Komercní banka Balance Sheet Health
Financial Health criteria checks 5/6
Komercní banka has total assets of CZK1,659.9B and total equity of CZK125.1B. Total deposits are CZK1,319.0B, and total loans are CZK1,369.9B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are CZK24.3B.
Key information
13.3x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | Kč1.32t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Kč24.31b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KOMB's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: KOMB has a low allowance for bad loans (79%).
Low Risk Liabilities: 86% of KOMB's liabilities are made up of primarily low risk sources of funding.
Loan Level: KOMB has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: KOMB's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: KOMB has an appropriate level of bad loans (1.3%).