Vietnam Technological and Commercial Joint Stock Bank

HOSE:TCB Stock Report

Market Cap: ₫165.6t

Vietnam Technological and Commercial Bank Balance Sheet Health

Financial Health criteria checks 6/6

Vietnam Technological and Commercial Bank has total assets of ₫927,053.3B and total equity of ₫144,368.0B. Total deposits are ₫565,558.9B, and total loans are ₫647,409.9B.

Key information

6.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

₫565.56t

Loan to deposit ratio

Appropriate

Bad loans

1.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

₫89.32t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: TCB's Assets to Equity ratio (6.4x) is low.

Allowance for Bad Loans: TCB has a sufficient allowance for bad loans (108%).

Low Risk Liabilities: 72% of TCB's liabilities are made up of primarily low risk sources of funding.

Loan Level: TCB has an appropriate level of Loans to Assets ratio (70%).

Low Risk Deposits: TCB's Loans to Deposits ratio (114%) is appropriate.

Level of Bad Loans: TCB has an appropriate level of bad loans (1.2%).


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