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Vietnam Technological and Commercial Bank HOSE:TCB Stock Report

Last Price

₫24.40k

Market Cap

₫172.4t

7D

2.5%

1Y

39.6%

Updated

20 Jan, 2025

Data

Company Financials +

Vietnam Technological and Commercial Joint Stock Bank

HOSE:TCB Stock Report

Market Cap: ₫172.4t

TCB Stock Overview

Provides personal and corporate banking products and services in Vietnam. More details

TCB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance5/6
Financial Health6/6
Dividends2/6

Rewards

Trading at 39.6% below our estimate of its fair value

Earnings are forecast to grow 18.17% per year

Earnings grew by 32.1% over the past year

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for TCB from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Vietnam Technological and Commercial Joint Stock Bank Competitors

Vietnam Commercial Bank for Industry and Trade

HOSE:CTG

₫200.3t

Vietnam Prosperity Commercial Bank

HOSE:VPB

₫146.0t

Military Commercial Bank

HOSE:MBB

₫132.9t

Asia Commercial Bank

HOSE:ACB

₫111.7t

Price History & Performance

Summary of share price highs, lows and changes for Vietnam Technological and Commercial Bank
Historical stock prices
Current Share Price₫24,400.00
52 Week High₫25,250.00
52 Week Low₫17,000.00
Beta1.18
1 Month Change2.52%
3 Month Change0.83%
1 Year Change39.63%
3 Year Change-2.98%
5 Year Change101.65%
Change since IPO42.97%

Recent News & Updates

Recent updates

Shareholder Returns

TCBVN BanksVN Market
7D2.5%1.5%1.6%
1Y39.6%7.3%4.9%

Return vs Industry: TCB exceeded the VN Banks industry which returned 7.3% over the past year.

Return vs Market: TCB exceeded the VN Market which returned 4.9% over the past year.

Price Volatility

Is TCB's price volatile compared to industry and market?
TCB volatility
TCB Average Weekly Movement2.5%
Banks Industry Average Movement2.6%
Market Average Movement3.7%
10% most volatile stocks in VN Market7.2%
10% least volatile stocks in VN Market2.1%

Stable Share Price: TCB has not had significant price volatility in the past 3 months compared to the VN market.

Volatility Over Time: TCB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199311,532Jens Lottnertechcombank.com

Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam. The company offers personal banking products and services include current accounts, foreign currency accounts, overdraft account; flexible and term deposits; certificate of deposit; car, home, and consumer loans; credit and debit cards; oversea money transfer, and CDM services; and home, car, and health insurance, as well as group health insurance for business. It also provides corporate banking products and services comprise capital, trading custodial, and real estate custodial account; payment; collection; liquidity; deposit and account management; solution package; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; and digital banking services.

Vietnam Technological and Commercial Joint Stock Bank Fundamentals Summary

How do Vietnam Technological and Commercial Bank's earnings and revenue compare to its market cap?
TCB fundamental statistics
Market cap₫172.38t
Earnings (TTM)₫22.54t
Revenue (TTM)₫42.85t

7.6x

P/E Ratio

1.2x

P/B Ratio

Is TCB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TCB income statement (TTM)
Revenue₫42.85t
Cost of Revenue₫0
Gross Profit₫42.85t
Other Expenses₫20.31t
Earnings₫22.54t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.19k
Gross Margin100.00%
Net Profit Margin52.60%
Debt/Equity Ratio135.8%

How did TCB perform over the long term?

See historical performance and comparison

Dividends

3.1%

Current Dividend Yield

23%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/20 22:11
End of Day Share Price 2025/01/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Vietnam Technological and Commercial Joint Stock Bank is covered by 22 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hoang NguyenBao Viet Securities Joint Stock Company
Ryan FooBofA Global Research
null nullCredit Suisse