabilities: 83% of KOMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: KOMB has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: KOMB's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: KOMB has an appropriate level of bad loans (1.7%).