TCB Stock Overview
Provides personal and corporate banking products and services in Vietnam. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for TCB from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Vietnam Technological and Commercial Joint Stock Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₫23,800.00 |
| 52 Week High | ₫25,250.00 |
| 52 Week Low | ₫15,300.00 |
| Beta | 1.18 |
| 1 Month Change | 2.59% |
| 3 Month Change | 1.06% |
| 1 Year Change | 55.56% |
| 3 Year Change | -2.66% |
| 5 Year Change | 105.17% |
| Change since IPO | 39.45% |
Recent News & Updates
Recent updates
Shareholder Returns
| TCB | VN Banks | VN Market | |
|---|---|---|---|
| 7D | -2.3% | -1.0% | -0.4% |
| 1Y | 55.6% | 20.6% | 11.9% |
Return vs Industry: TCB exceeded the VN Banks industry which returned 20.6% over the past year.
Return vs Market: TCB exceeded the VN Market which returned 11.9% over the past year.
Price Volatility
| TCB volatility | |
|---|---|
| TCB Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 2.5% |
| Market Average Movement | 3.5% |
| 10% most volatile stocks in VN Market | 6.8% |
| 10% least volatile stocks in VN Market | 2.0% |
Stable Share Price: TCB has not had significant price volatility in the past 3 months compared to the VN market.
Volatility Over Time: TCB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 11,532 | Jens Lottner | techcombank.com |
Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam. The company offers personal banking products and services include current accounts, payroll accounts, and savings and term deposits; loans, such as study, mortgage, auto, consumer, household business, securities pledged, and valuable paper pledged loans; credit and debit cards; ATM, international money transfer, payment, and e-banking services; and bancassurance products, such as life, non-life, and bundled insurance. It also provides corporate banking products and services comprise term and non-fixed deposits; tailored account packages; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; loan, payment, tax, bid, performance, warranty, and other guarantees; and international fund transfer services.
Vietnam Technological and Commercial Joint Stock Bank Fundamentals Summary
| TCB fundamental statistics | |
|---|---|
| Market cap | ₫168.14t |
| Earnings (TTM) | ₫22.54t |
| Revenue (TTM) | ₫42.85t |
7.5x
P/E Ratio1.2x
P/B RatioIs TCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCB income statement (TTM) | |
|---|---|
| Revenue | ₫42.85t |
| Cost of Revenue | ₫0 |
| Gross Profit | ₫42.85t |
| Other Expenses | ₫20.31t |
| Earnings | ₫22.54t |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.19k |
| Gross Margin | 100.00% |
| Net Profit Margin | 52.60% |
| Debt/Equity Ratio | 135.8% |
How did TCB perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield23%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 21:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Vietnam Technological and Commercial Joint Stock Bank is covered by 22 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hoang Nguyen | Bao Viet Securities Joint Stock Company |
| Ryan Foo | BofA Global Research |
| null null | Credit Suisse |